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Hospital only · Basic Plus · Single parent · Tasmania · release 2026-10-01 · ranked 2026-11-08
Cheapest Basic Plus hospital cover in Tasmania for a single parent: $164.71 a month, release 2026-10-01, ranked 2026-11-08
In Tasmania, the cheapest of 114 published open Basic Plus hospital policies for a single parent from 20 insurers (median $219.77 a month) is Defence Health Limited's Defence Hospital Basic Plus at $164.71 a month before the government rebate, or about $124.99 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
All 114 are below with 4 per-person excess options from $250 to $750, 2 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $118.36 at 65 to 69 and $111.74 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Basic Plus hospital policy for a single parent in Tasmania and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
- Cheapest · our recommendationBasic Plus hospital for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$164.71/mo
Alternative · 2nd cheapestBasic Plus hospital for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$166.20/mo
Alternative · 3rd cheapestBasic Plus hospital for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$178.61/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
114 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$164.71/mo$1,976.52/yr before rebate2
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$166.20/mo$1,994.40/yr before rebate3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$178.61/mo$2,143.32/yr before rebate4 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$178.74/mo$2,144.88/yr before rebate5 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$182.40/mo$2,188.80/yr before rebate6
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$184.02/mo$2,208.24/yr before rebate7
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$184.30/mo$2,211.60/yr before rebate8 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$187.46/mo$2,249.52/yr before rebate9 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$187.46/mo$2,249.52/yr before rebate10
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$187.72/mo$2,252.64/yr before rebate11 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$187.72/mo$2,252.64/yr before rebate12
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$188.24/mo$2,258.88/yr before rebate13 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$189.89/mo$2,278.68/yr before rebate14 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$193.41/mo$2,320.92/yr before rebate15 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$194.05/mo$2,328.60/yr before rebate16 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$194.81/mo$2,337.72/yr before rebate17 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$194.81/mo$2,337.72/yr before rebate18 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$194.81/mo$2,337.72/yr before rebate19
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$196.40/mo$2,356.80/yr before rebate20
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$197.15/mo$2,365.80/yr before rebate21
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$197.55/mo$2,370.60/yr before rebate22 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$197.65/mo$2,371.80/yr before rebate23
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$199.10/mo$2,389.20/yr before rebate24
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$199.23/mo$2,390.76/yr before rebate25
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$199.75/mo$2,397.00/yr before rebate26
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$199.90/mo$2,398.80/yr before rebate27
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$199.90/mo$2,398.80/yr before rebate28
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$200.05/mo$2,400.60/yr before rebate29
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$203.64/mo$2,443.68/yr before rebate30 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$203.64/mo$2,443.68/yr before rebate31
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$203.69/mo$2,444.28/yr before rebate32
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$204.70/mo$2,456.40/yr before rebate33 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$205.14/mo$2,461.68/yr before rebate34
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$205.50/mo$2,466.00/yr before rebate35
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$206.40/mo$2,476.80/yr before rebate36 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$206.93/mo$2,483.16/yr before rebate37 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to TUH, part of the Teachers Health Group$206.93/mo$2,483.16/yr before rebate38
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$207.57/mo$2,490.84/yr before rebate39
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$209.69/mo$2,516.28/yr before rebate40 $500 excess · pregnancy no · psychiatric restricted · joints noGo to St Lukes$210.75/mo$2,529.00/yr before rebate41
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$211.58/mo$2,538.96/yr before rebate42
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$211.79/mo$2,541.48/yr before rebate43
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Insurance Fund of Australia Limited$212.35/mo$2,548.20/yr before rebate44 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$212.75/mo$2,553.00/yr before rebate45 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$212.85/mo$2,554.20/yr before rebate46
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$213.10/mo$2,557.20/yr before rebate47
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$213.80/mo$2,565.60/yr before rebate48 $500 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$214.49/mo$2,573.88/yr before rebate49
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$215.39/mo$2,584.68/yr before rebate50
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$215.69/mo$2,588.28/yr before rebate51
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$215.84/mo$2,590.08/yr before rebate52
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$215.99/mo$2,591.88/yr before rebate53
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$216.29/mo$2,595.48/yr before rebate54
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$217.78/mo$2,613.36/yr before rebate55
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$217.80/mo$2,613.60/yr before rebate56
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$217.80/mo$2,613.60/yr before rebate57 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$218.88/mo$2,626.56/yr before rebate58
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$219.77/mo$2,637.24/yr before rebate59
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$220.51/mo$2,646.12/yr before rebate60
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$220.80/mo$2,649.60/yr before rebate61
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$220.96/mo$2,651.52/yr before rebate62
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$222.73/mo$2,672.76/yr before rebate63
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$223.00/mo$2,676.00/yr before rebate64
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$224.12/mo$2,689.44/yr before rebate65
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$226.92/mo$2,723.04/yr before rebate66 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$227.87/mo$2,734.44/yr before rebate67 $750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$232.09/mo$2,785.08/yr before rebate68 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$232.86/mo$2,794.32/yr before rebate69
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$233.00/mo$2,796.00/yr before rebate70
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$233.00/mo$2,796.00/yr before rebate71
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$233.56/mo$2,802.72/yr before rebate72 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$235.61/mo$2,827.32/yr before rebate73 no excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Defence Health Limited$236.40/mo$2,836.80/yr before rebate74
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$237.00/mo$2,844.00/yr before rebate75
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$238.15/mo$2,857.80/yr before rebate76
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$238.30/mo$2,859.60/yr before rebate77
$750 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$240.28/mo$2,883.36/yr before rebate78 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$240.29/mo$2,883.48/yr before rebate79 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$242.08/mo$2,904.96/yr before rebate80 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$242.08/mo$2,904.96/yr before rebate81 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$242.08/mo$2,904.96/yr before rebate82 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$244.83/mo$2,937.96/yr before rebate83
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$245.36/mo$2,944.32/yr before rebate84
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$249.04/mo$2,988.48/yr before rebate85
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Westfund Limited$249.04/mo$2,988.48/yr before rebate86
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HBF Health Limited$250.89/mo$3,010.68/yr before rebate87
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$251.20/mo$3,014.40/yr before rebate88 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$253.24/mo$3,038.88/yr before rebate89 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$253.24/mo$3,038.88/yr before rebate90 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$253.24/mo$3,038.88/yr before rebate91 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$254.06/mo$3,048.72/yr before rebate92
$250 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$255.18/mo$3,062.16/yr before rebate93 $250 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Defence Health Limited$255.30/mo$3,063.60/yr before rebate94
$250 excess · pregnancy no · psychiatric restricted · joints noGo to Medibank Private Limited$256.10/mo$3,073.20/yr before rebate95
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$256.22/mo$3,074.64/yr before rebate96
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$256.45/mo$3,077.40/yr before rebate97
$500 excess · pregnancy no · psychiatric restricted · joints noGo to HCF$260.66/mo$3,127.92/yr before rebate98 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$260.66/mo$3,127.92/yr before rebate99 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$268.42/mo$3,221.04/yr before rebate100
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$270.37/mo$3,244.44/yr before rebate101
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Bupa HI Pty Ltd$270.60/mo$3,247.20/yr before rebate102 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$274.06/mo$3,288.72/yr before rebate103 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$274.06/mo$3,288.72/yr before rebate104 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$274.06/mo$3,288.72/yr before rebate105
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$279.77/mo$3,357.24/yr before rebate106 no excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Defence Health Limited$283.68/mo$3,404.16/yr before rebate107
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$287.91/mo$3,454.92/yr before rebate108
$750 excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to CBHS Health Fund Limited$289.55/mo$3,474.60/yr before rebate109 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$314.69/mo$3,776.28/yr before rebate110 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$314.69/mo$3,776.28/yr before rebate111 $500 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$314.69/mo$3,776.28/yr before rebate112 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$356.27/mo$4,275.24/yr before rebate113 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$356.27/mo$4,275.24/yr before rebate114 $300 excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to Teachers Health$356.27/mo$4,275.24/yr before rebate
Questions for a single parent in Tasmania, answered from the same release
The cheapest of the 114 after the government rebate
$164.71 a month, the published premium for Defence Health Limited's Defence Hospital Basic Plus, less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $124.99 · 24.118% off | $138.23 · 16.079% off | $151.47 · 8.038% off | $164.71 · 0% off |
| 65 to 69 | $118.36 · 28.139% off | $131.61 · 20.098% off | $144.85 · 12.058% off | $164.71 · 0% off |
| 70 and over | $111.74 · 32.158% off | $124.99 · 24.118% off | $138.23 · 16.079% off | $164.71 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints