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Hospital only · Bronze Plus · Family · Tasmania · release 2026-10-01 · ranked 2026-11-09
Cheapest Bronze Plus hospital cover in Tasmania for a family: $243.58 a month, release 2026-10-01, ranked 2026-11-09
In Tasmania, the cheapest of 194 published open Bronze Plus hospital policies for a family from 26 insurers (median $347.13 a month) is see-u by HBF's Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) at $243.58 a month before the government rebate, or about $184.83 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
All 194 are below with 6 per-person excess options from $200 to $750, 2 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $175.04 at 65 to 69 and $165.25 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Bronze Plus hospital policy for a family in Tasmania and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Cheapest · our recommendationBronze Plus hospital for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$243.58/mo- Alternative · 2nd cheapestBronze Plus hospital for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$251.10/mo
- Alternative · 4th cheapestBronze Plus hospital for a family, before the rebate, release 2026-10-01 · price read 2026-11-09$260.00/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
194 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1
$750 excess · pregnancy no · psychiatric restricted · joints noGo to see-u by HBF$243.58/mo$2,922.96/yr before rebate2 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$251.10/mo$3,013.20/yr before rebate3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to see-u by HBF$252.52/mo$3,030.24/yr before rebate4 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$260.00/mo$3,120.00/yr before rebate5 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$266.68/mo$3,200.16/yr before rebate6
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$268.50/mo$3,222.00/yr before rebate7 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$268.75/mo$3,225.00/yr before rebate8
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$269.64/mo$3,235.68/yr before rebate9
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$271.30/mo$3,255.60/yr before rebate10 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$272.80/mo$3,273.60/yr before rebate11
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$273.20/mo$3,278.40/yr before rebate12
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$273.62/mo$3,283.44/yr before rebate13
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$273.90/mo$3,286.80/yr before rebate14
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$275.30/mo$3,303.60/yr before rebate15
$750 excess · pregnancy no · psychiatric restricted · joints noGo to see-u by HBF$277.36/mo$3,328.32/yr before rebate16
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$278.29/mo$3,339.48/yr before rebate17
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$278.94/mo$3,347.28/yr before rebate18
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$281.42/mo$3,377.04/yr before rebate19 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$286.68/mo$3,440.16/yr before rebate20
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$289.28/mo$3,471.36/yr before rebate21 RT Health - a division of The Hospitals Contribution Fund Bronze Plus Essential Hospital $700 Excess$700 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$290.64/mo$3,487.68/yr before rebate22
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$293.26/mo$3,519.12/yr before rebate23
no excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$293.40/mo$3,520.80/yr before rebate24
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$293.57/mo$3,522.84/yr before rebate25 $750 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$293.60/mo$3,523.20/yr before rebate26
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$293.69/mo$3,524.28/yr before rebate27
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$294.00/mo$3,528.00/yr before rebate28
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$296.40/mo$3,556.80/yr before rebate29 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$297.17/mo$3,566.04/yr before rebate30
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$299.60/mo$3,595.20/yr before rebate31
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$299.80/mo$3,597.60/yr before rebate32 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$300.10/mo$3,601.20/yr before rebate33
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$300.12/mo$3,601.44/yr before rebate34 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$301.00/mo$3,612.00/yr before rebate35 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$301.00/mo$3,612.00/yr before rebate36
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$302.80/mo$3,633.60/yr before rebate37
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$302.97/mo$3,635.64/yr before rebate38
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$303.25/mo$3,639.00/yr before rebate39 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$304.54/mo$3,654.48/yr before rebate40 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$304.54/mo$3,654.48/yr before rebate41
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$305.42/mo$3,665.04/yr before rebate42
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$305.72/mo$3,668.64/yr before rebate43 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$306.34/mo$3,676.08/yr before rebate44
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$307.75/mo$3,693.00/yr before rebate45
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$308.10/mo$3,697.20/yr before rebate46
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$308.50/mo$3,702.00/yr before rebate47
$1000 excess per policy · pregnancy no · psychiatric restricted · joints noGo to CDH Benefits Fund$310.06/mo$3,720.72/yr before rebate48
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$310.80/mo$3,729.60/yr before rebate49
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$310.95/mo$3,731.40/yr before rebate50
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$311.30/mo$3,735.60/yr before rebate51 RT Health - a division of The Hospitals Contribution Fund Bronze Plus Essential Hospital $350 Excess$350 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$311.56/mo$3,738.72/yr before rebate52
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$311.80/mo$3,741.60/yr before rebate53
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$312.72/mo$3,752.64/yr before rebate54
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$314.00/mo$3,768.00/yr before rebate55
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$314.05/mo$3,768.60/yr before rebate56
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$315.20/mo$3,782.40/yr before rebate57
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$315.33/mo$3,783.96/yr before rebate58
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$317.60/mo$3,811.20/yr before rebate59
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$317.90/mo$3,814.80/yr before rebate60
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$318.42/mo$3,821.04/yr before rebate61
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$318.42/mo$3,821.04/yr before rebate62
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$318.87/mo$3,826.44/yr before rebate63 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$319.02/mo$3,828.24/yr before rebate64
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$319.93/mo$3,839.16/yr before rebate65
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$319.93/mo$3,839.16/yr before rebate66 $500 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$320.40/mo$3,844.80/yr before rebate67 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$320.72/mo$3,848.64/yr before rebate68 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$320.72/mo$3,848.64/yr before rebate69
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$324.25/mo$3,891.00/yr before rebate70 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$325.00/mo$3,900.00/yr before rebate71 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Phoenix Health Fund Limited$325.35/mo$3,904.20/yr before rebate72 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$325.77/mo$3,909.24/yr before rebate73
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$325.81/mo$3,909.72/yr before rebate74
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$326.28/mo$3,915.36/yr before rebate75
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$326.52/mo$3,918.24/yr before rebate76
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$328.90/mo$3,946.80/yr before rebate77
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$329.60/mo$3,955.20/yr before rebate78
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Navy Health Ltd$329.76/mo$3,957.12/yr before rebate79
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$332.96/mo$3,995.52/yr before rebate80 $250 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$333.96/mo$4,007.52/yr before rebate81 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$335.94/mo$4,031.28/yr before rebate82 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$337.12/mo$4,045.44/yr before rebate83 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$337.39/mo$4,048.68/yr before rebate84
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$337.84/mo$4,054.08/yr before rebate85
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$338.00/mo$4,056.00/yr before rebate86
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$338.82/mo$4,065.84/yr before rebate87
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$338.90/mo$4,066.80/yr before rebate88 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$341.00/mo$4,092.00/yr before rebate89
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$341.36/mo$4,096.32/yr before rebate90
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$341.81/mo$4,101.72/yr before rebate91
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$341.81/mo$4,101.72/yr before rebate92
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$344.10/mo$4,129.20/yr before rebate93
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$345.13/mo$4,141.56/yr before rebate94
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$345.43/mo$4,145.16/yr before rebate95
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$345.53/mo$4,146.36/yr before rebate96
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$345.72/mo$4,148.64/yr before rebate97
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$345.72/mo$4,148.64/yr before rebate98
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$347.13/mo$4,165.56/yr before rebate99
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCi$347.13/mo$4,165.56/yr before rebate100
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$347.34/mo$4,168.08/yr before rebate101
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$347.34/mo$4,168.08/yr before rebate102
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$348.50/mo$4,182.00/yr before rebate103
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$349.14/mo$4,189.68/yr before rebate104
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$349.66/mo$4,195.92/yr before rebate105
$250 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$351.30/mo$4,215.60/yr before rebate106
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$352.10/mo$4,225.20/yr before rebate107
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$352.86/mo$4,234.32/yr before rebate108
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$354.10/mo$4,249.20/yr before rebate109
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$354.10/mo$4,249.20/yr before rebate110
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$354.40/mo$4,252.80/yr before rebate111
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$355.10/mo$4,261.20/yr before rebate112
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$355.42/mo$4,265.04/yr before rebate113
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$356.00/mo$4,272.00/yr before rebate114
$250 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$356.31/mo$4,275.72/yr before rebate115
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$358.30/mo$4,299.60/yr before rebate116 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$358.35/mo$4,300.20/yr before rebate117 $250 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$360.60/mo$4,327.20/yr before rebate118
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$361.79/mo$4,341.48/yr before rebate119
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$363.50/mo$4,362.00/yr before rebate120
$200 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$364.00/mo$4,368.00/yr before rebate121
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$365.85/mo$4,390.20/yr before rebate122
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$366.80/mo$4,401.60/yr before rebate123
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$370.25/mo$4,443.00/yr before rebate124
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$370.25/mo$4,443.00/yr before rebate125
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$371.04/mo$4,452.48/yr before rebate126
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$371.38/mo$4,456.56/yr before rebate127 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$371.47/mo$4,457.64/yr before rebate128
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$372.28/mo$4,467.36/yr before rebate129
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$372.51/mo$4,470.12/yr before rebate130
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$373.75/mo$4,485.00/yr before rebate131
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$373.75/mo$4,485.00/yr before rebate132
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$374.50/mo$4,494.00/yr before rebate133 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$375.12/mo$4,501.44/yr before rebate134
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$375.43/mo$4,505.16/yr before rebate135 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$376.25/mo$4,515.00/yr before rebate136 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$376.25/mo$4,515.00/yr before rebate137
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$376.89/mo$4,522.68/yr before rebate138
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$377.13/mo$4,525.56/yr before rebate139
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$377.13/mo$4,525.56/yr before rebate140
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$377.50/mo$4,530.00/yr before rebate141
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$378.50/mo$4,542.00/yr before rebate142
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$379.00/mo$4,548.00/yr before rebate143
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$379.39/mo$4,552.68/yr before rebate144
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$381.30/mo$4,575.60/yr before rebate145
no excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$381.40/mo$4,576.80/yr before rebate146
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$382.15/mo$4,585.80/yr before rebate147 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$382.81/mo$4,593.72/yr before rebate148
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$384.14/mo$4,609.68/yr before rebate149
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$386.10/mo$4,633.20/yr before rebate150
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$388.26/mo$4,659.12/yr before rebate151
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$391.65/mo$4,699.80/yr before rebate152
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$393.86/mo$4,726.32/yr before rebate153
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$394.20/mo$4,730.40/yr before rebate154 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$395.90/mo$4,750.80/yr before rebate155 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$395.90/mo$4,750.80/yr before rebate156
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$397.00/mo$4,764.00/yr before rebate157
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$402.19/mo$4,826.28/yr before rebate158
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.54/mo$4,842.48/yr before rebate159
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.65/mo$4,843.80/yr before rebate160
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.88/mo$4,846.56/yr before rebate161
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.88/mo$4,846.56/yr before rebate162
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.88/mo$4,846.56/yr before rebate163
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.88/mo$4,846.56/yr before rebate164
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$403.88/mo$4,846.56/yr before rebate165
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$404.05/mo$4,848.60/yr before rebate166 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$404.86/mo$4,858.32/yr before rebate167
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$405.35/mo$4,864.20/yr before rebate168 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$407.21/mo$4,886.52/yr before rebate169
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$407.69/mo$4,892.28/yr before rebate170
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$408.20/mo$4,898.40/yr before rebate171
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$412.00/mo$4,944.00/yr before rebate172
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$413.50/mo$4,962.00/yr before rebate173
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$416.20/mo$4,994.40/yr before rebate174
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$416.20/mo$4,994.40/yr before rebate175 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$416.93/mo$5,003.16/yr before rebate176 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$416.93/mo$5,003.16/yr before rebate177 $250 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$417.45/mo$5,009.40/yr before rebate178 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$421.40/mo$5,056.80/yr before rebate179
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Australian Unity Health Limited$423.65/mo$5,083.80/yr before rebate180
$250 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$424.23/mo$5,090.76/yr before rebate181
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$430.30/mo$5,163.60/yr before rebate182
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$431.30/mo$5,175.60/yr before rebate183
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$433.60/mo$5,203.20/yr before rebate184
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$433.70/mo$5,204.40/yr before rebate185
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$435.80/mo$5,229.60/yr before rebate186
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$439.45/mo$5,273.40/yr before rebate187
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$443.00/mo$5,316.00/yr before rebate188
$500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Doctors' Health Fund$443.00/mo$5,316.00/yr before rebate189
$250 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$449.66/mo$5,395.92/yr before rebate190
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$458.70/mo$5,504.40/yr before rebate191
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$472.60/mo$5,671.20/yr before rebate192
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$481.33/mo$5,775.96/yr before rebate193
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$500.10/mo$6,001.20/yr before rebate194
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$506.50/mo$6,078.00/yr before rebate
Questions for a family in Tasmania, answered from the same release
The cheapest of the 194 after the government rebate
$243.58 a month, the published premium for see-u by HBF's Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus), less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $184.83 · 24.118% off | $204.41 · 16.079% off | $224.00 · 8.038% off | $243.58 · 0% off |
| 65 to 69 | $175.04 · 28.139% off | $194.63 · 20.098% off | $214.21 · 12.058% off | $243.58 · 0% off |
| 70 and over | $165.25 · 32.158% off | $184.83 · 24.118% off | $204.41 · 16.079% off | $243.58 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints