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Life insurance

Life insurance: the brands that sell it, verified on their own sites

Life insurance in Australia: 15 brands that sell it to households, each verified on its own site on 26 October 2026 as naming the APRA-registered insurer that issues its policies, with a link to each brand; no prices, because no regulator publishes life insurance premiums and OpenStream is not licensed to compare them. Life, total and permanent disability, trauma and income protection cover. Priced from age, health, occupation and the sum insured, underwritten per person.

Brands that sell life insurance to households

15 brands, each verified on its own site on 26 October 2026: the brand names the APRA-registered insurer that issues its policies and names life insurance among what it sells. Alphabetical, not a ranking; no prices, no advice. Each brand has a page with what its site says.

BrandPolicies issued byWebsite
AIA AustraliabrandAIA Australia LimitedunderwriterGo to AIA
ApiabrandAAI LimitedunderwriterGo to Apia
Australian Seniors LifebrandHollard Insurance Company Pty LtdunderwriterGo to Australian
Budget DirectbrandAuto & General Insurance Company LimitedunderwriterGo to Budget
ClearViewbrandClearView Life Assurance LimitedunderwriterGo to ClearView
Guardian LifebrandHollard Insurance Company Pty LtdunderwriterGo to Guardian
Medibank LifebrandZurich Australia LimitedunderwriterGo to Medibank
MetLifebrandMetLife Insurance LimitedunderwriterGo to MetLife
NobleOakbrandNobleOak Life LimitedunderwriterGo to NobleOak
Ozicare InsurancebrandAuto & General Insurance Company LimitedunderwriterGo to Ozicare
Qantas InsurancebrandAuto & General Insurance Company LimitedunderwriterGo to Qantas
Real InsurancebrandHollard Insurance Company Pty LtdunderwriterGo to Real
Resolution LifebrandResolution Life Australasia LimitedunderwriterGo to Resolution
Suncorp InsurancebrandAAI LimitedunderwriterGo to Suncorp
TALbrandTAL Life LimitedunderwriterGo to TAL

Underwriters: life insurance companies and friendly societies registered with APRA

32 entities as named on APRA, Register of life insurance companies, as at 2025-10-07. The register says who may write insurance in Australia; it does not say who sells life insurance to households, and this list is alphabetical, not a ranking.

UnderwriterAs registeredWebsite
AIA AustraliaAIA Australia LimitedGo to AIA
ART Life InsuranceART Life Insurance LtdGo to ART
Australia Unity Life BondsAustralia Unity Life Bonds LimitedGo to Australia
Centuria LifeCenturia Life LimitedGo to Centuria
Challenger Life CompanyChallenger Life Company LimitedGo to Challenger
ClearView Life AssuranceClearView Life Assurance LimitedGo to ClearView
Foresters FinancialForesters Financial LimitedGo to Foresters
Futurity Investment GroupFuturity Investment Group LimitedGo to Futurity
Generation LifeGeneration Life LimitedGo to Generation
HCF Life Insurance CompanyHCF Life Insurance Company Pty Ltd.Go to HCF
KeyInvestKeyInvest LtdGo to KeyInvest
MetLife InsuranceMetLife Insurance LimitedGo to MetLife
NobleOak LifeNobleOak Life LimitedGo to NobleOak
Resolution Life AustralasiaResolution Life Australasia LimitedGo to Resolution
TAL LifeTAL Life LimitedGo to TAL
Zurich AustraliaZurich Australia LimitedGo to Zurich
Allianz Australia Life InsuranceAllianz Australia Life Insurance Limitedno verified site
Combined Life Insurance Company of AustraliaCombined Life Insurance Company of Australia Ltd.no verified site
General Reinsurance Life AustraliaGeneral Reinsurance Life Australia Ltd.no verified site
Hallmark Life Insurance CompanyHallmark Life Insurance Company Ltd.no verified site
Hannover Life Re of AustralasiaHannover Life Re of Australasia Ltd.no verified site
Lifeplan Australia Friendly SocietyLifeplan Australia Friendly Society Limitedno verified site
Munich Reinsurance Company of AustralasiaMunich Reinsurance Company of Australasia Limitedno verified site
Nippon Life Insurance Australia and New ZealandNippon Life Insurance Australia and New Zealand Limitedno verified site
Over Fifty Guardian Friendly SocietyOver Fifty Guardian Friendly Society Limitedno verified site
Pacific Life Re (Australia)Pacific Life Re (Australia) Pty Limitedno verified site
RGA Reinsurance Company of AustraliaRGA Reinsurance Company of Australia Limitedno verified site
RLNMRLNM Limitedno verified site
SCOR Global Life AustraliaSCOR Global Life Australia Pty Limitedno verified site
Sureplan Friendly SocietySureplan Friendly Society Ltdno verified site
Swiss Re Life & Health AustraliaSwiss Re Life & Health Australia Limitedno verified site
TAL Life Insurance ServicesTAL Life Insurance Services Limitedno verified site

Source: APRA, Register of life insurance companies. Every entity on the register is listed, reinsurers included; a link appears only where the insurer's own site was verified (scripts/insurer-sites.mjs).

Important information

We do not compare, rank, price or advise on this kind of insurance.

  • Car, travel, life and pet insurance are financial products under the Corporations Act 2001. OpenStream does not hold an Australian financial services licence and is not an authorised representative of any licensee. Nothing on this page is financial product advice, general or personal, and nothing on it is a recommendation of any insurer or policy.
  • These products are priced individually by each insurer from your own details. No regulator publishes their premiums, so OpenStream shows no prices and makes no comparison. Any figure you see will come from the insurer's own quote.
  • What this page does is name insurers licensed by APRA and give you their contact details, which the law allows a person who is not licensed to do (Corporations Regulations 2001, regulation 7.6.01(1)(e) and (ea)). OpenStream receives no payment, commission or other benefit from any insurer named on this page. If that ever changes, the benefit will be stated here before any link carries it.
  • Before you buy any insurance, read the insurer's Product Disclosure Statement and Target Market Determination, and consider whether the product suits your needs, objectives and financial situation, with a licensed adviser if you want advice.
  • The names come from APRA's public registers at the date stated on the page. Being on a register means an insurer is authorised to write insurance in Australia; it does not mean the insurer sells this kind of cover to households, the brands shown with a logo are those whose own site names this kind of cover, checked on the date stated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source