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Health insurance question · South Australia · Single parent · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $250 a month in South Australia for a single parent

In South Australia, 232 open hospital policies for a single parent are published under $250 a month before the government rebate, from 27 insurers on 6 tiers (Gold, Silver Plus, Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is GMHBA Limited's Frank Basic Accident Boost Hospital at $153.00 a month before the government rebate, or about $116.10 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 232 under $250

Every open hospital policy for a single parent in South Australia with a published monthly premium under $250, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

232 policies from 27 insurers answer this question in the release dated 2026-10-01; median $218.09 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in South Australia.

All 232, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

232 of 232 policies that answer "Is there hospital cover under $250 a month in South Australia for a single parent?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$153.00$116.10$109.95$103.80Go to GMHBA
2Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$156.37$118.66$112.37$106.08Go to Defence
3Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$156.83$119.01$112.70$106.40Go to Phoenix
4see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$158.10$119.97$113.61$107.26Go to see-u
5see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$165.18$125.34$118.70$112.06Go to see-u
6GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$167.15$126.84$120.12$113.40Go to GMHBA
7Health PartnersBasic Accident Hospital $750 ExcessBasic$750$169.26$128.44$121.63$114.83Go to Health
8TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$170.15$129.11$122.27$115.43Go to TUH,
9TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$170.15$129.11$122.27$115.43Go to TUH,
10Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$171.20$129.91$123.03$116.15Go to Medibank
11HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$171.29$129.98$123.09$116.21Go to HBF
12ahm health insuranceambulance hospital (basic)Basic$750$172.50$130.90$123.96$117.03Go to ahm
13Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$173.03$131.30$124.34$117.39Go to Defence
14Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$174.40$132.34$125.33$118.32Go to Defence
15HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$175.64$133.28$126.22$119.16Go to HBF
16Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$178.50$135.45$128.27$121.10Go to Medibank
17Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$178.61$135.53$128.35$121.17Go to Peoplecare
18HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$178.78$135.66$128.47$121.29Go to HCF
19RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$178.78$135.66$128.47$121.29Go to RT
20HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$179.72$136.38$129.15$121.93Go to HBF
21Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$179.75$136.40$129.17$121.95Go to Bupa
22Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$180.35$136.85$129.60$122.35Go to Defence
23nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$182.53$138.51$131.17$123.83Go to nib
24ahm health insuranceambulance & accident hospital (basic)Basic$750$183.20$139.02$131.65$124.29Go to ahm
25Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$184.02$139.64$132.24$124.84Go to Peoplecare
26HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$184.07$139.68$132.27$124.88Go to HBF
27Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$184.11$139.71$132.30$124.90Go to Defence
28GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$184.35$139.89$132.48$125.07Go to GMHBA
29Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$185.77$140.97$133.50$126.03Go to Health
30Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$186.10$141.22$133.73$126.25Go to Medibank
31Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$186.44$141.47$133.98$126.48Go to Latrobe
32TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$186.83$141.77$134.26$126.75Go to TUH,
33TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$186.83$141.77$134.26$126.75Go to TUH,
34Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$187.64$142.38$134.84$127.30Go to Defence
35Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$187.95$142.62$135.06$127.51Go to Phoenix
36HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$189.97$144.15$136.51$128.88Go to HBF
37Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$190.52$144.57$136.91$129.25Go to Latrobe
38Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$190.67$144.68$137.02$129.35Go to Defence
39Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$190.90$144.86$137.18$129.51Go to Bupa
40Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$191.33$145.19$137.49$129.80Go to Phoenix
41Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$191.58$145.37$137.67$129.97Go to Phoenix
42GMHBA LimitedFrank Bronze HospitalBronze$750$191.60$145.39$137.69$129.99Go to GMHBA
43Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$192.30$145.92$138.19$130.46Go to Bupa
44HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$192.71$146.23$138.48$130.74Go to HBF
45Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$192.80$146.30$138.55$130.80Go to Medibank
46Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$193.10$146.53$138.76$131.00Go to Health
47HCiBronze Plus Hospital $750/$1500 excessBronze Plus$750$193.21$146.61$138.84$131.08Go to HCi
48nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$193.45$146.79$139.02$131.24Go to nib
49Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$193.53$146.85$139.07$131.29Go to Health
50Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$193.84$147.09$139.30$131.50Go to Latrobe
51ahm health insuranceambulance & accident hospital (basic)Basic$500$194.20$147.36$139.55$131.75Go to ahm
52HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$194.32$147.45$139.64$131.83Go to HBF
53Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$195.00$147.97$140.13$132.29Go to Teachers
54Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$195.00$147.97$140.13$132.29Go to Teachers
55Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$195.00$147.97$140.13$132.29Go to Teachers
56nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$195.04$148.00$140.16$132.32Go to nib
57see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$195.78$148.56$140.69$132.82Go to see-u
58Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$196.80$149.34$141.42$133.51Go to Health
59HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$197.06$149.53$141.61$133.69Go to HBF
60AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$197.58$149.93$141.98$134.04Go to AIA
61HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$197.74$150.05$142.10$134.15Go to HCF
62RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500$197.74$150.05$142.10$134.15Go to RT
63GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$198.05$150.28$142.32$134.36Go to GMHBA
64nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$198.56$150.67$142.69$134.71Go to nib
65HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$198.97$150.98$142.98$134.99Go to HBF
66ahm health insuranceambulance hospital (basic)Basic$750$199.00$151.01$143.00$135.01Go to ahm
67Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$199.68$151.52$143.49$135.47Go to Latrobe
68Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$199.73$151.56$143.53$135.50Go to Phoenix
69nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$199.83$151.64$143.60$135.57Go to nib
70Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$200.00$151.76$143.72$135.68Go to Defence
71nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$200.20$151.92$143.87$135.82Go to nib
72ahm health insurancecore hospital (basic+)Basic Plus$750$200.30$151.99$143.94$135.89Go to ahm
73GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$200.35$152.03$143.97$135.92Go to GMHBA
74nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$200.42$152.08$144.02$135.97Go to nib
75nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$201.02$152.54$144.45$136.38Go to nib
76CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$201.50$152.90$144.80$136.70Go to CBHS
77Health PartnersBasic Accident Hospital $750 ExcessBasic$750$202.02$153.30$145.17$137.05Go to Health
78HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$202.18$153.42$145.29$137.16Go to HBF
79HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$202.44$153.62$145.48$137.34Go to HBF
80see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$202.93$153.99$145.83$137.67Go to see-u
81Westfund LimitedBasic Plus 750 Hospital (Dependants under 25)Basic Plus$750$203.10$154.12$145.95$137.79Go to Westfund
82HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$203.32$154.28$146.11$137.94Go to HBF
83Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$203.69$154.56$146.37$138.19Go to Latrobe
84Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$203.85$154.69$146.49$138.30Go to Bupa
85nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$204.07$154.85$146.65$138.45Go to nib
86TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $750 excessBronze Plus$750$204.20$154.95$146.74$138.53Go to TUH,
87TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $750 excessBronze Plus$750$204.20$154.95$146.74$138.53Go to TUH,
88HCFHCF Reciprocal Health Cover BasicBasic$750$204.50$155.18$146.96$138.74Go to HCF
89Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$204.80$155.41$147.17$138.94Go to Medibank
90Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$205.00$155.56$147.32$139.08Go to Medibank
91HCFHCF ACCIDENT ONLY BASICBasic$750$205.28$155.77$147.52$139.27Go to HCF
92AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$205.48$155.92$147.66$139.40Go to AIA
93HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$206.53$156.72$148.41$140.11Go to HBF
94Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$206.73$156.87$148.56$140.25Go to Phoenix
95HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$206.79$156.92$148.60$140.29Go to HBF
96Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$207.63$157.55$149.20$140.86Go to Defence
97Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$207.78$157.67$149.31$140.96Go to Defence
98ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 750 SABronze$750$208.11$157.92$149.55$141.19Go to ACA
99Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$209.28$158.81$150.39$141.98Go to Defence
100Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$210.31$159.59$151.13$142.68Go to Latrobe
101ahm health insurancebronze no fussBronze$750$210.40$159.66$151.20$142.74Go to ahm
102Peoplecare Health InsuranceBronze Plus Hospital $750Bronze Plus$750$211.07$160.16$151.68$143.19Go to Peoplecare
103Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$211.20$160.26$151.77$143.28Go to Defence
104ahm health insuranceambulance & accident hospital (basic)Basic$750$211.30$160.34$151.84$143.35Go to ahm
105AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$211.46$160.46$151.96$143.46Go to AIA
106ahm health insurancecore hospital (basic+)Basic Plus$500$212.30$161.10$152.56$144.03Go to ahm
107Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$212.95$161.59$153.03$144.47Go to Bupa
108Queensland Country Health FundCore Hospital (Basic+) $750 excessBasic Plus$750$213.10$161.70$153.14$144.57Go to Queensland
109nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$213.24$161.81$153.24$144.67Go to nib
110HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$213.74$162.19$153.60$145.01Go to HBF
111Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$213.80$162.24$153.64$145.05Go to Medibank
112HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$214.49$162.76$154.13$145.51Go to HCF
113Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$215.60$163.60$154.93$146.27Go to Medibank
114Westfund LimitedBasic Plus 500 Hospital (Dependants under 25)Basic Plus$500$216.23$164.08$155.39$146.69Go to Westfund
115Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$216.42$164.22$155.52$146.82Go to Defence
116see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$216.46$164.25$155.55$146.85Go to see-u
117HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$218.09$165.49$156.72$147.96Go to HBF
118HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$218.30$165.65$156.87$148.10Go to HBF
119nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$218.52$165.82$157.03$148.25Go to nib
120Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$219.60$166.64$157.81$148.98Go to Medibank
121nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$220.16$167.06$158.21$149.36Go to nib
122nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$220.31$167.18$158.32$149.46Go to nib
123nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$220.38$167.23$158.37$149.51Go to nib
124Queensland Country Health FundBudget Hospital (Basic+) $750 excessBasic Plus$750$220.51$167.33$158.46$149.60Go to Queensland
125HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$220.60$167.40$158.53$149.66Go to HCF
126Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$220.67$167.45$158.58$149.71Go to Defence
127TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $500 excessBronze Plus$500$220.68$167.46$158.58$149.71Go to TUH,
128TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $500 excessBronze Plus$500$220.68$167.46$158.58$149.71Go to TUH,
129Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$220.93$167.65$158.76$149.88Go to Defence
130nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$220.98$167.68$158.80$149.92Go to nib
131RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$221.10$167.78$158.88$150.00Go to RT
132Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$221.74$168.26$159.34$150.43Go to Health
133HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 Excess & Ambulance CareBasic Plus$500$222.65$168.95$160.00$151.05Go to HBF
134ahm health insurancebronze plus everydayBronze Plus$750$222.70$168.99$160.03$151.08Go to ahm
135CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$223.34$169.47$160.49$151.52Go to CBHS
136Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$223.35$169.48$160.50$151.53Go to Bupa
137Health PartnersBronze Hospital Plus $750 ExcessBronze Plus$750$223.47$169.57$160.59$151.61Go to Health
138HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$223.52$169.61$160.62$151.64Go to HBF
139Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$223.73$169.77$160.77$151.78Go to Latrobe
140HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$223.82$169.84$160.84$151.84Go to HBF
141Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$224.00$169.98$160.97$151.97Go to Defence
142ahm health insuranceambulance & accident hospital (basic)Basic$500$224.00$169.98$160.97$151.97Go to ahm
143ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 500 SABronze$500$224.19$170.12$161.11$152.09Go to ACA
144nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$224.39$170.27$161.25$152.23Go to nib
145nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$225.08$170.80$161.74$152.70Go to nib
146nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$225.67$171.24$162.17$153.10Go to nib
147Westfund LimitedBasic Plus 750 Hospital (Dependants under 31)Basic Plus$750$225.68$171.25$162.18$153.11Go to Westfund
148Westfund LimitedBasic Plus 750 Hospital (Disability Dependants)Basic Plus$750$225.68$171.25$162.18$153.11Go to Westfund
149Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$226.15$171.61$162.51$153.42Go to Latrobe
150Queensland Country Health FundCore Hospital (Basic+) $500 excessBasic Plus$500$226.92$172.19$163.07$153.95Go to Queensland
151Peoplecare Health InsuranceBronze Plus Hospital $500Bronze Plus$500$227.23$172.43$163.29$154.16Go to Peoplecare
152HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$227.73$172.81$163.65$154.50Go to HBF
153HBF Health LimitedLite Bronze Hospital Plus $500/$1000 Excess & Ambulance CareBronze Plus$500$227.87$172.91$163.75$154.59Go to HBF
154HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$228.17$173.14$163.97$154.80Go to HBF
155Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$228.62$173.48$164.29$155.10Go to Latrobe
156Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$228.80$173.62$164.42$155.22Go to Defence
157HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$228.83$173.64$164.44$155.24Go to HCF
158RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$228.84$173.65$164.45$155.25Go to RT
159HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$229.21$173.93$164.71$155.50Go to HBF
160Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$229.30$174.00$164.78$155.56Go to Medibank
161Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$229.30$174.00$164.78$155.56Go to Phoenix
162Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$229.45$174.11$164.89$155.66Go to Bupa
163Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$230.25$174.72$165.46$156.21Go to Bupa
164Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$230.30$174.76$165.50$156.24Go to Medibank
165Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$230.97$175.26$165.98$156.69Go to Health
166Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$231.00$175.29$166.00$156.72Go to Medibank
167ahm health insurancecore hospital (basic+)Basic Plus$750$231.10$175.36$166.07$156.78Go to ahm
168Latrobe Health ServicesPartner Basic PlusBasic Plus$750$231.33$175.54$166.24$156.94Go to Latrobe
169ahm health insurancebronze no fussBronze$500$231.40$175.59$166.29$156.99Go to ahm
170Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$231.50$175.67$166.36$157.05Go to Bupa
171HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$232.08$176.11$166.78$157.45Go to HBF
172AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$232.44$176.38$167.03$157.69Go to AIA
173Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$232.97$176.78$167.41$158.05Go to Latrobe
174HBF Health LimitedBronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$233.56$177.23$167.84$158.45Go to HBF
175nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$233.57$177.24$167.85$158.46Go to nib
176nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$233.57$177.24$167.85$158.46Go to nib
177nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$233.57$177.24$167.85$158.46Go to nib
178Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$233.73$177.36$167.96$158.57Go to Phoenix
179nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$233.79$177.40$168.00$158.61Go to nib
180nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$233.79$177.40$168.00$158.61Go to nib
181nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$233.86$177.46$168.05$158.66Go to nib
182nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$233.86$177.46$168.05$158.66Go to nib
183nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$233.94$177.52$168.11$158.71Go to nib
184Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$750$234.01$177.57$168.16$158.76Go to Defence
185nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$234.09$177.63$168.22$158.81Go to nib
186HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$235.20$178.47$169.02$159.56Go to HCF
187Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$500$236.54$179.49$169.98$160.47Go to Defence
188Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$236.70$179.61$170.09$160.58Go to Bupa
189GMHBA LimitedFrank Bronze Plus Max HospitalBronze Plus$750$237.05$179.88$170.35$160.82Go to GMHBA
190Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$237.15$179.95$170.42$160.89Go to Bupa
191Defence Health Limited
restricted membership
Public Hospital Basic PlusBasic Plus—$237.52$180.23$170.68$161.14Go to Defence
192Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$237.64$180.33$170.77$161.22Go to Latrobe
193Health PartnersBronze Hospital Plus $500 ExcessBronze Plus$500$237.68$180.36$170.80$161.25Go to Health
194Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$750$237.70$180.37$170.81$161.26Go to Australian
195Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$237.92$180.54$170.97$161.41Go to Defence
196Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$238.15$180.71$171.14$161.57Go to Peoplecare
197Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$238.90$181.28$171.68$162.07Go to Bupa
198Westfund LimitedBronze 750 Hospital (Dependants under 25)Bronze$750$239.07$181.41$171.80$162.19Go to Westfund
199Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$240.00$182.12$172.47$162.82Go to Defence
200Westfund LimitedBasic Plus 500 Hospital (Dependants under 31)Basic Plus$500$240.24$182.30$172.64$162.98Go to Westfund
201Westfund LimitedBasic Plus 500 Hospital (Disability Dependants)Basic Plus$500$240.24$182.30$172.64$162.98Go to Westfund
202GU HealthAdvance Hospital - Gold $500 Excess (Single Parent)Gold$500$240.83$182.75$173.06$163.38Go to GU
203Navy Health Ltd
restricted membership
Saver Bronze+ HospitalBronze Plus$500$241.45$183.22$173.51$163.80Go to Navy
204RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $350 ExcessBronze Plus$350$241.66$183.38$173.66$163.95Go to RT
205AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$241.76$183.45$173.73$164.01Go to AIA
206nib Health Funds Ltd.Bronze Protect Hospital Plus $500 ExcessBronze Plus$500$242.65$184.13$174.37$164.62Go to nib
207GMHBA LimitedGMHBA Bronze Plus Core HospitalBronze Plus$750$243.27$184.60$174.82$165.04Go to GMHBA
208Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$243.66$184.89$175.10$165.30Go to Phoenix
209Queensland Country Health FundVital Hospital (Bronze+) $750 excessBronze Plus$750$244.58$185.59$175.76$165.93Go to Queensland
210ahm health insurancecore hospital (basic+)Basic Plus$500$245.00$185.91$176.06$166.21Go to ahm
211ahm health insurancebronze plus everydayBronze Plus$500$245.00$185.91$176.06$166.21Go to ahm
212HCFHCF HOSPITAL BRONZE PLUS $500 EXCESSBronze Plus$500$245.10$185.99$176.13$166.28Go to HCF
213CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $500 ExcessBronze Plus$500$245.18$186.05$176.19$166.34Go to CBHS
214Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$245.18$186.05$176.19$166.34Go to Teachers
215Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$245.18$186.05$176.19$166.34Go to Teachers
216Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$245.18$186.05$176.19$166.34Go to Teachers
217Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$245.35$186.18$176.31$166.45Go to Latrobe
218Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$245.36$186.18$176.32$166.46Go to Peoplecare
219HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$245.55$186.33$176.45$166.59Go to HBF
220GMHBA LimitedGMHBA Bronze Plus Advantage Hospital $750Bronze Plus$750$245.65$186.40$176.53$166.65Go to GMHBA
221Latrobe Health ServicesBronze Plus Hospital 250 ExcessBronze Plus$250$245.80$186.52$176.63$166.76Go to Latrobe
222St LukesBronze Plus Hospital 750Bronze Plus$750$246.45$187.01$177.10$167.20Go to St
223Westfund LimitedBronze Plus 750 Hospital (Dependants under 25)Bronze Plus$750$246.87$187.33$177.40$167.48Go to Westfund
224Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$500$247.58$187.87$177.91$167.96Go to Defence
225ahm health insurancebronze no fussBronze$750$247.60$187.88$177.93$167.98Go to ahm
226HBF Health LimitedBronze Hospital Plus $500/$1000 ExcessBronze Plus$500$247.98$188.17$178.20$168.23Go to HBF
227HCiBronze Plus Hospital $750/$1500 excessBronze Plus$750$248.42$188.51$178.52$168.53Go to HCi
228HCiBronze Plus Hospital $750/$1500 excessBronze Plus$750$248.42$188.51$178.52$168.53Go to HCi
229AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$248.76$188.76$178.76$168.76Go to AIA
230Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$500$249.00$188.95$178.93$168.93Go to Medibank
231Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$249.33$189.20$179.17$169.15Go to Defence
232HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 Excess & Ambulance CareBasic Plus$500$249.90$189.63$179.58$169.54Go to HBF

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $250 a month in South Australia for a single parent?
Gold: GU Health's Advance Hospital - Gold $500 Excess (Single Parent) at $240.83 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $153.00 a month is the figure GMHBA Limited published to the regulator for a single parent in South Australia on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
GMHBA Limited's Frank Basic Accident Boost Hospital at $153.00 a month published comes to under 65 about $116.10 a month, 65 to 69 about $109.95 a month, 70 and over about $103.80 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a single parent in South Australia, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source