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Health insurance question · Northern Territory · Couple · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $250 a month in Northern Territory for a couple

In Northern Territory, 313 open hospital policies for a couple are published under $250 a month before the government rebate, from 24 insurers on 7 tiers (Gold, Silver Plus, Silver, Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is ahm health insurance's ambulance hospital (basic) at $78.60 a month before the government rebate, or about $59.64 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 313 under $250

Every open hospital policy for a couple in Northern Territory with a published monthly premium under $250, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

313 policies from 24 insurers answer this question in the release dated 2026-10-01; median $167.27 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in Northern Territory.

All 313, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

313 of 313 policies that answer "Is there hospital cover under $250 a month in Northern Territory for a couple?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1ahm health insuranceambulance hospital (basic)Basic$750$78.60$59.64$56.48$53.32Go to ahm
2see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$80.00$60.71$57.49$54.27Go to see-u
3HCFHCF Reciprocal Health Cover BasicBasic$750$81.90$62.15$58.85$55.56Go to HCF
4HCFHCF ACCIDENT ONLY BASICBasic$750$82.74$62.78$59.46$56.13Go to HCF
5see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$84.38$64.03$60.64$57.25Go to see-u
6ahm health insuranceambulance & accident hospital (basic)Basic$750$89.60$67.99$64.39$60.79Go to ahm
7ahm health insuranceambulance & accident hospital (basic)Basic$500$95.00$72.09$68.27$64.45Go to ahm
8GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$100.00$75.88$71.86$67.84Go to GMHBA
9HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$102.34$77.66$73.54$69.43Go to HCF
10RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$102.34$77.66$73.54$69.43Go to RT
11Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$104.56$79.34$75.14$70.94Go to Phoenix
12HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$106.02$80.45$76.19$71.93Go to HBF
13GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$108.40$82.26$77.90$73.54Go to GMHBA
14nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$109.60$83.17$78.76$74.35Go to nib
15Queensland Country Health FundCore Hospital (Basic+) $750 excessBasic Plus$750$109.76$83.29$78.87$74.46Go to Queensland
16HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$110.37$83.75$79.31$74.88Go to HBF
17Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$750$110.50$83.85$79.41$74.97Go to Medibank
18nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$112.58$85.43$80.90$76.38Go to nib
19ahm health insurancecore hospital (basic+)Basic Plus$750$113.90$86.43$81.85$77.27Go to ahm
20GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$114.30$86.73$82.14$77.54Go to GMHBA
21Westfund LimitedBasic Plus 750 HospitalBasic Plus$750$115.05$87.30$82.68$78.05Go to Westfund
22HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$115.24$87.45$82.81$78.18Go to HBF
23Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$116.00$88.02$83.36$78.70Go to Defence
24see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$118.00$89.54$84.80$80.05Go to see-u
25Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$118.22$89.71$84.95$80.20Go to Defence
26HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$118.38$89.83$85.07$80.31Go to HCF
27RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500$118.38$89.83$85.07$80.31Go to RT
28HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$119.59$90.75$85.94$81.13Go to HBF
29Queensland Country Health FundCore Hospital (Basic+) $500 excessBasic Plus$500$119.85$90.94$86.13$81.31Go to Queensland
30ahm health insurancecore hospital (basic+)Basic Plus$500$120.70$91.59$86.74$81.89Go to ahm
31Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$121.30$92.04$87.17$82.29Go to Bupa
32HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$121.84$92.45$87.56$82.66Go to HBF
33Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$122.40$92.88$87.96$83.04Go to Defence
34see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$122.52$92.97$88.04$83.12Go to see-u
35HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$122.62$93.05$88.12$83.19Go to HBF
36Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$500$123.40$93.64$88.68$83.72Go to Medibank
37Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$123.90$94.02$89.04$84.06Go to Health
38HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$124.36$94.37$89.37$84.37Go to HCF
39nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$125.13$94.95$89.92$84.89Go to nib
40HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$125.84$95.49$90.43$85.37Go to HBF
41HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$126.19$95.76$90.68$85.61Go to HBF
42ahm health insurancebronze no fussBronze$750$126.20$95.76$90.69$85.62Go to ahm
43Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$126.50$95.99$90.90$85.82Go to Medibank
44HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$126.97$96.35$91.24$86.14Go to HBF
45HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$127.68$96.89$91.75$86.62Go to HCF
46Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$128.00$97.13$91.98$86.84Go to Health
47Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$128.40$97.43$92.27$87.11Go to Defence
48nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$129.82$98.51$93.29$88.07Go to nib
49nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$129.82$98.51$93.29$88.07Go to nib
50nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$129.82$98.51$93.29$88.07Go to nib
51HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$130.10$98.72$93.49$88.26Go to HBF
52HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$130.19$98.79$93.56$88.32Go to HBF
53nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$130.36$98.92$93.68$88.44Go to nib
54ahm health insurancebronze plus everydayBronze Plus$750$130.40$98.95$93.71$88.47Go to ahm
55nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$130.81$99.26$94.00$88.74Go to nib
56nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$130.81$99.26$94.00$88.74Go to nib
57Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$131.20$99.56$94.28$89.01Go to Medibank
58nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$131.72$99.95$94.66$89.36Go to nib
59Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$131.80$100.01$94.71$89.42Go to Bupa
60GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$131.90$100.09$94.78$89.48Go to GMHBA
61see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$132.24$100.35$95.03$89.71Go to see-u
62HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$132.27$100.37$95.05$89.73Go to HBF
63nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$133.79$101.52$96.14$90.77Go to nib
64Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$134.30$101.91$96.51$91.11Go to Phoenix
65HBF Health LimitedBronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$134.45$102.02$96.62$91.21Go to HBF
66Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$134.60$102.14$96.72$91.32Go to Bupa
67HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$134.62$102.15$96.74$91.33Go to HBF
68Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$134.72$102.23$96.81$91.40Go to Defence
69Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$136.00$103.20$97.73$92.27Go to Defence
70HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 Excess & Ambulance CareBasic Plus$500$136.62$103.67$98.18$92.69Go to HBF
71nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$137.40$104.26$98.74$93.21Go to nib
72Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$137.42$104.28$98.75$93.23Go to Defence
73Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$138.10$104.79$99.24$93.69Go to Phoenix
74Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$138.11$104.80$99.25$93.70Go to Latrobe
75AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$138.12$104.81$99.25$93.70Go to AIA
76Westfund LimitedBasic Plus 500 HospitalBasic Plus$500$138.36$104.99$99.43$93.87Go to Westfund
77ahm health insurancebronze no fussBronze$500$138.80$105.32$99.74$94.16Go to ahm
78HBF Health LimitedLite Bronze Hospital Plus $500/$1000 Excess & Ambulance CareBronze Plus$500$138.97$105.45$99.87$94.28Go to HBF
79nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$139.48$105.84$100.23$94.63Go to nib
80Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$139.60$105.93$100.32$94.71Go to Defence
81HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$140.00$106.23$100.61$94.98Go to HCF
82Queensland Country Health FundBudget Hospital (Basic+) $750 excessBasic Plus$750$140.40$106.54$100.89$95.25Go to Queensland
83Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$141.13$107.09$101.42$95.75Go to Latrobe
84Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$141.50$107.37$101.68$96.00Go to Medibank
85Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$142.00$107.75$102.04$96.34Go to Defence
86nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$142.64$108.24$102.50$96.77Go to nib
87Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$142.80$108.36$102.62$96.88Go to Bupa
88Health Insurance Fund of Australia LimitedBronze Hospital $750/$1500Bronze$750$143.00$108.51$102.76$97.01Go to Health
89ahm health insurancebronze plus everydayBronze Plus$500$143.40$108.81$103.05$97.29Go to ahm
90Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$143.70$109.04$103.26$97.49Go to Phoenix
91HBF Health LimitedBronze Hospital Plus $500/$1000 ExcessBronze Plus$500$143.91$109.20$103.42$97.63Go to HBF
92Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$145.30$110.26$104.41$98.57Go to Defence
93Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$145.60$110.48$104.63$98.78Go to Bupa
94GMHBA LimitedFrank Bronze HospitalBronze$750$145.95$110.75$104.88$99.02Go to GMHBA
95Health PartnersBasic Accident Hospital $750 ExcessBasic$750$146.29$111.01$105.13$99.25Go to Health
96nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$146.43$111.11$105.23$99.34Go to nib
97HCFHCF HOSPITAL STANDARD SILVER PLUSSilver Plus$750$146.72$111.33$105.43$99.54Go to HCF
98Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$147.06$111.59$105.68$99.77Go to Defence
99HCFHCF HOSPITAL BRONZE PLUS $500 EXCESSBronze Plus$500$147.66$112.05$106.11$100.18Go to HCF
100nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$148.06$112.35$106.40$100.45Go to nib
101HBF Health LimitedBronze Hospital Plus $500/$1000 Excess & Ambulance CareBronze Plus$500$148.26$112.50$106.54$100.58Go to HBF
102Health Insurance Fund of Australia LimitedBronze Hospital $500/$1000Bronze$500$148.80$112.91$106.93$100.95Go to Health
103Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$750$149.50$113.44$107.43$101.42Go to Australian
104Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$150.00$113.82$107.79$101.76Go to Bupa
105nib Health Funds Ltd.Bronze Protect Hospital Plus $500 ExcessBronze Plus$500$150.04$113.85$107.82$101.79Go to nib
106GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$151.20$114.73$108.65$102.58Go to GMHBA
107CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$151.49$114.95$108.86$102.77Go to CBHS
108Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$151.64$115.07$108.97$102.88Go to Phoenix
109nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$151.76$115.16$109.06$102.96Go to nib
110AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$151.83$115.21$109.11$103.00Go to AIA
111Queensland Country Health FundVital Hospital (Bronze+) $750 excessBronze Plus$750$151.86$115.23$109.13$103.02Go to Queensland
112nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$151.94$115.30$109.19$103.08Go to nib
113Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$152.32$115.58$109.46$103.34Go to Defence
114AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$152.35$115.61$109.48$103.36Go to AIA
115Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$152.90$116.02$109.88$103.73Go to Bupa
116RT Health - a division of The Hospitals Contribution FundSilver Plus Standard Hospital $750 ExcessSilver Plus$750$153.28$116.31$110.15$103.99Go to RT
117nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$154.10$116.93$110.74$104.54Go to nib
118nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$154.83$117.49$111.26$105.04Go to nib
119nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$154.83$117.49$111.26$105.04Go to nib
120nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$154.92$117.56$111.33$105.10Go to nib
121nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$155.64$118.10$111.84$105.59Go to nib
122nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$156.99$119.13$112.81$106.51Go to nib
123nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$157.08$119.20$112.88$106.57Go to nib
124CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$157.30$119.36$113.04$106.72Go to CBHS
125Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$157.30$119.36$113.04$106.72Go to Health
126nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$157.44$119.47$113.14$106.81Go to nib
127HBF Health LimitedBronze Hospital Plus $250/$500 ExcessBronze Plus$250$158.60$120.35$113.97$107.60Go to HBF
128ahm health insuranceessentials silver plusSilver Plus$750$158.70$120.42$114.04$107.67Go to ahm
129Bupa HI Pty LtdBronze Plus Advantage Hospital $750 ExcessBronze Plus$750$158.70$120.42$114.04$107.67Go to Bupa
130Health Insurance Fund of Australia LimitedBronze Hospital $200/$400Bronze$200$158.80$120.50$114.12$107.73Go to Health
131Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$500$159.04$120.68$114.29$107.90Go to Defence
132Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$160.20$121.56$115.12$108.68Go to Medibank
133Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$161.00$122.17$115.70$109.23Go to Medibank
134ahm health insurancebronze plus loadedBronze Plus$750$161.60$122.63$116.13$109.63Go to ahm
135Bupa HI Pty LtdSilver Plus Classic Hospital $750 ExcessSilver Plus$750$162.00$122.93$116.41$109.90Go to Bupa
136Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$162.22$123.10$116.57$110.05Go to Teachers
137Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$162.22$123.10$116.57$110.05Go to Teachers
138Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$162.22$123.10$116.57$110.05Go to Teachers
139GMHBA LimitedGMHBA Bronze Plus Core HospitalBronze Plus$750$162.46$123.28$116.75$110.22Go to GMHBA
140Latrobe Health ServicesPartner Basic PlusBasic Plus$750$162.68$123.44$116.90$110.37Go to Latrobe
141nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$162.68$123.44$116.90$110.37Go to nib
142Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$162.70$123.46$116.92$110.38Go to Bupa
143HBF Health LimitedBronze Hospital Plus $250/$500 Excess & Ambulance CareBronze Plus$250$162.95$123.65$117.10$110.55Go to HBF
144Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$163.20$123.84$117.28$110.72Go to Bupa
145HBF Health LimitedEssential Silver Hospital $750/$1500 ExcessSilver Plus$750$163.25$123.88$117.31$110.75Go to HBF
146Bupa HI Pty LtdSilver Plus Essential Hospital $750 ExcessSilver Plus$750$163.30$123.92$117.35$110.79Go to Bupa
147ahm health insurancebronze plus supportBronze Plus$750$163.40$123.99$117.42$110.85Go to ahm
148Queensland Country Health FundSignature Hospital (Silver+) $750 excessSilver Plus$750$163.70$124.22$117.64$111.06Go to Queensland
149Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$163.80$124.29$117.71$111.13Go to Medibank
150GMHBA LimitedGMHBA Bronze Plus Advantage Hospital $750Bronze Plus$750$164.15$124.56$117.96$111.36Go to GMHBA
151Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$500$164.70$124.98$118.36$111.74Go to Australian
152Medibank Private LimitedMedibank Silver Plus CoreSilver Plus$750$165.30$125.43$118.79$112.14Go to Medibank
153TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$166.66$126.46$119.76$113.07Go to TUH,
154TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$166.66$126.46$119.76$113.07Go to TUH,
155Health Insurance Fund of Australia LimitedBronze Plus Hospital $750/$1500Bronze Plus$750$166.70$126.50$119.79$113.09Go to Health
156AIA Health Insurance Pty LtdBronze Hospital 750Bronze$750$166.99$126.72$120.00$113.29Go to AIA
157Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$167.27$126.93$120.20$113.48Go to Health
158HBF Health LimitedEssential Silver Hospital $750/$1500 Excess & Ambulance CareSilver Plus$750$167.60$127.18$120.44$113.70Go to HBF
159TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$168.98$128.23$121.43$114.64Go to TUH,
160TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$168.98$128.23$121.43$114.64Go to TUH,
161Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$750$169.64$128.73$121.91$115.09Go to Defence
162Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$170.60$129.45$122.59$115.74Go to Medibank
163see-u by HBFSecure Hospital $750 Excess (Silver)Silver$750$171.04$129.79$122.91$116.04Go to see-u
164Bupa HI Pty LtdBronze Plus Simple Hospital $500 ExcessBronze Plus$500$171.90$130.44$123.53$116.62Go to Bupa
165ahm health insurancebronze plus supportBronze Plus$500$172.00$130.52$123.60$116.69Go to ahm
166Navy Health Ltd
restricted membership
Saver Bronze+ HospitalBronze Plus$500$172.17$130.65$123.72$116.80Go to Navy
167AIA Health Insurance Pty LtdBronze Plus Essential Hospital 750Bronze Plus$750$172.25$130.71$123.78$116.86Go to AIA
168CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $500 ExcessBronze Plus$500$172.73$131.07$124.13$117.18Go to CBHS
169Defence Health Limited
restricted membership
Core Hospital Silver Plus 750Silver Plus$750$173.90$131.96$124.97$117.98Go to Defence
170Health Insurance Fund of Australia LimitedBronze Plus Hospital $500/$1000Bronze Plus$500$174.00$132.03$125.04$118.05Go to Health
171Bupa HI Pty LtdHealthLink Hospital $750 Excess - GoldGold$750$174.30$132.26$125.25$118.25Go to Bupa
172Bupa HI Pty LtdBronze Plus Select Hospital $500 ExcessBronze Plus$500$174.90$132.72$125.68$118.66Go to Bupa
173GMHBA LimitedFrank Bronze Plus Max HospitalBronze Plus$750$174.90$132.72$125.68$118.66Go to GMHBA
174GMHBA LimitedGMHBA Silver Plus Hospital $750Silver Plus$750$175.05$132.83$125.79$118.76Go to GMHBA
175Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$750$175.10$132.87$125.83$118.79Go to Australian
176Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$500$175.30$133.02$125.97$118.93Go to Medibank
177nib Health Funds Ltd.Silver Secure Hospital Plus $750 ExcessSilver Plus$750$175.68$133.31$126.25$119.18Go to nib
178Queensland Country Health FundVital Hospital (Bronze+) $500 excessBronze Plus$500$176.10$133.63$126.55$119.47Go to Queensland
179HBF Health LimitedSilver Hospital $750/$1500 ExcessSilver Plus$750$177.11$134.39$127.27$120.15Go to HBF
180St LukesAstute Bronze Plus Hospital 500Bronze Plus$500$177.20$134.46$127.34$120.22Go to St
181Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$500$177.26$134.51$127.38$120.26Go to Defence
182St LukesAstute Silver Plus Hospital 750Silver Plus$750$177.40$134.61$127.48$120.35Go to St
183nib Health Funds Ltd.Apia Bronze Hospital Plus $500 ExcessBronze Plus$500$177.49$134.68$127.55$120.41Go to nib
184nib Health Funds Ltd.Qantas Bronze Hospital Plus $500 ExcessBronze Plus$500$177.49$134.68$127.55$120.41Go to nib
185nib Health Funds Ltd.Real Bronze Plus Hospital $500 ExcessBronze Plus$500$177.58$134.75$127.61$120.47Go to nib
186nib Health Funds Ltd.ING Bronze Plus Hospital $500 ExcessBronze Plus$500$177.58$134.75$127.61$120.47Go to nib
187nib Health Funds Ltd.AAMI Bronze Hospital $500 ExcessBronze Plus$500$177.58$134.75$127.61$120.47Go to nib
188ahm health insurancebronze plus loadedBronze Plus$500$177.80$134.92$127.77$120.62Go to ahm
189nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $500 ExcessBronze Plus$500$178.30$135.30$128.13$120.96Go to nib
190nib Health Funds Ltd.Seniors Bronze Plus Hospital $500 ExcessBronze Plus$500$178.93$135.78$128.58$121.39Go to nib
191Defence Health Limited
restricted membership
Core Hospital Silver Plus 500Silver Plus$500$179.00$135.83$128.63$121.44Go to Defence
192Phoenix Health Fund LimitedSilver Plus Support Hospital 750Silver Plus$750$179.48$136.19$128.98$121.76Go to Phoenix
193Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$500$180.00$136.59$129.35$122.12Go to Medibank
194nib Health Funds Ltd.Bronze Hospital Plus $500 ExcessBronze Plus$500$180.01$136.60$129.36$122.12Go to nib
195HCFHCF HOSPITAL STANDARD SILVER PLUSSilver Plus$500$180.88$137.26$129.98$122.71Go to HCF
196nib Health Funds Ltd.Basic Essential Hospital Plus $250 ExcessBasic Plus$250$180.92$137.29$130.01$122.74Go to nib
197HBF Health LimitedSilver Hospital $750/$1500 Excess & Ambulance CareSilver Plus$750$181.46$137.70$130.40$123.11Go to HBF
198Queensland Country Health FundSignature Hospital (Silver+) $500 excessSilver Plus$500$183.29$139.08$131.71$124.35Go to Queensland
199Medibank Private LimitedMedibank Silver Plus CoreSilver Plus$500$183.70$139.40$132.01$124.63Go to Medibank
200Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$184.20$139.77$132.37$124.96Go to Medibank
201AIA Health Insurance Pty LtdBronze Hospital 500Bronze$500$184.21$139.78$132.38$124.97Go to AIA
202ahm health insuranceessentials silver plusSilver Plus$500$184.70$140.15$132.73$125.30Go to ahm
203GMHBA LimitedGMHBA Silver Plus Hospital $500Silver Plus$500$185.35$140.65$133.19$125.75Go to GMHBA
204Bupa HI Pty LtdBronze Plus Advantage Hospital $500 ExcessBronze Plus$500$186.40$141.44$133.95$126.46Go to Bupa
205Medibank Private LimitedMedibank Silver Plus SupportSilver Plus$750$186.40$141.44$133.95$126.46Go to Medibank
206Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$186.50$141.52$134.02$126.53Go to Teachers
207Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$186.50$141.52$134.02$126.53Go to Teachers
208Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$186.50$141.52$134.02$126.53Go to Teachers
209RT Health - a division of The Hospitals Contribution FundSilver Plus Standard Hospital $500 ExcessSilver Plus$500$186.98$141.88$134.37$126.85Go to RT
210GMHBA LimitedFrank Silver HospitalSilver$750$188.60$143.11$135.53$127.95Go to GMHBA
211HCFHCF HOSPITAL BRONZE PLUS $250 EXCESSBronze Plus$250$189.10$143.49$135.89$128.29Go to HCF
212Bupa HI Pty LtdSilver Plus Classic Hospital $500 ExcessSilver Plus$500$190.30$144.40$136.75$129.10Go to Bupa
213AIA Health Insurance Pty LtdBronze Plus Essential Hospital 500Bronze Plus$500$191.26$145.13$137.44$129.75Go to AIA
214Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$191.28$145.15$137.46$129.77Go to Teachers
215Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$191.28$145.15$137.46$129.77Go to Teachers
216Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$191.28$145.15$137.46$129.77Go to Teachers
217Health Insurance Fund of Australia LimitedBronze Plus Hospital $200/$400Bronze Plus$200$193.30$146.68$138.91$131.14Go to Health
218Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$500$193.70$146.98$139.19$131.41Go to Australian
219CBHS Health Fund Limited
restricted membership
Everyday Silver Plus Hospital $750 ExcessSilver Plus$750$193.87$147.11$139.32$131.53Go to CBHS
220nib Health Funds Ltd.Silver Secure Hospital Plus $500 ExcessSilver Plus$500$194.28$147.42$139.61$131.80Go to nib
221Bupa HI Pty LtdSilver Plus Essential Hospital $500 ExcessSilver Plus$500$194.30$147.44$139.63$131.82Go to Bupa
222Phoenix Health Fund LimitedSilver Plus Support Hospital 500Silver Plus$500$194.76$147.79$139.96$132.13Go to Phoenix
223ahm health insurancesilver supportSilver$750$194.90$147.89$140.06$132.22Go to ahm
224HBF Health LimitedEssential Silver Hospital $500/$1000 ExcessSilver Plus$500$195.27$148.17$140.32$132.48Go to HBF
225AIA Health Insurance Pty LtdSilver Hospital 750Silver$750$195.61$148.43$140.57$132.71Go to AIA
226Health PartnersBronze Hospital Plus $750 ExcessBronze Plus$750$196.30$148.96$141.06$133.17Go to Health
227Defence Health Limited
restricted membership
Value Hospital Silver Plus 500Silver Plus$500$196.66$149.23$141.32$133.42Go to Defence
228Queensland Country Health FundSignature Hospital (Silver+) $250 excessSilver Plus$250$197.43$149.81$141.88$133.94Go to Queensland
229HBF Health LimitedSilver Hospital $500/$1000 ExcessSilver Plus$500$198.32$150.49$142.51$134.54Go to HBF
230nib Health Funds Ltd.ING Silver Hospital $750 ExcessSilver$750$198.79$150.85$142.85$134.86Go to nib
231nib Health Funds Ltd.Silver Executive Hospital PlusSilver Plus$750$198.99$151.00$143.00$135.00Go to nib
232Health Insurance Fund of Australia LimitedSilver Hospital $750/$1500Silver Plus$750$199.20$151.16$143.15$135.14Go to Health
233nib Health Funds Ltd.Apia Silver Hospital $750 ExcessSilver$750$199.31$151.24$143.23$135.22Go to nib
234nib Health Funds Ltd.Qantas Silver Plus Standard $750 ExcessSilver Plus$750$199.40$151.31$143.29$135.28Go to nib
235HBF Health LimitedEssential Silver Hospital $500/$1000 Excess & Ambulance CareSilver Plus$500$199.62$151.48$143.45$135.43Go to HBF
236nib Health Funds Ltd.Silver HospitalSilver$750$199.88$151.67$143.64$135.60Go to nib
237St LukesBronze Plus Hospital 750Bronze Plus$750$201.00$152.52$144.44$136.36Go to St
238ahm health insurancesilver supportSilver$500$201.40$152.83$144.73$136.63Go to ahm
239Australian Unity Health LimitedMidpoint Hospital (Silver Plus)Silver Plus$750$201.50$152.90$144.80$136.70Go to Australian
240Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$250$201.70$153.05$144.94$136.84Go to Medibank
241nib Health Funds Ltd.Seniors Silver Hospital $750 ExcessSilver$750$202.04$153.31$145.19$137.07Go to nib
242nib Health Funds Ltd.Suncorp Health Insurance Silver Everyday Hospital Plus $750 ExcessSilver Plus$750$202.17$153.41$145.28$137.16Go to nib
243nib Health Funds Ltd.AAMI Silver Everyday Hospital Plus $750 ExcessSilver Plus$750$202.17$153.41$145.28$137.16Go to nib
244HBF Health LimitedSilver Hospital $500/$1000 Excess & Ambulance CareSilver Plus$500$202.67$153.79$145.64$137.50Go to HBF
245RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$202.78$153.87$145.72$137.57Go to RT
246nib Health Funds Ltd.Real Silver Hospital $750 ExcessSilver$750$203.60$154.50$146.31$138.13Go to nib
247AIA Health Insurance Pty LtdSilver Plus Hospital 750Silver Plus$750$203.89$154.72$146.52$138.32Go to AIA
248Queensland Country Health FundVital Hospital (Bronze+) $250 excessBronze Plus$250$205.48$155.92$147.66$139.40Go to Queensland
249ahm health insuranceevolve silver plusSilver Plus$750$205.60$156.01$147.75$139.48Go to ahm
250Australian Unity Health LimitedStandard Hospital (Bronze Plus)Bronze Plus$750$208.90$158.52$150.12$141.72Go to Australian
251Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$210.22$159.52$151.07$142.62Go to Teachers
252Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$210.22$159.52$151.07$142.62Go to Teachers
253Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$210.22$159.52$151.07$142.62Go to Teachers
254Medibank Private LimitedMedibank Silver Plus SupportSilver Plus$500$210.30$159.58$151.12$142.67Go to Medibank
255Navy Health Ltd
restricted membership
Core Silver+ HospitalSilver Plus$500$211.06$160.16$151.67$143.19Go to Navy
256Health Insurance Fund of Australia LimitedSilver Hospital $500/$1000Silver Plus$500$212.10$160.95$152.42$143.89Go to Health
257CBHS Health Fund Limited
restricted membership
Everyday Silver Plus Hospital $500 ExcessSilver Plus$500$213.11$161.71$153.14$144.58Go to CBHS
258HBF Health LimitedSilver Hospital $250/$500 ExcessSilver Plus$250$213.61$162.09$153.50$144.92Go to HBF
259nib Health Funds Ltd.Silver Executive Hospital PlusSilver Plus$500$213.98$162.37$153.77$145.17Go to nib
260Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$250$214.00$162.39$153.78$145.18Go to Medibank
261Westfund LimitedBronze 750 HospitalBronze$750$214.41$162.70$154.08$145.46Go to Westfund
262Health PartnersBronze Hospital Plus $500 ExcessBronze Plus$500$214.67$162.90$154.26$145.64Go to Health
263ahm health insuranceevolve silver plusSilver Plus$500$216.30$164.13$155.44$146.74Go to ahm
264Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$250$216.30$164.13$155.44$146.74Go to Medibank
265Westfund LimitedBronze 500 HospitalBronze$500$217.14$164.77$156.04$147.31Go to Westfund
266HBF Health LimitedSilver Hospital $250/$500 Excess & Ambulance CareSilver Plus$250$217.96$165.39$156.63$147.87Go to HBF
267St LukesAstute Silver Plus Hospital 500Silver Plus$500$219.40$166.49$157.66$148.85Go to St
268Medibank Private LimitedMedibank Silver Plus CoreSilver Plus$250$219.80$166.79$157.95$149.12Go to Medibank
269AIA Health Insurance Pty LtdSilver Hospital 500Silver$500$220.02$166.96$158.11$149.27Go to AIA
270nib Health Funds Ltd.Apia Silver Hospital $500 ExcessSilver$500$220.40$167.24$158.38$149.52Go to nib
271Defence Health Limited
restricted membership
Defence Hospital Advantage Silver PlusSilver Plus$750$220.58$167.38$158.51$149.65Go to Defence
272Defence Health Limited
restricted membership
Advantage Hospital Silver Plus 750Silver Plus$750$221.64$168.18$159.27$150.37Go to Defence
273nib Health Funds Ltd.Seniors Silver Hospital $500 ExcessSilver$500$222.53$168.86$159.91$150.97Go to nib
274Australian Unity Health LimitedStandard Hospital (Bronze Plus)Bronze Plus$500$223.20$169.37$160.39$151.42Go to Australian
275St LukesAstute Bronze Plus Hospital 250Bronze Plus$250$223.20$169.37$160.39$151.42Go to St
276Teachers Health
restricted membership
Mid Classic 300 (Silver Plus)Silver Plus$300$223.24$169.40$160.42$151.45Go to Teachers
277Teachers Health
restricted membership
Mid Classic 300 (Silver Plus)Silver Plus$300$223.24$169.40$160.42$151.45Go to Teachers
278Teachers Health
restricted membership
Mid Classic 300 (Silver Plus)Silver Plus$300$223.24$169.40$160.42$151.45Go to Teachers
279RT Health - a division of The Hospitals Contribution FundSilver Plus Standard Hospital $250 ExcessSilver Plus$250$223.28$169.43$160.45$151.48Go to RT
280HCFHCF HOSPITAL STANDARD SILVER PLUSSilver Plus$250$223.60$169.67$160.68$151.69Go to HCF
281nib Health Funds Ltd.ING Silver Hospital $500 ExcessSilver$500$223.62$169.69$160.70$151.71Go to nib
282Navy Health Ltd
restricted membership
Prime Silver+ Hospital 750Silver Plus$750$223.71$169.76$160.76$151.77Go to Navy
283nib Health Funds Ltd.Qantas Silver Plus Standard $500 ExcessSilver Plus$500$223.97$169.95$160.95$151.95Go to nib
284Bupa HI Pty LtdBronze Plus Simple Hospital $250 ExcessBronze Plus$250$225.90$171.42$162.33$153.26Go to Bupa
285nib Health Funds Ltd.Silver HospitalSilver$500$226.24$171.68$162.58$153.49Go to nib
286St LukesBronze Plus Hospital 500Bronze Plus$500$227.40$172.56$163.41$154.27Go to St
287nib Health Funds Ltd.Suncorp Health Insurance Silver Everyday Hospital Plus $500 ExcessSilver Plus$500$227.91$172.94$163.78$154.62Go to nib
288nib Health Funds Ltd.AAMI Silver Everyday Hospital Plus $500 ExcessSilver Plus$500$227.91$172.94$163.78$154.62Go to nib
289Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$250$228.20$173.16$163.99$154.82Go to Medibank
290nib Health Funds Ltd.Gold Executive HospitalGold$750$228.37$173.29$164.11$154.93Go to nib
291Australian Unity Health LimitedMidpoint Hospital (Silver Plus)Silver Plus$500$228.40$173.31$164.13$154.95Go to Australian
292Health PartnersSilver Hospital Plus Lite $750 ExcessSilver Plus$750$229.15$173.88$164.67$155.46Go to Health
293Medibank Private LimitedSecure Silver PlusSilver Plus$750$230.80$175.14$165.86$156.58Go to Medibank
294RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $350 ExcessBronze Plus$350$231.00$175.29$166.00$156.72Go to RT
295nib Health Funds Ltd.Real Silver Hospital $500 ExcessSilver$500$232.55$176.46$167.11$157.77Go to nib
296Defence Health Limited
restricted membership
Top Hospital Gold 800Gold$800 /policy$236.42$179.40$169.89$160.39Go to Defence
297Navy Health Ltd
restricted membership
Prime Silver+ Hospital 500Silver Plus$500$236.87$179.74$170.22$160.70Go to Navy
298ahm health insurancecore silver plusSilver Plus$750$238.00$180.60$171.03$161.46Go to ahm
299Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$238.15$180.71$171.14$161.57Go to Peoplecare
300nib Health Funds Ltd.Silver Executive Hospital PlusSilver Plus$250$239.72$181.90$172.27$162.63Go to nib
301Medibank Private LimitedSecure Silver PlusSilver Plus$500$240.20$182.27$172.61$162.96Go to Medibank
302Defence Health Limited
restricted membership
Value Hospital Silver Plus 250Silver Plus$250$240.56$182.54$172.87$163.20Go to Defence
303Westfund LimitedBronze Plus 750 HospitalBronze Plus$750$242.49$184.01$174.26$164.51Go to Westfund
304Bupa HI Pty LtdSilver Plus Advanced Hospital $750 ExcessSilver Plus$750$242.70$184.17$174.41$164.65Go to Bupa
305nib Health Funds Ltd.Gold Executive HospitalGold$500$244.05$185.19$175.38$165.57Go to nib
306Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$245.36$186.18$176.32$166.46Go to Peoplecare
307nib Health Funds Ltd.Qantas Silver Plus Select HospitalSilver Plus$750$245.84$186.55$176.66$166.78Go to nib
308Medibank Private LimitedMedibank Silver Plus SupportSilver Plus$250$246.70$187.20$177.28$167.37Go to Medibank
309nib Health Funds Ltd.Silver Select Hospital Plus $750 ExcessSilver Plus$750$247.28$187.64$177.70$167.76Go to nib
310Health PartnersSilver Hospital Plus Lite $500 ExcessSilver Plus$500$247.52$187.82$177.87$167.92Go to Health
311Bupa HI Pty LtdSilver Plus Essential Hospital $250 ExcessSilver Plus$250$248.30$188.42$178.43$168.45Go to Bupa
312Defence Health Limited
restricted membership
Defence Hospital Advantage Silver PlusSilver Plus$500$249.72$189.49$179.45$169.42Go to Defence
313Health Insurance Fund of Australia LimitedSilver Hospital $200/$400Silver Plus$200$249.90$189.63$179.58$169.54Go to Health

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $250 a month in Northern Territory for a couple?
Gold: Bupa HI Pty Ltd's HealthLink Hospital $750 Excess - Gold at $174.30 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $78.60 a month is the figure ahm health insurance published to the regulator for a couple in Northern Territory on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
ahm health insurance's ambulance hospital (basic) at $78.60 a month published comes to under 65 about $59.64 a month, 65 to 69 about $56.48 a month, 70 and over about $53.32 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a couple in Northern Territory, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source