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Hospital + extras · Basic Plus · Single parent · Tasmania · release 2026-10-01 · ranked 2026-11-08
Cheapest Basic Plus hospital and extras cover in Tasmania for a single parent: $221.82 a month, release 2026-10-01, ranked 2026-11-08
In Tasmania, the cheapest of 160 published open Basic Plus hospital-and-extras policies for a single parent from 9 insurers (median $349.40 a month) is Latrobe Health Services's Healthy Start (Basic) at $221.82 a month before the government rebate, or about $168.32 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with no excess, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
All 160 are below with 2 per-person excess options from $500 to $750, 7 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $159.40 at 65 to 69 and $150.49 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Basic Plus hospital-and-extras policy for a single parent in Tasmania and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
- Cheapest · our recommendationBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$221.82/mo
Alternative · 2nd cheapestBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$247.02/mo
Alternative · 3rd cheapestBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$249.80/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
160 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1 no excess · pregnancy restricted · psychiatric restricted · joints restrictedGo to Latrobe Health Services$221.82/mo$2,661.84/yr before rebate2
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$247.02/mo$2,964.24/yr before rebate3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$249.80/mo$2,997.60/yr before rebate4
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$255.21/mo$3,062.52/yr before rebate5
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$256.59/mo$3,079.08/yr before rebate6 no excess · pregnancy restricted · psychiatric restricted · joints restrictedGo to Latrobe Health Services$258.79/mo$3,105.48/yr before rebate7 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$259.39/mo$3,112.68/yr before rebate8 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$262.00/mo$3,144.00/yr before rebate9 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$267.10/mo$3,205.20/yr before rebate10
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$277.78/mo$3,333.36/yr before rebate11 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$277.92/mo$3,335.04/yr before rebate12 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$278.76/mo$3,345.12/yr before rebate13
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$282.53/mo$3,390.36/yr before rebate14 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$283.96/mo$3,407.52/yr before rebate15 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$285.61/mo$3,427.32/yr before rebate16 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$286.47/mo$3,437.64/yr before rebate17
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$288.21/mo$3,458.52/yr before rebate18
no excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to CBHS Health Fund Limited$288.25/mo$3,459.00/yr before rebate19
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$290.62/mo$3,487.44/yr before rebate20 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$291.67/mo$3,500.04/yr before rebate21 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$292.63/mo$3,511.56/yr before rebate22
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$293.28/mo$3,519.36/yr before rebate23 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$293.32/mo$3,519.84/yr before rebate24
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$293.62/mo$3,523.44/yr before rebate25 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$297.92/mo$3,575.04/yr before rebate26 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$299.35/mo$3,592.20/yr before rebate27 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$300.34/mo$3,604.08/yr before rebate28
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$300.69/mo$3,608.28/yr before rebate29
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$301.88/mo$3,622.56/yr before rebate30 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$304.03/mo$3,648.36/yr before rebate31 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$304.98/mo$3,659.76/yr before rebate32 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$305.63/mo$3,667.56/yr before rebate33 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$305.63/mo$3,667.56/yr before rebate34 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$307.06/mo$3,684.72/yr before rebate35
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$307.10/mo$3,685.20/yr before rebate36
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$309.34/mo$3,712.08/yr before rebate37 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$310.31/mo$3,723.72/yr before rebate38 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$311.74/mo$3,740.88/yr before rebate39 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$311.78/mo$3,741.36/yr before rebate40 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$313.34/mo$3,760.08/yr before rebate41 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$314.21/mo$3,770.52/yr before rebate42 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$315.73/mo$3,788.76/yr before rebate43
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$316.55/mo$3,798.60/yr before rebate44 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$317.16/mo$3,805.92/yr before rebate45
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$317.87/mo$3,814.44/yr before rebate46 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$318.02/mo$3,816.24/yr before rebate47
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$318.39/mo$3,820.68/yr before rebate48
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$319.22/mo$3,830.64/yr before rebate49 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$319.49/mo$3,833.88/yr before rebate50 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$320.92/mo$3,851.04/yr before rebate51 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$320.92/mo$3,851.04/yr before rebate52 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$320.92/mo$3,851.04/yr before rebate53 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$323.44/mo$3,881.28/yr before rebate54
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$323.58/mo$3,882.96/yr before rebate55
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$323.80/mo$3,885.60/yr before rebate56 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$325.00/mo$3,900.00/yr before rebate57
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$325.32/mo$3,903.84/yr before rebate58
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$326.63/mo$3,919.56/yr before rebate59
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$326.80/mo$3,921.60/yr before rebate60 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$328.68/mo$3,944.16/yr before rebate61
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$330.99/mo$3,971.88/yr before rebate62 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$331.24/mo$3,974.88/yr before rebate63
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$332.40/mo$3,988.80/yr before rebate64 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$332.67/mo$3,992.04/yr before rebate65 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$332.71/mo$3,992.52/yr before rebate66
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$333.04/mo$3,996.48/yr before rebate67 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$334.62/mo$4,015.44/yr before rebate68 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$336.48/mo$4,037.76/yr before rebate69 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$337.31/mo$4,047.72/yr before rebate70
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$337.40/mo$4,048.80/yr before rebate71 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$337.53/mo$4,050.36/yr before rebate72 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$337.91/mo$4,054.92/yr before rebate73 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$338.95/mo$4,067.40/yr before rebate74 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$340.38/mo$4,084.56/yr before rebate75 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$343.85/mo$4,126.20/yr before rebate76
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$343.99/mo$4,127.88/yr before rebate77 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$344.20/mo$4,130.40/yr before rebate78 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$344.50/mo$4,134.00/yr before rebate79 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$345.02/mo$4,140.24/yr before rebate80 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$345.71/mo$4,148.52/yr before rebate81
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$349.40/mo$4,192.80/yr before rebate82 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$350.48/mo$4,205.76/yr before rebate83 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$351.91/mo$4,222.92/yr before rebate84 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$352.12/mo$4,225.44/yr before rebate85 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$353.73/mo$4,244.76/yr before rebate86 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$353.88/mo$4,246.56/yr before rebate87
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$356.10/mo$4,273.20/yr before rebate88 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$357.45/mo$4,289.40/yr before rebate89 Health Partners Basic Hospital Plus $750 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$357.67/mo$4,292.04/yr before rebate90 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$359.32/mo$4,311.84/yr before rebate91 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$359.71/mo$4,316.52/yr before rebate92 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$361.35/mo$4,336.20/yr before rebate93 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$364.60/mo$4,375.20/yr before rebate94 Health Partners Basic Hospital Plus $500 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$365.38/mo$4,384.56/yr before rebate95 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$366.29/mo$4,395.48/yr before rebate96 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$366.68/mo$4,400.16/yr before rebate97 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$367.42/mo$4,409.04/yr before rebate98 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$368.55/mo$4,422.60/yr before rebate99 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$369.80/mo$4,437.60/yr before rebate100
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$372.20/mo$4,466.40/yr before rebate101
no excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$373.40/mo$4,480.80/yr before rebate102 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$373.83/mo$4,485.96/yr before rebate103
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$373.98/mo$4,487.76/yr before rebate104 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$375.52/mo$4,506.24/yr before rebate105 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$376.65/mo$4,519.80/yr before rebate106
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$377.93/mo$4,535.16/yr before rebate107 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$379.99/mo$4,559.88/yr before rebate108 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$381.33/mo$4,575.96/yr before rebate109
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$381.60/mo$4,579.20/yr before rebate110
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$382.74/mo$4,592.88/yr before rebate111
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$385.14/mo$4,621.68/yr before rebate112 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$387.70/mo$4,652.40/yr before rebate113 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$388.44/mo$4,661.28/yr before rebate114
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$389.74/mo$4,676.88/yr before rebate115 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$390.08/mo$4,680.96/yr before rebate116 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$390.56/mo$4,686.72/yr before rebate117
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$393.27/mo$4,719.24/yr before rebate118 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$395.33/mo$4,743.96/yr before rebate119 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$397.67/mo$4,772.04/yr before rebate120 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$398.49/mo$4,781.88/yr before rebate121
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$398.68/mo$4,784.16/yr before rebate122 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$398.88/mo$4,786.56/yr before rebate123 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$399.31/mo$4,791.72/yr before rebate124 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$404.56/mo$4,854.72/yr before rebate125
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$405.14/mo$4,861.68/yr before rebate126 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$406.20/mo$4,874.40/yr before rebate127 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$408.11/mo$4,897.32/yr before rebate128
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$410.68/mo$4,928.16/yr before rebate129 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$411.30/mo$4,935.60/yr before rebate130 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$412.26/mo$4,947.12/yr before rebate131
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$414.54/mo$4,974.48/yr before rebate132
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$418.50/mo$5,022.00/yr before rebate133 Health Partners Basic Hospital Plus $750 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$418.55/mo$5,022.60/yr before rebate134
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$420.08/mo$5,040.96/yr before rebate135
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$422.68/mo$5,072.16/yr before rebate136
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$425.91/mo$5,110.92/yr before rebate137 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$427.22/mo$5,126.64/yr before rebate138 Health Partners Basic Hospital Plus $500 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$427.78/mo$5,133.36/yr before rebate139
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$428.22/mo$5,138.64/yr before rebate140
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$432.32/mo$5,187.84/yr before rebate141 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$432.63/mo$5,191.56/yr before rebate142 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$438.53/mo$5,262.36/yr before rebate143 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$447.76/mo$5,373.12/yr before rebate144
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$452.81/mo$5,433.72/yr before rebate145 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$454.00/mo$5,448.00/yr before rebate146 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$459.11/mo$5,509.32/yr before rebate147
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$460.02/mo$5,520.24/yr before rebate148 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$461.71/mo$5,540.52/yr before rebate149 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$468.34/mo$5,620.08/yr before rebate150 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$471.69/mo$5,660.28/yr before rebate151 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$492.06/mo$5,904.72/yr before rebate152
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$509.92/mo$6,119.04/yr before rebate153
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$515.33/mo$6,183.96/yr before rebate154 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$520.56/mo$6,246.72/yr before rebate155 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$529.79/mo$6,357.48/yr before rebate156
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$531.23/mo$6,374.76/yr before rebate157
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$540.63/mo$6,487.56/yr before rebate158
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$548.77/mo$6,585.24/yr before rebate159
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$569.46/mo$6,833.52/yr before rebate160
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$576.67/mo$6,920.04/yr before rebate
Questions for a single parent in Tasmania, answered from the same release
The cheapest of the 160 after the government rebate
$221.82 a month, the published premium for Latrobe Health Services's Healthy Start (Basic), less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $168.32 · 24.118% off | $186.15 · 16.079% off | $203.99 · 8.038% off | $221.82 · 0% off |
| 65 to 69 | $159.40 · 28.139% off | $177.24 · 20.098% off | $195.07 · 12.058% off | $221.82 · 0% off |
| 70 and over | $150.49 · 32.158% off | $168.32 · 24.118% off | $186.15 · 16.079% off | $221.82 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints