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Hospital + extras · Bronze Plus · Family · Tasmania · release 2026-10-01 · ranked 2026-11-09
Cheapest Bronze Plus hospital and extras cover in Tasmania for a family: $332.66 a month, release 2026-10-01, ranked 2026-11-09
In Tasmania, the cheapest of 223 published open Bronze Plus hospital-and-extras policies for a family from 15 insurers (median $507.00 a month) is Phoenix Health Fund Limited's Bronze Plus Essentials 750 & Kick Start Extras 50 at $332.66 a month before the government rebate, or about $252.43 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
All 223 are below with 5 per-person excess options from $250 to $750, and each insurer's own page; the same rebate brings the cheapest to about $239.05 at 65 to 69 and $225.68 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Bronze Plus hospital-and-extras policy for a family in Tasmania and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
- Cheapest · our recommendationBronze Plus hospital and extras for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$332.66/mo
Alternative · 3rd cheapestBronze Plus hospital and extras for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$352.61/mo
Alternative · 4th cheapestBronze Plus hospital and extras for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$353.63/mo
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Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
223 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$332.66/mo$3,991.92/yr before rebate2 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$348.24/mo$4,178.88/yr before rebate3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$352.61/mo$4,231.32/yr before rebate4
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$353.63/mo$4,243.56/yr before rebate5 $700 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$364.92/mo$4,379.04/yr before rebate6
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$366.56/mo$4,398.72/yr before rebate7
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$371.52/mo$4,458.24/yr before rebate8 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$373.82/mo$4,485.84/yr before rebate9
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$374.16/mo$4,489.92/yr before rebate10 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$378.30/mo$4,539.60/yr before rebate11 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$381.08/mo$4,572.96/yr before rebate12 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$381.08/mo$4,572.96/yr before rebate13 $350 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$385.84/mo$4,630.08/yr before rebate14
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$385.90/mo$4,630.80/yr before rebate15 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$389.40/mo$4,672.80/yr before rebate16
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$390.20/mo$4,682.40/yr before rebate17
$1000 excess per policy · pregnancy no · psychiatric restricted · joints noGo to CDH Benefits Fund$391.82/mo$4,701.84/yr before rebate18
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$392.44/mo$4,709.28/yr before rebate19
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$395.22/mo$4,742.64/yr before rebate20 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$396.67/mo$4,760.04/yr before rebate21
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Navy Health Ltd$397.30/mo$4,767.60/yr before rebate22
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Navy Health Ltd$399.32/mo$4,791.84/yr before rebate23
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$405.37/mo$4,864.44/yr before rebate24 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$405.85/mo$4,870.20/yr before rebate25 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$409.02/mo$4,908.24/yr before rebate26
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$411.84/mo$4,942.08/yr before rebate27
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$412.25/mo$4,947.00/yr before rebate28 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$415.39/mo$4,984.68/yr before rebate29
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$416.20/mo$4,994.40/yr before rebate30 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$417.39/mo$5,008.68/yr before rebate31
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$418.41/mo$5,020.92/yr before rebate32
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$419.00/mo$5,028.00/yr before rebate33
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$421.20/mo$5,054.40/yr before rebate34 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$424.85/mo$5,098.20/yr before rebate35
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$425.05/mo$5,100.60/yr before rebate36 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$425.97/mo$5,111.64/yr before rebate37 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$427.39/mo$5,128.68/yr before rebate38 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$432.42/mo$5,189.04/yr before rebate39 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$433.76/mo$5,205.12/yr before rebate40
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$434.03/mo$5,208.36/yr before rebate41 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$434.20/mo$5,210.40/yr before rebate42 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$435.76/mo$5,229.12/yr before rebate43
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$436.12/mo$5,233.44/yr before rebate44 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$439.79/mo$5,277.48/yr before rebate45 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$439.88/mo$5,278.56/yr before rebate46
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$439.96/mo$5,279.52/yr before rebate47
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$440.81/mo$5,289.72/yr before rebate48 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$441.87/mo$5,302.44/yr before rebate49
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$442.75/mo$5,313.00/yr before rebate50 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$444.34/mo$5,332.08/yr before rebate51
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$444.94/mo$5,339.28/yr before rebate52
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$445.06/mo$5,340.72/yr before rebate53
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$445.84/mo$5,350.08/yr before rebate54
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$445.84/mo$5,350.08/yr before rebate55 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$447.55/mo$5,370.60/yr before rebate56
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$449.30/mo$5,391.60/yr before rebate57 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$449.37/mo$5,392.44/yr before rebate58 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$450.79/mo$5,409.48/yr before rebate59
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$451.06/mo$5,412.72/yr before rebate60 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$452.57/mo$5,430.84/yr before rebate61 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$452.66/mo$5,431.92/yr before rebate62
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$452.85/mo$5,434.20/yr before rebate63
$1000 excess per policy · pregnancy no · psychiatric restricted · joints noGo to CDH Benefits Fund$452.98/mo$5,435.76/yr before rebate64
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$455.57/mo$5,466.84/yr before rebate65
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$455.85/mo$5,470.20/yr before rebate66 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$456.06/mo$5,472.72/yr before rebate67 $700 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$456.80/mo$5,481.60/yr before rebate68 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$458.16/mo$5,497.92/yr before rebate69 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$458.25/mo$5,499.00/yr before rebate70
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$458.39/mo$5,500.68/yr before rebate71 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$459.08/mo$5,508.96/yr before rebate72
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$459.18/mo$5,510.16/yr before rebate73 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$460.24/mo$5,522.88/yr before rebate74 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$465.53/mo$5,586.36/yr before rebate75 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$465.92/mo$5,591.04/yr before rebate76
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$467.11/mo$5,605.32/yr before rebate77 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$467.74/mo$5,612.88/yr before rebate78 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$468.24/mo$5,618.88/yr before rebate79 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$470.86/mo$5,650.32/yr before rebate80
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$471.61/mo$5,659.32/yr before rebate81 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$473.11/mo$5,677.32/yr before rebate82 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$474.89/mo$5,698.68/yr before rebate83 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$475.07/mo$5,700.84/yr before rebate84
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$475.70/mo$5,708.40/yr before rebate85 $350 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$477.72/mo$5,732.64/yr before rebate86 $750 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$480.20/mo$5,762.40/yr before rebate87 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$480.52/mo$5,766.24/yr before rebate88 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$481.13/mo$5,773.56/yr before rebate89
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Navy Health Ltd$481.56/mo$5,778.72/yr before rebate90
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$483.54/mo$5,802.48/yr before rebate91 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$483.90/mo$5,806.80/yr before rebate92
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$485.12/mo$5,821.44/yr before rebate93
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$486.40/mo$5,836.80/yr before rebate94
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$488.15/mo$5,857.80/yr before rebate95 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$489.23/mo$5,870.76/yr before rebate96
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$489.48/mo$5,873.76/yr before rebate97
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$490.09/mo$5,881.08/yr before rebate98
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$490.41/mo$5,884.92/yr before rebate99 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$491.10/mo$5,893.20/yr before rebate100 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$491.48/mo$5,897.76/yr before rebate101 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$493.26/mo$5,919.12/yr before rebate102
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$494.38/mo$5,932.56/yr before rebate103
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$495.00/mo$5,940.00/yr before rebate104
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$496.08/mo$5,952.96/yr before rebate105 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$497.34/mo$5,968.08/yr before rebate106 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$498.89/mo$5,986.68/yr before rebate107 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$505.44/mo$6,065.28/yr before rebate108 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$505.44/mo$6,065.28/yr before rebate109
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$505.92/mo$6,071.04/yr before rebate110
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$506.50/mo$6,078.00/yr before rebate111 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$506.68/mo$6,080.16/yr before rebate112 $500 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$507.00/mo$6,084.00/yr before rebate113 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$508.00/mo$6,096.00/yr before rebate114
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$509.70/mo$6,116.40/yr before rebate115 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$509.90/mo$6,118.80/yr before rebate116
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$511.12/mo$6,133.44/yr before rebate117 $700 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$514.22/mo$6,170.64/yr before rebate118
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$514.34/mo$6,172.08/yr before rebate119 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$514.43/mo$6,173.16/yr before rebate120 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$514.43/mo$6,173.16/yr before rebate121
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$514.65/mo$6,175.80/yr before rebate122
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$517.63/mo$6,211.56/yr before rebate123
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$517.98/mo$6,215.76/yr before rebate124 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$518.92/mo$6,227.04/yr before rebate125 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$519.39/mo$6,232.68/yr before rebate126
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$523.03/mo$6,276.36/yr before rebate127
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$523.33/mo$6,279.96/yr before rebate128
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$523.33/mo$6,279.96/yr before rebate129 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$523.81/mo$6,285.72/yr before rebate130 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$527.11/mo$6,325.32/yr before rebate131 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$527.49/mo$6,329.88/yr before rebate132 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$528.27/mo$6,339.24/yr before rebate133
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$528.57/mo$6,342.84/yr before rebate134 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$529.41/mo$6,352.92/yr before rebate135 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$530.05/mo$6,360.60/yr before rebate136 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$530.18/mo$6,362.16/yr before rebate137
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$531.18/mo$6,374.16/yr before rebate138
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$532.13/mo$6,385.56/yr before rebate139
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$533.90/mo$6,406.80/yr before rebate140 $350 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$535.14/mo$6,421.68/yr before rebate141 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$536.64/mo$6,439.68/yr before rebate142
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$538.15/mo$6,457.80/yr before rebate143 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$538.25/mo$6,459.00/yr before rebate144 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$539.16/mo$6,469.92/yr before rebate145 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$540.97/mo$6,491.64/yr before rebate146
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$541.75/mo$6,501.00/yr before rebate147
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$544.22/mo$6,530.64/yr before rebate148 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$546.44/mo$6,557.28/yr before rebate149
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$547.56/mo$6,570.72/yr before rebate150 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$548.55/mo$6,582.60/yr before rebate151 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$548.69/mo$6,584.28/yr before rebate152 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$549.16/mo$6,589.92/yr before rebate153 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$551.46/mo$6,617.52/yr before rebate154 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$552.25/mo$6,627.00/yr before rebate155
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$552.62/mo$6,631.44/yr before rebate156
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$554.02/mo$6,648.24/yr before rebate157
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$554.40/mo$6,652.80/yr before rebate158 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$558.69/mo$6,704.28/yr before rebate159 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$560.30/mo$6,723.60/yr before rebate160 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$561.21/mo$6,734.52/yr before rebate161
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$565.07/mo$6,780.84/yr before rebate162
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$566.81/mo$6,801.72/yr before rebate163 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$568.49/mo$6,821.88/yr before rebate164 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$569.27/mo$6,831.24/yr before rebate165
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$570.61/mo$6,847.32/yr before rebate166 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$570.74/mo$6,848.88/yr before rebate167 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$571.25/mo$6,855.00/yr before rebate168
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$572.55/mo$6,870.60/yr before rebate169
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$574.75/mo$6,897.00/yr before rebate170
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$575.57/mo$6,906.84/yr before rebate171
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Navy Health Ltd$576.24/mo$6,914.88/yr before rebate172
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$576.96/mo$6,923.52/yr before rebate173
$1000 excess per policy · pregnancy no · psychiatric restricted · joints noGo to CDH Benefits Fund$577.46/mo$6,929.52/yr before rebate174 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$578.20/mo$6,938.40/yr before rebate175 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$578.94/mo$6,947.28/yr before rebate176 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$581.19/mo$6,974.28/yr before rebate177
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$583.16/mo$6,997.92/yr before rebate178
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$584.40/mo$7,012.80/yr before rebate179
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$584.82/mo$7,017.84/yr before rebate180 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$588.38/mo$7,060.56/yr before rebate181 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$590.72/mo$7,088.64/yr before rebate182 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$591.32/mo$7,095.84/yr before rebate183 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$599.14/mo$7,189.68/yr before rebate184 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$600.25/mo$7,203.00/yr before rebate185 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$600.99/mo$7,211.88/yr before rebate186 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$603.24/mo$7,238.88/yr before rebate187 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$609.09/mo$7,309.08/yr before rebate188 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$610.43/mo$7,325.16/yr before rebate189
$1000 excess per policy · pregnancy no · psychiatric restricted · joints noGo to CDH Benefits Fund$610.86/mo$7,330.32/yr before rebate190
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$612.73/mo$7,352.76/yr before rebate191
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$616.10/mo$7,393.20/yr before rebate192 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$618.15/mo$7,417.80/yr before rebate193 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$620.10/mo$7,441.20/yr before rebate194
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$621.64/mo$7,459.68/yr before rebate195 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$628.51/mo$7,542.12/yr before rebate196
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$634.28/mo$7,611.36/yr before rebate197 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$642.15/mo$7,705.80/yr before rebate198
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$643.34/mo$7,720.08/yr before rebate199
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$644.91/mo$7,738.92/yr before rebate200
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$649.12/mo$7,789.44/yr before rebate201 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$650.56/mo$7,806.72/yr before rebate202 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$654.55/mo$7,854.60/yr before rebate203
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$657.06/mo$7,884.72/yr before rebate204
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$663.97/mo$7,967.64/yr before rebate205
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$663.97/mo$7,967.64/yr before rebate206
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$672.92/mo$8,075.04/yr before rebate207
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$674.14/mo$8,089.68/yr before rebate208 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$676.60/mo$8,119.20/yr before rebate209
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$678.50/mo$8,142.00/yr before rebate210
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$680.00/mo$8,160.00/yr before rebate211
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$690.77/mo$8,289.24/yr before rebate212
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$690.77/mo$8,289.24/yr before rebate213
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$691.16/mo$8,293.92/yr before rebate214
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$705.70/mo$8,468.40/yr before rebate215 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$732.51/mo$8,790.12/yr before rebate216
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$742.19/mo$8,906.28/yr before rebate217 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$754.56/mo$9,054.72/yr before rebate218
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$796.55/mo$9,558.60/yr before rebate219
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$821.33/mo$9,855.96/yr before rebate220
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$821.33/mo$9,855.96/yr before rebate221
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$824.56/mo$9,894.72/yr before rebate222
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$848.13/mo$10,177.56/yr before rebate223
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$848.13/mo$10,177.56/yr before rebate
Questions for a family in Tasmania, answered from the same release
The cheapest of the 223 after the government rebate
$332.66 a month, the published premium for Phoenix Health Fund Limited's Bronze Plus Essentials 750 & Kick Start Extras 50, less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $252.43 · 24.118% off | $279.17 · 16.079% off | $305.92 · 8.038% off | $332.66 · 0% off |
| 65 to 69 | $239.05 · 28.139% off | $265.80 · 20.098% off | $292.55 · 12.058% off | $332.66 · 0% off |
| 70 and over | $225.68 · 32.158% off | $252.43 · 24.118% off | $279.17 · 16.079% off | $332.66 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints