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Hospital + extras · Gold · Single parent · Tasmania · release 2026-10-01 · ranked 2026-11-08
Cheapest Gold hospital and extras cover in Tasmania for a single parent: $379.17 a month, release 2026-10-01, ranked 2026-11-08
In Tasmania, the cheapest of 161 published open Gold hospital-and-extras policies for a single parent from 15 insurers (median $830.17 a month) is GU Health's Gold Superior Hospital & Superior Lite Benefits $500 Excess (Single Parent) at $379.17 a month before the government rebate, or about $287.72 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $250 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
All 161 are below with 9 per-person excess options from $100 to $750, 42 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $272.48 at 65 to 69 and $257.24 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Gold hospital-and-extras policy for a single parent in Tasmania and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
Cheapest · our recommendationGold hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$379.17/mo- Alternative · 3rd cheapestGold hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$447.51/mo
Alternative · 4th cheapestGold hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$479.81/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
161 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1
$250 excess · pregnancy yes · psychiatric yes · joints yesGo to GU Health$379.17/mo$4,550.04/yr before rebate2
$1500 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to GU Health$423.33/mo$5,079.96/yr before rebate3 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$447.51/mo$5,370.12/yr before rebate4
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$479.81/mo$5,757.72/yr before rebate5 $250 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$482.57/mo$5,790.84/yr before rebate6 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$512.81/mo$6,153.72/yr before rebate7
$350 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$533.49/mo$6,401.88/yr before rebate8 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$537.02/mo$6,444.24/yr before rebate9
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$539.41/mo$6,472.92/yr before rebate10 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to TUH, part of the Teachers Health Group$542.38/mo$6,508.56/yr before rebate11 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$549.65/mo$6,595.80/yr before rebate12 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$549.65/mo$6,595.80/yr before rebate13 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$549.65/mo$6,595.80/yr before rebate14 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$559.14/mo$6,709.68/yr before rebate15 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$559.14/mo$6,709.68/yr before rebate16 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$559.14/mo$6,709.68/yr before rebate17 $150 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$562.30/mo$6,747.60/yr before rebate18 $250 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$579.10/mo$6,949.20/yr before rebate19 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$587.34/mo$7,048.08/yr before rebate20 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$587.34/mo$7,048.08/yr before rebate21 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$587.34/mo$7,048.08/yr before rebate22
no excess · pregnancy yes · psychiatric yes · joints yesGo to GU Health$592.08/mo$7,104.96/yr before rebate23
$350 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$593.09/mo$7,117.08/yr before rebate24
no excess · pregnancy yes · psychiatric yes · joints yesGo to GU Health$593.75/mo$7,125.00/yr before rebate25 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$602.10/mo$7,225.20/yr before rebate26 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$607.10/mo$7,285.20/yr before rebate27
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$608.06/mo$7,296.72/yr before rebate28 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Defence Health Limited$615.38/mo$7,384.56/yr before rebate29
$250 excess · pregnancy yes · psychiatric yes · joints yesGo to HCF$616.25/mo$7,395.00/yr before rebate30 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to TUH, part of the Teachers Health Group$624.23/mo$7,490.76/yr before rebate31 $500 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$624.30/mo$7,491.60/yr before rebate32 $150 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$629.60/mo$7,555.20/yr before rebate33 $150 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$638.85/mo$7,666.20/yr before rebate34 $300 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$654.70/mo$7,856.40/yr before rebate35
$350 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Navy Health Ltd$661.74/mo$7,940.88/yr before rebate36
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$664.14/mo$7,969.68/yr before rebate37 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$679.40/mo$8,152.80/yr before rebate38 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$683.00/mo$8,196.00/yr before rebate39 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$689.75/mo$8,277.00/yr before rebate40 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to TUH, part of the Teachers Health Group$691.28/mo$8,295.36/yr before rebate41 $500 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$705.80/mo$8,469.60/yr before rebate42 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$714.53/mo$8,574.36/yr before rebate43 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$714.53/mo$8,574.36/yr before rebate44 $500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$714.53/mo$8,574.36/yr before rebate45
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$715.13/mo$8,581.56/yr before rebate46 $150 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$715.40/mo$8,584.80/yr before rebate47 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$726.86/mo$8,722.32/yr before rebate48 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$726.86/mo$8,722.32/yr before rebate49 $300 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$726.86/mo$8,722.32/yr before rebate50
$400 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to GU Health$729.58/mo$8,754.96/yr before rebate51 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$729.65/mo$8,755.80/yr before rebate52 $300 excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$741.80/mo$8,901.60/yr before rebate53 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$744.25/mo$8,931.00/yr before rebate54 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$763.52/mo$9,162.24/yr before rebate55 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$763.52/mo$9,162.24/yr before rebate56 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Teachers Health$763.52/mo$9,162.24/yr before rebate57 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$763.62/mo$9,163.44/yr before rebate58
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$766.64/mo$9,199.68/yr before rebate59 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$768.82/mo$9,225.84/yr before rebate60
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$769.74/mo$9,236.88/yr before rebate61 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$770.47/mo$9,245.64/yr before rebate62 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$776.20/mo$9,314.40/yr before rebate63 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$777.49/mo$9,329.88/yr before rebate64 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$782.78/mo$9,393.36/yr before rebate65 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$784.21/mo$9,410.52/yr before rebate66
$250 excess · pregnancy yes · psychiatric yes · joints yesGo to HCF$788.79/mo$9,465.48/yr before rebate67 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$788.89/mo$9,466.68/yr before rebate68 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$790.49/mo$9,485.88/yr before rebate69 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$795.17/mo$9,542.04/yr before rebate70 no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to TUH, part of the Teachers Health Group$795.58/mo$9,546.96/yr before rebate71 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$796.64/mo$9,559.68/yr before rebate72
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Police Health$798.33/mo$9,579.96/yr before rebate73 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$800.59/mo$9,607.08/yr before rebate74 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$809.86/mo$9,718.32/yr before rebate75 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$816.10/mo$9,793.20/yr before rebate76 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$817.53/mo$9,810.36/yr before rebate77
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$817.63/mo$9,811.56/yr before rebate78 no excess · pregnancy yes · psychiatric yes · joints yesGo to St Lukes$821.20/mo$9,854.40/yr before rebate79 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$822.17/mo$9,866.04/yr before rebate80 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$829.06/mo$9,948.72/yr before rebate81
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$830.17/mo$9,962.04/yr before rebate82
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$830.17/mo$9,962.04/yr before rebate83 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$842.53/mo$10,110.36/yr before rebate84
no excess · pregnancy yes · psychiatric yes · joints yesGo to Bupa HI Pty Ltd$852.85/mo$10,234.20/yr before rebate85 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$864.85/mo$10,378.20/yr before rebate86 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$865.11/mo$10,381.32/yr before rebate87
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$872.24/mo$10,466.88/yr before rebate88 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$883.35/mo$10,600.20/yr before rebate89 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$888.81/mo$10,665.72/yr before rebate90
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$893.90/mo$10,726.80/yr before rebate91
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$893.90/mo$10,726.80/yr before rebate92
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$894.56/mo$10,734.72/yr before rebate93 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$894.75/mo$10,737.00/yr before rebate94 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$896.61/mo$10,759.32/yr before rebate95 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$904.63/mo$10,855.56/yr before rebate96 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$910.61/mo$10,927.32/yr before rebate97 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$912.25/mo$10,947.00/yr before rebate98
$400 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to GU Health$915.00/mo$10,980.00/yr before rebate99
no excess · pregnancy yes · psychiatric yes · joints yesGo to Medibank Private Limited$916.10/mo$10,993.20/yr before rebate100 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$917.58/mo$11,010.96/yr before rebate101 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$919.45/mo$11,033.40/yr before rebate102 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$923.25/mo$11,079.00/yr before rebate103 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$924.73/mo$11,096.76/yr before rebate104 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$926.42/mo$11,117.04/yr before rebate105 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$927.55/mo$11,130.60/yr before rebate106
$1500 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$936.26/mo$11,235.12/yr before rebate107 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$938.86/mo$11,266.32/yr before rebate108 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$941.46/mo$11,297.52/yr before rebate109 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$948.57/mo$11,382.84/yr before rebate110 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$950.21/mo$11,402.52/yr before rebate111
