Do you have Medicare?
The policies here are for Medicare card holders. Visitors and students need overseas visitor or student cover, which is a different product.
Tap one to begin. 7 more questions and your details, then every option for you, cheapest first. Open the check
Hospital + extras · Basic Plus · Single parent · Northern Territory · release 2026-10-01 · ranked 2026-11-08
Cheapest Basic Plus hospital and extras cover in Northern Territory for a single parent: $152.19 a month, release 2026-10-01, ranked 2026-11-08
In Northern Territory, the cheapest of 160 published open Basic Plus hospital-and-extras policies for a single parent from 9 insurers (median $254.07 a month) is Queensland Country Health Fund's Core Hospital (Basic+) $750 excess & Young Extras at $152.19 a month before the government rebate, or about $115.48 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
All 160 are below with 2 per-person excess options from $500 to $750, 7 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $109.37 at 65 to 69 and $103.25 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Basic Plus hospital-and-extras policy for a single parent in Northern Territory and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-08.
Cheapest · our recommendationBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$152.19/mo- Alternative · 2nd cheapestBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$156.17/mo
Alternative · 3rd cheapestBasic Plus hospital and extras for a single parent, before the rebate, release 2026-10-01 · price read 2026-11-08$158.29/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
160 policies
The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone. Pregnancy, psychiatric and joint replacements most often decide a tier choice; the full list of 38 categories is on each policy's page.
1
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$152.19/mo$1,826.28/yr before rebate2 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$156.17/mo$1,874.04/yr before rebate3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$158.29/mo$1,899.48/yr before rebate4
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$160.26/mo$1,923.12/yr before rebate5
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$167.86/mo$2,014.32/yr before rebate6 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$169.00/mo$2,028.00/yr before rebate7 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$174.58/mo$2,094.96/yr before rebate8 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$174.58/mo$2,094.96/yr before rebate9 no excess · pregnancy no · psychiatric restricted · joints no · restricted membershipGo to Teachers Health$174.58/mo$2,094.96/yr before rebate10 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$176.15/mo$2,113.80/yr before rebate11
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$176.70/mo$2,120.40/yr before rebate12
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$178.20/mo$2,138.40/yr before rebate13
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$178.93/mo$2,147.16/yr before rebate14 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$181.69/mo$2,180.28/yr before rebate15
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$182.09/mo$2,185.08/yr before rebate16
no excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$183.70/mo$2,204.40/yr before rebate17 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$183.90/mo$2,206.80/yr before rebate18
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$186.22/mo$2,234.64/yr before rebate19
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$187.00/mo$2,244.00/yr before rebate20
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$189.05/mo$2,268.60/yr before rebate21
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$190.16/mo$2,281.92/yr before rebate22
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$193.16/mo$2,317.92/yr before rebate23
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$193.80/mo$2,325.60/yr before rebate24 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$195.52/mo$2,346.24/yr before rebate25
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$197.48/mo$2,369.76/yr before rebate26 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$198.12/mo$2,377.44/yr before rebate27 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$200.72/mo$2,408.64/yr before rebate28 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$202.37/mo$2,428.44/yr before rebate29 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$203.27/mo$2,439.24/yr before rebate30
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$203.41/mo$2,440.92/yr before rebate31
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$203.44/mo$2,441.28/yr before rebate32 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$205.66/mo$2,467.92/yr before rebate33
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$206.60/mo$2,479.20/yr before rebate34 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$208.47/mo$2,501.64/yr before rebate35 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$209.39/mo$2,512.68/yr before rebate36 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$210.12/mo$2,521.44/yr before rebate37 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$214.68/mo$2,576.16/yr before rebate38 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$214.89/mo$2,578.68/yr before rebate39 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$216.11/mo$2,593.32/yr before rebate40 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$217.14/mo$2,605.68/yr before rebate41 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$220.79/mo$2,649.48/yr before rebate42 no excess · pregnancy restricted · psychiatric restricted · joints restrictedGo to Latrobe Health Services$221.82/mo$2,661.84/yr before rebate43 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$222.39/mo$2,668.68/yr before rebate44
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$222.40/mo$2,668.80/yr before rebate45 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$222.43/mo$2,669.16/yr before rebate46 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$223.86/mo$2,686.32/yr before rebate47
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$224.27/mo$2,691.24/yr before rebate48 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$227.07/mo$2,724.84/yr before rebate49
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$227.12/mo$2,725.44/yr before rebate50
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$228.00/mo$2,736.00/yr before rebate51 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$228.54/mo$2,742.48/yr before rebate52 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$228.54/mo$2,742.48/yr before rebate53
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$229.14/mo$2,749.68/yr before rebate54 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$229.36/mo$2,752.32/yr before rebate55 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$230.14/mo$2,761.68/yr before rebate56
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$231.14/mo$2,773.68/yr before rebate57 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$232.49/mo$2,789.88/yr before rebate58 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$234.82/mo$2,817.84/yr before rebate59 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$235.30/mo$2,823.60/yr before rebate60 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$236.29/mo$2,835.48/yr before rebate61
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$236.59/mo$2,839.08/yr before rebate62 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$237.16/mo$2,845.92/yr before rebate63
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$237.37/mo$2,848.44/yr before rebate64 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$238.59/mo$2,863.08/yr before rebate65 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$239.47/mo$2,873.64/yr before rebate66 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$240.24/mo$2,882.88/yr before rebate67
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$241.27/mo$2,895.24/yr before rebate68
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$241.39/mo$2,896.68/yr before rebate69 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$241.76/mo$2,901.12/yr before rebate70 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$244.53/mo$2,934.36/yr before rebate71 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$245.18/mo$2,942.16/yr before rebate72 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$246.39/mo$2,956.68/yr before rebate73 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$248.00/mo$2,976.00/yr before rebate74
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$249.34/mo$2,992.08/yr before rebate75 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$249.43/mo$2,993.16/yr before rebate76 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$249.51/mo$2,994.12/yr before rebate77
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$249.80/mo$2,997.60/yr before rebate78 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$251.16/mo$3,013.92/yr before rebate79 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$252.30/mo$3,027.60/yr before rebate80 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$252.80/mo$3,033.60/yr before rebate81 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$254.07/mo$3,048.84/yr before rebate82 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$254.41/mo$3,052.92/yr before rebate83
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$255.21/mo$3,062.52/yr before rebate84 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$255.75/mo$3,069.00/yr before rebate85 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$257.18/mo$3,086.16/yr before rebate86 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$258.13/mo$3,097.56/yr before rebate87
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$258.23/mo$3,098.76/yr before rebate88 no excess · pregnancy restricted · psychiatric restricted · joints restrictedGo to Latrobe Health Services$258.79/mo$3,105.48/yr before rebate89 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$260.00/mo$3,120.00/yr before rebate90 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$260.39/mo$3,124.68/yr before rebate91 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$260.96/mo$3,131.52/yr before rebate92 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$261.82/mo$3,141.84/yr before rebate93 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$262.03/mo$3,144.36/yr before rebate94
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$262.25/mo$3,147.00/yr before rebate95 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$265.28/mo$3,183.36/yr before rebate96
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$265.78/mo$3,189.36/yr before rebate97 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$266.97/mo$3,203.64/yr before rebate98 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$267.36/mo$3,208.32/yr before rebate99 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$267.90/mo$3,214.80/yr before rebate100 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$268.10/mo$3,217.20/yr before rebate101 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$268.71/mo$3,224.52/yr before rebate102 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$269.23/mo$3,230.76/yr before rebate103
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$269.58/mo$3,234.96/yr before rebate104 Health Partners Basic Hospital Plus $750 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$274.43/mo$3,293.16/yr before rebate105 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$274.51/mo$3,294.12/yr before rebate106 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$276.20/mo$3,314.40/yr before rebate107 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$277.33/mo$3,327.96/yr before rebate108
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$278.34/mo$3,340.08/yr before rebate109 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$282.01/mo$3,384.12/yr before rebate110 Health Partners Basic Hospital Plus $500 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$282.18/mo$3,386.16/yr before rebate111 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$284.33/mo$3,411.96/yr before rebate112 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$286.77/mo$3,441.24/yr before rebate113
no excess · pregnancy restricted · psychiatric restricted · joints restricted · restricted membershipGo to CBHS Health Fund Limited$287.39/mo$3,448.68/yr before rebate114
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$288.21/mo$3,458.52/yr before rebate115 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$289.12/mo$3,469.44/yr before rebate116 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$290.76/mo$3,489.12/yr before rebate117 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$291.24/mo$3,494.88/yr before rebate118
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$293.62/mo$3,523.44/yr before rebate119 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$296.01/mo$3,552.12/yr before rebate120 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$296.75/mo$3,561.00/yr before rebate121 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$298.35/mo$3,580.20/yr before rebate122 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$299.56/mo$3,594.72/yr before rebate123 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$299.60/mo$3,595.20/yr before rebate124 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$299.99/mo$3,599.88/yr before rebate125 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$304.50/mo$3,654.00/yr before rebate126 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$305.24/mo$3,662.88/yr before rebate127
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$306.29/mo$3,675.48/yr before rebate128 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$308.79/mo$3,705.48/yr before rebate129
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$309.34/mo$3,712.08/yr before rebate130 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$315.25/mo$3,783.00/yr before rebate131
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$316.54/mo$3,798.48/yr before rebate132
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$316.55/mo$3,798.60/yr before rebate133 $750 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$316.86/mo$3,802.32/yr before rebate134
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$318.39/mo$3,820.68/yr before rebate135 Health Partners Basic Hospital Plus $750 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$319.23/mo$3,830.76/yr before rebate136 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$323.00/mo$3,876.00/yr before rebate137
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$323.80/mo$3,885.60/yr before rebate138 Health Partners Basic Hospital Plus $500 Excess with Flex Extras: Teeth Pro / Eyes / Body / Wellness$500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$328.46/mo$3,941.52/yr before rebate139 $500 excess · pregnancy no · psychiatric restricted · joints noGo to RT Health - a division of The Hospitals Contribution Fund$333.29/mo$3,999.48/yr before rebate140
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Queensland Country Health Fund$337.40/mo$4,048.80/yr before rebate141 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$339.21/mo$4,070.52/yr before rebate142
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$343.99/mo$4,127.88/yr before rebate143 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$348.44/mo$4,181.28/yr before rebate144
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$349.40/mo$4,192.80/yr before rebate145 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$359.79/mo$4,317.48/yr before rebate146 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$369.02/mo$4,428.24/yr before rebate147 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$370.76/mo$4,449.12/yr before rebate148
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$377.93/mo$4,535.16/yr before rebate149 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$378.51/mo$4,542.12/yr before rebate150
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$385.14/mo$4,621.68/yr before rebate151
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$393.27/mo$4,719.24/yr before rebate152
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$398.68/mo$4,784.16/yr before rebate153 $750 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$421.24/mo$5,054.88/yr before rebate154 $500 excess · pregnancy no · psychiatric restricted · joints noGo to Health Partners$430.47/mo$5,165.64/yr before rebate155
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$452.81/mo$5,433.72/yr before rebate156
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$460.02/mo$5,520.24/yr before rebate157
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$509.92/mo$6,119.04/yr before rebate158
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$515.33/mo$6,183.96/yr before rebate159
$750 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$569.46/mo$6,833.52/yr before rebate160
$500 excess · pregnancy no · psychiatric restricted · joints noGo to Peoplecare Health Insurance$576.67/mo$6,920.04/yr before rebate
Questions for a single parent in Northern Territory, answered from the same release
The cheapest of the 160 after the government rebate
$152.19 a month, the published premium for Queensland Country Health Fund's Core Hospital (Basic+) $750 excess & Young Extras, less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $210,000 | $210,001 to $246,000 | $246,001 to $328,000 | $328,001 and over |
|---|---|---|---|---|
| Under 65 | $115.48 · 24.118% off | $127.72 · 16.079% off | $139.96 · 8.038% off | $152.19 · 0% off |
| 65 to 69 | $109.37 · 28.139% off | $121.60 · 20.098% off | $133.84 · 12.058% off | $152.19 · 0% off |
| 70 and over | $103.25 · 32.158% off | $115.48 · 24.118% off | $127.72 · 16.079% off | $152.19 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints