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Health insurance question · Western Australia · Single parent · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $200 a month in Western Australia for a single parent

In Western Australia, 210 open hospital policies for a single parent are published under $200 a month before the government rebate, from 22 insurers on 5 tiers (Silver Plus, Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is GMHBA Limited's Frank Basic Accident Boost Hospital at $119.95 a month before the government rebate, or about $91.02 after the 24.118% rebate for under-65s on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 210 under $200

Every open hospital policy for a single parent in Western Australia with a published monthly premium under $200, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

210 policies from 22 insurers answer this question in the release dated 2026-10-01; median $170.71 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in Western Australia.

All 210, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

210 of 210 policies that answer "Is there hospital cover under $200 a month in Western Australia for a single parent?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $210,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$119.95$91.02$86.20$81.38Go to GMHBA
2Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$120.69$91.58$86.73$81.88Go to Defence
3Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$125.46$95.20$90.16$85.11Go to Phoenix
4see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$126.18$95.75$90.67$85.60Go to see-u
5HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$126.58$96.05$90.96$85.87Go to HBF
6HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$130.93$99.35$94.09$88.83Go to HBF
7GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$132.20$100.32$95.00$89.69Go to GMHBA
8see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$133.26$101.12$95.76$90.41Go to see-u
9Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$133.90$101.61$96.22$90.84Go to Defence
10Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$136.00$103.20$97.73$92.27Go to Defence
11Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$137.50$104.34$98.81$93.28Go to Medibank
12ahm health insuranceambulance hospital (basic)Basic$750$138.00$104.72$99.17$93.62Go to ahm
13HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$138.72$105.26$99.69$94.11Go to HCF
14RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$138.72$105.26$99.69$94.11Go to RT
15Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$139.90$106.16$100.53$94.91Go to Medibank
16Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$140.55$106.65$101.00$95.35Go to Defence
17Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$140.60$106.69$101.04$95.39Go to Bupa
18HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$142.44$108.09$102.36$96.63Go to HBF
19Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$143.57$108.94$103.17$97.40Go to Defence
20nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$143.86$109.16$103.38$97.60Go to nib
21GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$144.50$109.65$103.84$98.03Go to GMHBA
22Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$144.70$109.80$103.98$98.17Go to Medibank
23Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$144.83$109.90$104.08$98.26Go to Defence
24TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$145.35$110.29$104.45$98.61Go to TUH,
25TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$145.35$110.29$104.45$98.61Go to TUH,
26Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$146.33$111.04$105.15$99.27Go to Latrobe
27AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$146.66$111.29$105.39$99.50Go to AIA
28HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$146.74$111.35$105.45$99.55Go to HBF
29HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$146.79$111.39$105.48$99.59Go to HBF
30ahm health insuranceambulance & accident hospital (basic)Basic$750$148.30$112.53$106.57$100.61Go to ahm
31TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$148.43$112.63$106.66$100.70Go to TUH,
32TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$148.43$112.63$106.66$100.70Go to TUH,
33Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$148.70$112.84$106.86$100.88Go to Phoenix
34Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$149.19$113.21$107.21$101.21Go to Phoenix
35Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$149.44$113.40$107.39$101.38Go to Defence
36Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$150.19$113.97$107.93$101.89Go to Latrobe
37Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$150.30$114.05$108.01$101.97Go to Latrobe
38see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$150.56$114.25$108.19$102.14Go to see-u
39GMHBA LimitedFrank Bronze HospitalBronze$750$150.65$114.32$108.26$102.20Go to GMHBA
40HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$151.09$114.65$108.57$102.50Go to HBF
41Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$151.70$115.11$109.01$102.92Go to Bupa
42nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$152.27$115.55$109.42$103.30Go to nib
43Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$153.06$116.14$109.99$103.84Go to Phoenix
44Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$153.08$116.16$110.00$103.85Go to Latrobe
45Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$153.40$116.40$110.23$104.07Go to Medibank
46Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$153.47$116.46$110.29$104.12Go to Latrobe
47HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$153.80$116.71$110.52$104.34Go to HCF
48RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500$153.80$116.71$110.52$104.34Go to RT
49Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$154.31$117.09$110.89$104.69Go to Phoenix
50AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$154.38$117.15$110.94$104.73Go to AIA
51Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$154.50$117.24$111.03$104.82Go to Bupa
52HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$154.52$117.25$111.04$104.83Go to HBF
53Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$155.20$117.77$111.53$105.29Go to Defence
54ahm health insurancecore hospital (basic+)Basic Plus$750$155.50$118.00$111.74$105.49Go to ahm
55Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$155.65$118.11$111.85$105.60Go to Health
56Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$156.90$119.06$112.75$106.44Go to Bupa
57nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$156.90$119.06$112.75$106.44Go to nib
58GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$157.05$119.17$112.86$106.55Go to GMHBA
59ahm health insuranceambulance & accident hospital (basic)Basic$500$157.20$119.29$112.97$106.65Go to ahm
60GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$157.45$119.48$113.15$106.82Go to GMHBA
61see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$157.68$119.65$113.31$106.97Go to see-u
62nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$157.90$119.82$113.47$107.12Go to nib
63nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$158.05$119.93$113.58$107.22Go to nib
64Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$158.42$120.21$113.84$107.48Go to Phoenix
65HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$158.69$120.42$114.04$107.66Go to HBF
66HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$158.87$120.55$114.17$107.78Go to HBF
67Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$158.90$120.58$114.19$107.80Go to Medibank
68nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$158.94$120.61$114.22$107.83Go to nib
69nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$158.94$120.61$114.22$107.83Go to nib
70nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$158.94$120.61$114.22$107.83Go to nib
71ahm health insuranceambulance hospital (basic)Basic$750$159.20$120.80$114.40$108.00Go to ahm
72Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$159.70$121.18$114.76$108.34Go to Health
73Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$160.00$121.41$114.98$108.55Go to Medibank
74Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$160.68$121.93$115.47$109.01Go to Defence
75ahm health insurancebronze no fussBronze$750$160.90$122.09$115.62$109.16Go to ahm
76Westfund LimitedBasic Plus 750 Hospital (Dependants under 25)Basic Plus$750$160.98$122.15$115.68$109.21Go to Westfund
77nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$161.83$122.80$116.29$109.79Go to nib
78Health PartnersBasic Accident Hospital $750 ExcessBasic$750$162.46$123.28$116.75$110.22Go to Health
79HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$163.03$123.71$117.15$110.60Go to HBF
80HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$163.04$123.72$117.16$110.61Go to HBF
81HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$163.07$123.74$117.18$110.63Go to HCF
82Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$163.20$123.84$117.28$110.72Go to Defence
83Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$163.64$124.17$117.59$111.02Go to Teachers
84Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$163.64$124.17$117.59$111.02Go to Teachers
85Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$163.64$124.17$117.59$111.02Go to Teachers
86Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$164.00$124.45$117.85$111.26Go to Medibank
87Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$164.70$124.98$118.36$111.74Go to Medibank
88Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$164.80$125.05$118.43$111.80Go to Defence
89ahm health insurancecore hospital (basic+)Basic Plus$500$164.80$125.05$118.43$111.80Go to ahm
90HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$165.12$125.30$118.66$112.02Go to HBF
91nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$165.42$125.52$118.87$112.22Go to nib
92Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$165.60$125.66$119.00$112.35Go to Defence
93nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$165.72$125.75$119.09$112.43Go to nib
94nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$166.01$125.97$119.30$112.62Go to nib
95nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$166.09$126.03$119.35$112.68Go to nib
96Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$166.50$126.34$119.65$112.96Go to Bupa
97nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$166.91$126.65$119.94$113.24Go to nib
98HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$167.38$127.01$120.28$113.55Go to HBF
99nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$168.43$127.81$121.04$114.27Go to nib
100Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$168.65$127.97$121.19$114.42Go to Bupa
101Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$168.66$127.98$121.20$114.42Go to Defence
102Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$169.10$128.32$121.52$114.72Go to Bupa
103HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$169.47$128.60$121.78$114.97Go to HBF
104nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$169.66$128.74$121.92$115.10Go to nib
105nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$170.04$129.03$122.19$115.36Go to nib
106Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$170.71$129.54$122.67$115.81Go to Latrobe
107ahm health insuranceambulance & accident hospital (basic)Basic$750$171.10$129.83$122.95$116.08Go to ahm
108HCFHCF Reciprocal Health Cover BasicBasic$750$171.50$130.14$123.24$116.35Go to HCF
109HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$171.52$130.15$123.26$116.36Go to HCF
110AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$171.52$130.15$123.26$116.36Go to AIA
111ahm health insurancebronze plus everydayBronze Plus$750$172.20$130.67$123.74$116.82Go to ahm
112Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$172.28$130.73$123.80$116.88Go to Defence
113HCFHCF ACCIDENT ONLY BASICBasic$750$172.32$130.76$123.83$116.91Go to HCF
114HCiBronze Plus Hospital $750/$1500 excessBronze Plus$750$172.35$130.78$123.85$116.93Go to HCi
115Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$172.60$130.97$124.03$117.10Go to Medibank
116Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$173.20$131.43$124.46$117.50Go to Medibank
117CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$173.29$131.50$124.53$117.56Go to CBHS
118Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$173.40$131.58$124.61$117.64Go to Medibank
119Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$173.47$131.63$124.66$117.69Go to Defence
120Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$173.82$131.90$124.91$117.92Go to Defence
121HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$173.85$131.92$124.93$117.94Go to HBF
122nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$174.28$132.25$125.24$118.24Go to nib
123Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$174.70$132.57$125.54$118.52Go to Bupa
124Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$175.35$133.06$126.01$118.96Go to Latrobe
125Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$175.74$133.36$126.29$119.23Go to Latrobe
126AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$175.92$133.49$126.42$119.35Go to AIA
127Westfund LimitedBasic Plus 500 Hospital (Dependants under 25)Basic Plus$500$176.06$133.60$126.52$119.44Go to Westfund
128ahm health insurancebronze no fussBronze$500$177.00$134.31$127.19$120.08Go to ahm
129HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$177.55$134.73$127.59$120.45Go to HCF
130RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750$177.56$134.74$127.60$120.46Go to RT
131Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$178.06$135.12$127.96$120.80Go to Health
132HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$178.20$135.22$128.06$120.89Go to HBF
133nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$178.38$135.36$128.19$121.02Go to nib
134HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$178.55$135.49$128.31$121.13Go to HBF
135Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$178.59$135.52$128.34$121.16Go to Latrobe
136Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$178.61$135.53$128.35$121.17Go to Peoplecare
137Westfund LimitedBasic Plus 750 Hospital (Disability Dependants)Basic Plus$750$178.88$135.74$128.54$121.36Go to Westfund
138Westfund LimitedBasic Plus 750 Hospital (Dependants under 31)Basic Plus$750$178.88$135.74$128.54$121.36Go to Westfund
139HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$179.20$135.98$128.77$121.57Go to HCF
140ahm health insurancecore hospital (basic+)Basic Plus$750$179.30$136.06$128.85$121.64Go to ahm
141Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$179.32$136.07$128.86$121.65Go to Defence
142Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$179.50$136.21$128.99$121.78Go to Bupa
143nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$179.57$136.26$129.04$121.82Go to nib
144nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$179.57$136.26$129.04$121.82Go to nib
145nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$179.57$136.26$129.04$121.82Go to nib
146nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$179.57$136.26$129.04$121.82Go to nib
147nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$179.57$136.26$129.04$121.82Go to nib
148nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$179.79$136.43$129.20$121.97Go to nib
149Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$180.10$136.66$129.42$122.18Go to Bupa
150Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$180.23$136.76$129.52$122.27Go to Latrobe
151RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$180.70$137.12$129.85$122.59Go to RT
152ahm health insuranceambulance & accident hospital (basic)Basic$500$181.30$137.57$130.28$123.00Go to ahm
153Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$181.41$137.66$130.36$123.07Go to Phoenix
154nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$181.66$137.85$130.54$123.24Go to nib
155Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$182.01$138.11$130.79$123.48Go to Phoenix
156nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$182.03$138.13$130.81$123.49Go to nib
157HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$182.54$138.52$131.18$123.84Go to HBF
158Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$500$182.70$138.64$131.29$123.95Go to Medibank
159HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$182.90$138.79$131.43$124.08Go to HBF
160HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$183.41$139.18$131.80$124.43Go to HBF
161Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$184.02$139.64$132.24$124.84Go to Peoplecare
162Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$184.17$139.75$132.35$124.94Go to Latrobe
163HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$184.24$139.80$132.40$124.99Go to HBF
164Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$500$184.58$140.06$132.64$125.22Go to Defence
165AIA Health Insurance Pty LtdBronze Hospital 750Bronze$750$185.15$140.50$133.05$125.61Go to AIA
166AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$185.20$140.53$133.09$125.64Go to AIA
167Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$750$185.28$140.59$133.14$125.70Go to Defence
168Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$750$185.60$140.84$133.37$125.91Go to Australian
169Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$185.77$140.97$133.50$126.03Go to Health
170Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$186.24$141.32$133.83$126.35Go to Defence
171Latrobe Health ServicesPartner Basic PlusBasic Plus$750$186.35$141.41$133.91$126.42Go to Latrobe
172HBF Health LimitedLite Bronze Hospital Plus $500/$1000 Excess & Ambulance CareBronze Plus$500$186.89$141.82$134.30$126.79Go to HBF
173HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$187.76$142.48$134.93$127.38Go to HBF
174Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$188.08$142.72$135.16$127.60Go to Defence
175CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$188.15$142.77$135.21$127.64Go to CBHS
176Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$188.25$142.85$135.28$127.71Go to Phoenix
177Bupa HI Pty LtdBasic Accident Only Hospital $500 excessBasic$500$188.50$143.04$135.46$127.88Go to Bupa
178HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 Excess & Ambulance CareBasic Plus$500$188.59$143.11$135.52$127.94Go to HBF
179ahm health insurancebronze plus everydayBronze Plus$500$189.30$143.64$136.03$128.42Go to ahm
180Bupa HI Pty LtdBronze Plus Advantage Hospital $750 ExcessBronze Plus$750$189.30$143.64$136.03$128.42Go to Bupa
181Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$189.30$143.64$136.03$128.42Go to Medibank
182Westfund LimitedBronze 750 Hospital (Dependants under 25)Bronze$750$189.37$143.70$136.08$128.47Go to Westfund
183ahm health insurancebronze no fussBronze$750$189.40$143.72$136.10$128.49Go to ahm
184HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$189.58$143.86$136.23$128.61Go to HBF
185nib Health Funds Ltd.Bronze Protect Hospital Plus $500 ExcessBronze Plus$500$189.77$144.00$136.37$128.74Go to nib
186ahm health insurancecore hospital (basic+)Basic Plus$500$190.10$144.25$136.61$128.97Go to ahm
187Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$190.30$144.40$136.75$129.10Go to Medibank
188Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$191.95$145.66$137.94$130.22Go to Bupa
189see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$193.12$146.54$138.78$131.02Go to see-u
190GMHBA LimitedGMHBA Bronze Plus Core HospitalBronze Plus$750$193.21$146.61$138.84$131.08Go to GMHBA
191Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$193.27$146.66$138.89$131.12Go to Phoenix
192Bupa HI Pty LtdBronze Plus Simple Hospital $500 ExcessBronze Plus$500$193.40$146.76$138.98$131.21Go to Bupa
193AIA Health Insurance Pty LtdBronze Plus Essential Hospital 750Bronze Plus$750$193.84$147.09$139.30$131.50Go to AIA
194Health PartnersBasic Accident Hospital $750 ExcessBasic$750$193.92$147.15$139.35$131.56Go to Health
195HBF Health LimitedBronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$193.93$147.16$139.36$131.57Go to HBF
196Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$194.95$147.93$140.09$132.26Go to Bupa
197GMHBA LimitedGMHBA Bronze Plus Advantage Hospital $750Bronze Plus$750$195.20$148.12$140.27$132.43Go to GMHBA
198Bupa HI Pty LtdBronze Plus Select Hospital $500 ExcessBronze Plus$500$195.45$148.31$140.45$132.60Go to Bupa
199Westfund LimitedBasic Plus 500 Hospital (Disability Dependants)Basic Plus$500$195.65$148.46$140.60$132.73Go to Westfund
200Westfund LimitedBasic Plus 500 Hospital (Dependants under 31)Basic Plus$500$195.65$148.46$140.60$132.73Go to Westfund
201HCFHCF HOSPITAL BRONZE PLUS $500 EXCESSBronze Plus$500$196.20$148.88$140.99$133.11Go to HCF
202Westfund LimitedBronze 500 Hospital (Dependants under 25)Bronze$500$196.34$148.99$141.09$133.20Go to Westfund
203HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$196.86$149.38$141.47$133.55Go to HCF
204RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500$196.87$149.39$141.47$133.56Go to RT
205Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$197.40$149.79$141.85$133.92Go to Medibank
206AIA Health Insurance Pty LtdBronze Hospital 500Bronze$500$197.59$149.94$141.99$134.05Go to AIA
207Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$197.76$150.06$142.11$134.16Go to Defence
208ahm health insurancebronze plus loadedBronze Plus$750$198.60$150.70$142.72$134.73Go to ahm
209Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$198.72$150.79$142.80$134.82Go to Defence
210RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $350 ExcessBronze Plus$350$199.38$151.29$143.28$135.26Go to RT

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $200 a month in Western Australia for a single parent?
Silver Plus: Defence Health Limited's Defence Hospital Silver Plus at $185.28 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $119.95 a month is the figure GMHBA Limited published to the regulator for a single parent in Western Australia on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
GMHBA Limited's Frank Basic Accident Boost Hospital at $119.95 a month published comes to under 65 about $91.02 a month, 65 to 69 about $86.20 a month, 70 and over about $81.38 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a single parent in Western Australia, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source