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$953.30/mo$11,439.60/yr before rebate112 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$955.46/mo$11,465.52/yr before rebate113
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$958.31/mo$11,499.72/yr before rebate114
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$958.31/mo$11,499.72/yr before rebate115 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$959.01/mo$11,508.12/yr before rebate116
$750 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$959.11/mo$11,509.32/yr before rebate117
$1000 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$960.12/mo$11,521.44/yr before rebate118
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$962.17/mo$11,546.04/yr before rebate119
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$962.17/mo$11,546.04/yr before rebate120
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Police Health$970.96/mo$11,651.52/yr before rebate121
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Police Health$970.96/mo$11,651.52/yr before rebate122 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$978.68/mo$11,744.16/yr before rebate123
$500 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$995.58/mo$11,946.96/yr before rebate124
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$997.06/mo$11,964.72/yr before rebate125 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$998.66/mo$11,983.92/yr before rebate126
$400 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,000.10/mo$12,001.20/yr before rebate127
$1000 excess per policy · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,008.08/mo$12,096.96/yr before rebate128 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$1,015.13/mo$12,181.56/yr before rebate129 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$1,019.24/mo$12,230.88/yr before rebate130
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,022.04/mo$12,264.48/yr before rebate131
$500 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,022.04/mo$12,264.48/yr before rebate132
no excess · pregnancy yes · psychiatric yes · joints yesGo to Medibank Private Limited$1,035.40/mo$12,424.80/yr before rebate133
no excess · pregnancy yes · psychiatric yes · joints yesGo to Bupa HI Pty Ltd$1,049.30/mo$12,591.60/yr before rebate134
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,055.80/mo$12,669.60/yr before rebate135
$750 excess · pregnancy yes · psychiatric yes · joints yesGo to AIA Health Insurance Pty Ltd$1,067.60/mo$12,811.20/yr before rebate136 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$1,072.55/mo$12,870.60/yr before rebate137 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to Health Partners$1,080.69/mo$12,968.28/yr before rebate138
no excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,085.73/mo$13,028.76/yr before rebate139
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,090.31/mo$13,083.72/yr before rebate140
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,090.31/mo$13,083.72/yr before rebate141
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,118.20/mo$13,418.40/yr before rebate142
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,118.20/mo$13,418.40/yr before rebate143
$300 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,126.13/mo$13,513.56/yr before rebate144
no excess · pregnancy yes · psychiatric yes · joints yesGo to Medibank Private Limited$1,150.60/mo$13,807.20/yr before rebate145 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$1,163.55/mo$13,962.60/yr before rebate146
no excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,166.24/mo$13,994.88/yr before rebate147
$200 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,168.01/mo$14,016.12/yr before rebate148
$150 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,183.09/mo$14,197.08/yr before rebate149
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,191.62/mo$14,299.44/yr before rebate150
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,191.62/mo$14,299.44/yr before rebate151
$100 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,217.94/mo$14,615.28/yr before rebate152
$750 excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,222.02/mo$14,664.24/yr before rebate153
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,246.34/mo$14,956.08/yr before rebate154
$750 excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,246.34/mo$14,956.08/yr before rebate155
$750 excess · pregnancy yes · psychiatric yes · joints yesGo to AIA Health Insurance Pty Ltd$1,256.00/mo$15,072.00/yr before rebate156 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$1,258.65/mo$15,103.80/yr before rebate157
no excess · pregnancy yes · psychiatric yes · joints yesGo to Medibank Private Limited$1,259.80/mo$15,117.60/yr before rebate158
no excess · pregnancy yes · psychiatric yes · joints yesGo to nib Health Funds Ltd.$1,263.98/mo$15,167.76/yr before rebate159 $750 excess · pregnancy yes · psychiatric yes · joints yesGo to RT Health - a division of The Hospitals Contribution Fund$1,318.08/mo$15,816.96/yr before rebate160
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,319.76/mo$15,837.12/yr before rebate161
no excess · pregnancy yes · psychiatric yes · joints yes · restricted membershipGo to Doctors' Health Fund$1,319.76/mo$15,837.12/yr before rebate
Questions for a single parent in Tasmania, answered from the same release
The cheapest of the 161 after the government rebate
$379.17 a month, the published premium for GU Health's Gold Superior Hospital & Superior Lite Benefits $500 Excess (Single Parent), less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $287.72 · 24.118% off | $318.20 · 16.079% off | $348.69 · 8.038% off | $379.17 · 0% off |
| 65 to 69 | $272.48 · 28.139% off | $302.96 · 20.098% off | $333.45 · 12.058% off | $379.17 · 0% off |
| 70 and over | $257.24 · 32.158% off | $287.72 · 24.118% off | $318.20 · 16.079% off | $379.17 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints