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Health insurance question · Queensland · Single parent · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $250 a month in Queensland for a single parent

In Queensland, 181 open hospital policies for a single parent are published under $250 a month before the government rebate, from 25 insurers on 6 tiers (Gold, Silver Plus, Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is GMHBA Limited's Frank Basic Accident Boost Hospital at $158.25 a month before the government rebate, or about $120.08 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 181 under $250

Every open hospital policy for a single parent in Queensland with a published monthly premium under $250, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

181 policies from 25 insurers answer this question in the release dated 2026-10-01; median $220.41 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in Queensland.

All 181, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

181 of 181 policies that answer "Is there hospital cover under $250 a month in Queensland for a single parent?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$158.25$120.08$113.72$107.36Go to GMHBA
2Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$161.54$122.58$116.08$109.59Go to Phoenix
3see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$164.78$125.04$118.41$111.79Go to see-u
4GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$168.50$127.86$121.09$114.31Go to GMHBA
5Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$171.54$130.17$123.27$116.38Go to Defence
6see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$171.87$130.42$123.51$116.60Go to see-u
7HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$173.11$131.36$124.40$117.44Go to HBF
8TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$180.02$136.60$129.36$122.13Go to TUH,
9TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$180.02$136.60$129.36$122.13Go to TUH,
10Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$182.20$138.26$130.93$123.61Go to Medibank
11ahm health insuranceambulance hospital (basic)Basic$750$184.00$139.62$132.22$124.83Go to ahm
12Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$185.45$140.72$133.27$125.81Go to Bupa
13Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$186.28$141.35$133.86$126.38Go to Defence
14Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$188.80$143.27$135.67$128.09Go to Defence
15nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$189.20$143.57$135.96$128.36Go to nib
16ahm health insuranceambulance & accident hospital (basic)Basic$750$189.40$143.72$136.10$128.49Go to ahm
17Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$190.60$144.63$136.97$129.31Go to Medibank
18GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$190.90$144.86$137.18$129.51Go to GMHBA
19Health PartnersBasic Accident Hospital $750 ExcessBasic$750$191.27$145.14$137.45$129.76Go to Health
20Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$191.90$145.62$137.90$130.19Go to Medibank
21Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$192.67$146.20$138.45$130.71Go to Peoplecare
22Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$193.41$146.76$138.99$131.21Go to Defence
23Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$193.51$146.84$139.06$131.28Go to Defence
24HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$194.12$147.30$139.50$131.69Go to HCF
25RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$194.12$147.30$139.50$131.69Go to RT
26HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$194.75$147.78$139.95$132.12Go to HBF
27Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$196.60$149.18$141.28$133.38Go to Bupa
28Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$197.07$149.54$141.62$133.70Go to Phoenix
29HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$197.10$149.56$141.64$133.72Go to HBF
30Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$197.16$149.61$141.68$133.76Go to Latrobe
31Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$198.30$150.47$142.50$134.53Go to Peoplecare
32TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$198.42$150.57$142.59$134.61Go to TUH,
33TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$198.42$150.57$142.59$134.61Go to TUH,
34nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$198.76$150.82$142.83$134.84Go to nib
35Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$199.57$151.44$143.41$135.39Go to Teachers
36Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$199.57$151.44$143.41$135.39Go to Teachers
37Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$199.57$151.44$143.41$135.39Go to Teachers
38ahm health insuranceambulance & accident hospital (basic)Basic$500$200.80$152.37$144.30$136.23Go to ahm
39Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$201.20$152.67$144.58$136.50Go to Phoenix
40Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$201.98$153.27$145.14$137.03Go to Latrobe
41GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$202.40$153.59$145.45$137.31Go to GMHBA
42Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$203.40$154.34$146.17$137.99Go to Medibank
43Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$203.61$154.50$146.32$138.13Go to Phoenix
44Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$203.93$154.75$146.55$138.35Go to Latrobe
45Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$204.16$154.92$146.71$138.51Go to Defence
46Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$204.80$155.41$147.17$138.94Go to Medibank
47Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$205.30$155.79$147.53$139.28Go to Health
48Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$205.85$156.20$147.93$139.65Go to Defence
49Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$206.15$156.43$148.14$139.86Go to Bupa
50Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$206.40$156.62$148.32$140.03Go to Latrobe
51AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$207.66$157.58$149.23$140.88Go to AIA
52ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 750 QLDBronze$750$208.11$157.92$149.55$141.19Go to ACA
53see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$208.24$158.02$149.64$141.27Go to see-u
54GMHBA LimitedFrank Bronze HospitalBronze$750$208.30$158.06$149.69$141.31Go to GMHBA
55GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$209.50$158.97$150.55$142.13Go to GMHBA
56HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$209.88$159.26$150.82$142.39Go to HBF
57Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$209.93$159.30$150.86$142.42Go to Latrobe
58Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$210.08$159.41$150.97$142.52Go to Phoenix
59ahm health insurancecore hospital (basic+)Basic Plus$750$210.10$159.43$150.98$142.54Go to ahm
60nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$210.36$159.63$151.17$142.71Go to nib
61nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$210.48$159.72$151.25$142.79Go to nib
62Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$210.55$159.77$151.30$142.84Go to Health
63HCiBronze Plus Hospital $750/$1500 excessBronze Plus$750$210.70$159.88$151.41$142.94Go to HCi
64HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$210.75$159.92$151.45$142.98Go to HCF
65RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500$210.75$159.92$151.45$142.98Go to RT
66Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$210.99$160.10$151.62$143.14Go to Health
67nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$211.52$160.51$152.00$143.50Go to nib
68ahm health insuranceambulance hospital (basic)Basic$750$212.30$161.10$152.56$144.03Go to ahm
69Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$212.75$161.44$152.88$144.33Go to Defence
70Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$212.80$161.48$152.92$144.37Go to Defence
71Queensland Country Health FundCore Hospital (Basic+) $750 excessBasic Plus$750$213.10$161.70$153.14$144.57Go to Queensland
72Peoplecare Health InsuranceBronze Plus Hospital $750Bronze Plus$750$213.98$162.37$153.77$145.17Go to Peoplecare
73nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$213.98$162.37$153.77$145.17Go to nib
74nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$213.98$162.37$153.77$145.17Go to nib
75nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$214.13$162.49$153.88$145.27Go to nib
76HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$215.18$163.28$154.63$145.98Go to HBF
77see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$215.33$163.40$154.74$146.08Go to see-u
78Westfund LimitedBasic Plus 750 Hospital (Dependants under 25)Basic Plus$750$215.45$163.49$154.82$146.17Go to Westfund
79Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$215.80$163.75$155.08$146.40Go to Medibank
80HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$215.96$163.87$155.19$146.51Go to HCF
81HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$216.96$164.63$155.91$147.19Go to HBF
82Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$217.65$165.16$156.41$147.66Go to Bupa
83nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$218.02$165.44$156.67$147.91Go to nib
84Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$218.10$165.50$156.73$147.96Go to Medibank
85ahm health insuranceambulance & accident hospital (basic)Basic$750$218.50$165.80$157.02$148.23Go to ahm
86Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$218.70$165.95$157.16$148.37Go to Health
87HCFHCF Reciprocal Health Cover BasicBasic$750$218.90$166.11$157.30$148.51Go to HCF
88Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$219.20$166.33$157.52$148.71Go to Bupa
89HCFHCF ACCIDENT ONLY BASICBasic$750$219.66$166.68$157.85$149.02Go to HCF
90AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$219.85$166.83$157.99$149.15Go to AIA
91Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$220.41$167.25$158.39$149.53Go to Phoenix
92Queensland Country Health FundBudget Hospital (Basic+) $750 excessBasic Plus$750$220.51$167.33$158.46$149.60Go to Queensland
93Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$220.80$167.55$158.67$149.80Go to Medibank
94HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$221.74$168.26$159.34$150.43Go to HBF
95ahm health insurancecore hospital (basic+)Basic Plus$500$222.70$168.99$160.03$151.08Go to ahm
96Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$223.14$169.32$160.35$151.38Go to Latrobe
97Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$223.54$169.63$160.64$151.65Go to Defence
98TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $750 excessBronze Plus$750$223.59$169.66$160.67$151.69Go to TUH,
99TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $750 excessBronze Plus$750$223.59$169.66$160.67$151.69Go to TUH,
100ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 500 QLDBronze$500$224.19$170.12$161.11$152.09Go to ACA
101ahm health insurancebronze no fussBronze$750$224.70$170.51$161.47$152.44Go to ahm
102nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$226.14$171.60$162.51$153.42Go to nib
103AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$226.26$171.69$162.59$153.50Go to AIA
104CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$226.29$171.71$162.61$153.52Go to CBHS
105Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$226.56$171.92$162.81$153.70Go to Defence
106Peoplecare Health InsuranceBronze Plus Hospital $500Bronze Plus$500$226.61$171.96$162.84$153.74Go to Peoplecare
107Queensland Country Health FundCore Hospital (Basic+) $500 excessBasic Plus$500$226.92$172.19$163.07$153.95Go to Queensland
108RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$228.19$173.16$163.98$154.81Go to RT
109Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$228.20$173.16$163.99$154.82Go to Medibank
110Health PartnersBasic Accident Hospital $750 ExcessBasic$750$228.32$173.25$164.07$154.90Go to Health
111Westfund LimitedBasic Plus 500 Hospital (Dependants under 25)Basic Plus$500$228.54$173.42$164.23$155.05Go to Westfund
112Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$228.80$173.62$164.42$155.22Go to Defence
113Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$229.10$173.85$164.63$155.43Go to Defence
114see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$229.20$173.92$164.71$155.49Go to see-u
115Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$230.01$174.54$165.29$156.04Go to Latrobe
116Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$230.40$174.83$165.57$156.31Go to Bupa
117Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$500$231.40$175.59$166.29$156.99Go to Medibank
118Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$231.50$175.67$166.36$157.05Go to Bupa
119ahm health insuranceambulance & accident hospital (basic)Basic$500$231.60$175.74$166.43$157.12Go to ahm
120Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$231.65$175.78$166.47$157.16Go to Bupa
121nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$231.71$175.83$166.51$157.20Go to nib
122Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$231.80$175.89$166.57$157.26Go to Medibank
123nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$232.00$176.05$166.72$157.39Go to nib
124nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$232.08$176.11$166.78$157.45Go to nib
125Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$232.09$176.11$166.78$157.45Go to Defence
126Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$232.21$176.21$166.87$157.54Go to Defence
127nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$232.23$176.22$166.88$157.55Go to nib
128nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$232.52$176.44$167.09$157.75Go to nib
129HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$234.89$178.24$168.79$159.35Go to HCF
130nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$234.98$178.31$168.86$159.42Go to nib
131HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$236.12$179.17$169.68$160.19Go to HBF
132nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$236.30$179.31$169.81$160.31Go to nib
133Defence Health Limited
restricted membership
Public Hospital Basic PlusBasic Plus—$236.40$179.39$169.88$160.38Go to Defence
134Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$236.60$179.54$170.02$160.51Go to Medibank
135HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$236.80$179.69$170.17$160.65Go to HCF
136Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$237.92$180.54$170.97$161.41Go to Latrobe
137ahm health insurancebronze plus everydayBronze Plus$750$238.00$180.60$171.03$161.46Go to ahm
138Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$238.34$180.86$171.27$161.69Go to Defence
139CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$238.42$180.92$171.33$161.75Go to CBHS
140HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$238.73$181.15$171.55$161.96Go to HBF
141Westfund LimitedBasic Plus 750 Hospital (Disability Dependants)Basic Plus$750$239.37$181.64$172.01$162.39Go to Westfund
142Westfund LimitedBasic Plus 750 Hospital (Dependants under 31)Basic Plus$750$239.37$181.64$172.01$162.39Go to Westfund
143HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$239.68$181.87$172.24$162.60Go to HBF
144Navy Health Ltd
restricted membership
Saver Bronze+ HospitalBronze Plus$500$240.23$182.29$172.63$162.98Go to Navy
145HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$240.68$182.63$172.96$163.28Go to HBF
146GU HealthAdvance Hospital - Gold $500 Excess (Single Parent)Gold$500$240.83$182.75$173.06$163.38Go to GU
147nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$241.46$183.22$173.52$163.81Go to nib
148TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $500 excessBronze Plus$500$241.75$183.44$173.72$164.01Go to TUH,
149TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $500 excessBronze Plus$500$241.75$183.44$173.72$164.01Go to TUH,
150nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$241.83$183.51$173.78$164.06Go to nib
151HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$242.07$183.69$173.95$164.23Go to HBF
152Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$242.37$183.92$174.17$164.43Go to Latrobe
153ahm health insurancecore hospital (basic+)Basic Plus$750$242.40$183.94$174.19$164.45Go to ahm
154nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$243.62$184.86$175.07$165.28Go to nib
155Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$750$243.80$185.00$175.20$165.40Go to Defence
156nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$243.92$185.09$175.28$165.48Go to nib
157HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$244.07$185.21$175.39$165.58Go to HBF
158nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$244.07$185.21$175.39$165.58Go to nib
159nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$244.07$185.21$175.39$165.58Go to nib
160nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$244.07$185.21$175.39$165.58Go to nib
161Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$244.20$185.30$175.48$165.67Go to Bupa
162Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$250$244.20$185.30$175.48$165.67Go to Medibank
163AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$244.28$185.36$175.54$165.72Go to AIA
164Queensland Country Health FundVital Hospital (Bronze+) $750 excessBronze Plus$750$244.58$185.59$175.76$165.93Go to Queensland
165Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$244.91$185.84$175.99$166.15Go to Latrobe
166Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$244.95$185.87$176.02$166.18Go to Bupa
167Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$244.99$185.90$176.05$166.21Go to Defence
168Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$245.30$186.14$176.28$166.42Go to Medibank
169Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$245.40$186.21$176.35$166.48Go to Bupa
170Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$245.46$186.26$176.39$166.52Go to Phoenix
171Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$246.86$187.32$177.40$167.47Go to Defence
172ahm health insurancebronze no fussBronze$500$247.10$187.50$177.57$167.64Go to ahm
173GMHBA LimitedFrank Bronze Plus Max HospitalBronze Plus$750$247.10$187.50$177.57$167.64Go to GMHBA
174nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$247.64$187.91$177.96$168.00Go to nib
175Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$247.68$187.94$177.99$168.03Go to Latrobe
176nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$247.94$188.14$178.17$168.21Go to nib
177Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$248.40$188.49$178.50$168.52Go to Phoenix
178HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$248.47$188.54$178.55$168.57Go to HCF
179RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$248.48$188.55$178.56$168.57Go to RT
180nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$248.61$188.65$178.65$168.66Go to nib
181Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$500$249.80$189.55$179.51$169.47Go to Medibank

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $250 a month in Queensland for a single parent?
Gold: GU Health's Advance Hospital - Gold $500 Excess (Single Parent) at $240.83 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $158.25 a month is the figure GMHBA Limited published to the regulator for a single parent in Queensland on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
GMHBA Limited's Frank Basic Accident Boost Hospital at $158.25 a month published comes to under 65 about $120.08 a month, 65 to 69 about $113.72 a month, 70 and over about $107.36 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a single parent in Queensland, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source