OpenStreamLog in
Health insurance comparison · step 1 of 9

Do you have Medicare?

The policies here are for Medicare card holders. Visitors and students need overseas visitor or student cover, which is a different product.

Tap one to begin. 7 more questions and your details, then every option for you, cheapest first. Open the check

Health insurance question · Queensland · Single · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $200 a month in Queensland for a single

In Queensland, 309 open hospital policies for a single are published under $200 a month before the government rebate, from 29 insurers on 7 tiers (Gold, Silver Plus, Silver, Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is see-u by HBF's Starter Hospital $750 Excess with Daily Co-Pay (Basic) at $102.99 a month before the government rebate, or about $78.15 after the 24.118% rebate for under-65s on the base income tier (up to $105,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 309 under $200

Every open hospital policy for a single in Queensland with a published monthly premium under $200, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

309 policies from 29 insurers answer this question in the release dated 2026-10-01; median $155.03 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in Queensland.

All 309, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

309 of 309 policies that answer "Is there hospital cover under $200 a month in Queensland for a single?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $105,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$102.99$78.15$74.01$69.87Go to see-u
2GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$105.50$80.06$75.81$71.57Go to GMHBA
3ahm health insuranceambulance hospital (basic)Basic$750$106.15$80.55$76.28$72.01Go to ahm
4see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$107.42$81.51$77.19$72.88Go to see-u
5Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$107.69$81.72$77.39$73.06Go to Phoenix
6HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$108.20$82.10$77.75$73.41Go to HBF
7ahm health insuranceambulance & accident hospital (basic)Basic$750$109.25$82.90$78.51$74.12Go to ahm
8HCFHCF Reciprocal Health Cover BasicBasic$750$109.45$83.05$78.65$74.25Go to HCF
9HCFHCF ACCIDENT ONLY BASICBasic$750$109.83$83.34$78.92$74.51Go to HCF
10GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$112.30$85.22$80.70$76.19Go to GMHBA
11GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$112.35$85.25$80.74$76.22Go to GMHBA
12Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$112.40$85.29$80.77$76.25Go to Bupa
13TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$112.52$85.38$80.86$76.34Go to TUH,
14TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$112.52$85.38$80.86$76.34Go to TUH,
15nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$112.62$85.46$80.93$76.40Go to nib
16Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$750$113.30$85.97$81.42$76.86Go to Medibank
17HCiBasic Plus Hospital $750 excessBasic Plus$750$114.23$86.68$82.09$77.50Go to HCi
18Bupa HI Pty LtdReciprocal Health Cover - BasicBasic$500$114.35$86.77$82.17$77.58Go to Bupa
19ahm health insuranceambulance & accident hospital (basic)Basic$500$115.80$87.87$83.22$78.56Go to ahm
20Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$118.00$89.54$84.80$80.05Go to Defence
21nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$118.31$89.78$85.02$80.26Go to nib
22GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$119.10$90.38$85.59$80.80Go to GMHBA
23Bupa HI Pty LtdBasic Accident Only Hospital $500 ExcessBasic$500$119.15$90.41$85.62$80.83Go to Bupa
24Westfund LimitedBasic Plus 750 HospitalBasic Plus$750$119.69$90.82$86.01$81.20Go to Westfund
25Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$120.75$91.63$86.77$81.92Go to Health
26Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$120.88$91.73$86.87$82.01Go to Defence
27Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$750$121.10$91.89$87.02$82.16Go to Australian
28ahm health insurancecore hospital (basic+)Basic Plus$750$121.20$91.97$87.10$82.22Go to ahm
29HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$121.33$92.07$87.19$82.31Go to HCF
30RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750 /policy$121.33$92.07$87.19$82.31Go to RT
31AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$122.14$92.68$87.77$82.86Go to AIA
32Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$122.53$92.98$88.05$83.13Go to Defence
33HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$123.19$93.48$88.53$83.57Go to HBF
34Health PartnersBasic Accident Hospital $750 ExcessBasic$750$123.41$93.65$88.68$83.72Go to Health
35Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$123.85$93.98$89.00$84.02Go to Health
36Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$123.95$94.06$89.07$84.09Go to Medibank
37TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$124.01$94.10$89.11$84.13Go to TUH,
38TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$124.01$94.10$89.11$84.13Go to TUH,
39Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$124.95$94.81$89.79$84.77Go to Bupa
40GU HealthInpatriate Basic Hospital $500 Excess (Single)Basic Plus$500 /policy$125.00$94.85$89.83$84.80Go to GU
41nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$125.22$95.02$89.98$84.95Go to nib
42Westfund LimitedBasic Plus 500 HospitalBasic Plus$500$126.97$96.35$91.24$86.14Go to Westfund
43nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$127.56$96.80$91.67$86.54Go to nib
44nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$128.19$97.27$92.12$86.97Go to nib
45Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$500$128.35$97.39$92.23$87.08Go to Medibank
46ahm health insurancecore hospital (basic+)Basic Plus$500$128.45$97.47$92.31$87.14Go to ahm
47Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$128.45$97.47$92.31$87.14Go to Peoplecare
48CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$129.31$98.12$92.92$87.73Go to CBHS
49AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$129.33$98.14$92.94$87.74Go to AIA
50Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$129.65$98.38$93.17$87.96Go to Medibank
51nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$129.68$98.40$93.19$87.98Go to nib
52nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$129.68$98.40$93.19$87.98Go to nib
53nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$129.77$98.47$93.25$88.04Go to nib
54nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$129.77$98.47$93.25$88.04Go to nib
55see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$130.15$98.76$93.53$88.30Go to see-u
56HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$131.18$99.54$94.27$89.00Go to HBF
57Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$131.44$99.74$94.45$89.17Go to Latrobe
58HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$131.72$99.95$94.66$89.36Go to HCF
59RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500 /policy$131.72$99.95$94.66$89.36Go to RT
60Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$131.90$100.09$94.78$89.48Go to Bupa
61ahm health insurancebronze no fussBronze$750$132.20$100.32$95.00$89.69Go to ahm
62Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$132.20$100.32$95.00$89.69Go to Peoplecare
63Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$132.85$100.81$95.47$90.13Go to Bupa
64Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$132.97$100.90$95.55$90.21Go to Defence
65Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$133.00$100.92$95.58$90.23Go to Defence
66Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$133.04$100.95$95.60$90.26Go to Teachers
67Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$133.04$100.95$95.60$90.26Go to Teachers
68Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$133.04$100.95$95.60$90.26Go to Teachers
69Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$133.06$100.97$95.62$90.27Go to Defence
70AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$133.09$100.99$95.64$90.29Go to AIA
71Queensland Country Health FundCore Hospital (Basic+) $750 excessBasic Plus$750$133.19$101.07$95.71$90.36Go to Queensland
72Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$500$133.25$101.11$95.75$90.40Go to Australian
73Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$134.13$101.78$96.39$91.00Go to Phoenix
74HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$134.49$102.05$96.65$91.24Go to HBF
75Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$134.50$102.06$96.65$91.25Go to Medibank
76see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$134.58$102.12$96.71$91.30Go to see-u
77nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$134.60$102.14$96.72$91.32Go to nib
78Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$134.65$102.18$96.76$91.35Go to Latrobe
79HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$134.98$102.43$97.00$91.57Go to HCF
80HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$135.61$102.90$97.45$92.00Go to HBF
81Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$135.74$103.00$97.54$92.09Go to Phoenix
82Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$135.95$103.16$97.70$92.23Go to Latrobe
83Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$136.11$103.28$97.81$92.34Go to Health
84CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$136.24$103.38$97.90$92.43Go to CBHS
85Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$137.60$104.41$98.88$93.35Go to Latrobe
86Queensland Country Health FundBudget Hospital (Basic+) $750 excessBasic Plus$750$137.82$104.58$99.04$93.50Go to Queensland
87Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$138.22$104.88$99.33$93.77Go to Defence
88ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 750 QLDBronze$750$138.74$105.28$99.70$94.12Go to ACA
89GMHBA LimitedFrank Bronze HospitalBronze$750$138.85$105.36$99.78$94.20Go to GMHBA
90Westfund LimitedBronze 750 HospitalBronze$750$139.10$105.55$99.96$94.37Go to Westfund
91Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$139.35$105.74$100.14$94.54Go to Medibank
92GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$139.65$105.97$100.35$94.74Go to GMHBA
93Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$139.95$106.20$100.57$94.94Go to Latrobe
94ahm health insurancebronze plus everydayBronze Plus$750$140.05$106.27$100.64$95.01Go to ahm
95Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$140.05$106.27$100.64$95.01Go to Phoenix
96Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$140.30$106.46$100.82$95.18Go to Bupa
97Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$140.40$106.54$100.89$95.25Go to Bupa
98nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$140.43$106.56$100.91$95.27Go to nib
99nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$140.61$106.70$101.04$95.39Go to nib
100nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$140.65$106.73$101.07$95.42Go to nib
101nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$140.65$106.73$101.07$95.42Go to nib
102nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$140.74$106.80$101.14$95.48Go to nib
103nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$140.92$106.93$101.27$95.60Go to nib
104Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$141.09$107.06$101.39$95.72Go to Health
105Queensland Country Health FundCore Hospital (Basic+) $500 excessBasic Plus$500$141.83$107.62$101.92$96.22Go to Queensland
106Health Insurance Fund of Australia LimitedBronze Hospital $750/$1500Bronze$750$142.05$107.79$102.08$96.37Go to Health
107Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$142.40$108.06$102.33$96.61Go to Medibank
108nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$142.41$108.06$102.34$96.61Go to nib
109Peoplecare Health InsuranceBronze Plus Hospital $750Bronze Plus$750$142.66$108.25$102.52$96.78Go to Peoplecare
110Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$143.00$108.51$102.76$97.01Go to Defence
111Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$143.19$108.66$102.90$97.14Go to Defence
112see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$143.25$108.70$102.94$97.18Go to see-u
113ahm health insurancebronze no fussBronze$500$145.40$110.33$104.49$98.64Go to ahm
114Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$145.83$110.66$104.79$98.93Go to Defence
115TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $750 excessBronze Plus$750$146.15$110.90$105.02$99.15Go to TUH,
116TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $750 excessBronze Plus$750$146.15$110.90$105.02$99.15Go to TUH,
117nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$146.34$111.05$105.16$99.28Go to nib
118nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$146.57$111.22$105.33$99.44Go to nib
119HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$146.81$111.40$105.50$99.60Go to HCF
120Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$146.94$111.50$105.59$99.69Go to Phoenix
121Westfund LimitedBronze 500 HospitalBronze$500$147.55$111.96$106.03$100.10Go to Westfund
122nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$147.65$112.04$106.10$100.17Go to nib
123Defence Health Limited
restricted membership
Public Hospital Basic PlusBasic Plus—$147.75$112.12$106.17$100.24Go to Defence
124nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$147.83$112.18$106.23$100.29Go to nib
125nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$147.92$112.24$106.30$100.35Go to nib
126nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$147.92$112.24$106.30$100.35Go to nib
127nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$147.92$112.24$106.30$100.35Go to nib
128HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$148.00$112.31$106.35$100.41Go to HCF
129Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$148.45$112.65$106.68$100.71Go to Bupa
130CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $500 ExcessBronze Plus$500$148.72$112.85$106.87$100.89Go to CBHS
131Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$148.75$112.87$106.89$100.91Go to Bupa
132Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$148.76$112.88$106.90$100.92Go to Latrobe
133Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$148.96$113.03$107.04$101.06Go to Defence
134HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$149.22$113.23$107.23$101.23Go to HBF
135ACA Health Benefits Fund
restricted membership
Bronze Essentials Hospital 500 QLDBronze$500$149.46$113.41$107.40$101.40Go to ACA
136HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$149.82$113.69$107.66$101.64Go to HBF
137Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$750$149.95$113.79$107.76$101.73Go to Australian
138nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$150.09$113.89$107.86$101.82Go to nib
139nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$150.27$114.03$107.99$101.95Go to nib
140HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$150.43$114.15$108.10$102.05Go to HBF
141HCiBronze Plus Hospital $750 excessBronze Plus$750$150.49$114.19$108.14$102.10Go to HCi
142nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$150.67$114.33$108.27$102.22Go to nib
143Peoplecare Health InsuranceBronze Plus Hospital $500Bronze Plus$500$151.07$114.63$108.56$102.49Go to Peoplecare
144Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$151.20$114.73$108.65$102.58Go to Medibank
145Health Insurance Fund of Australia LimitedBronze Hospital $500/$1000Bronze$500$151.80$115.19$109.08$102.98Go to Health
146RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$152.13$115.44$109.32$103.21Go to RT
147Westfund LimitedBronze Plus 750 HospitalBronze Plus$750$152.75$115.91$109.77$103.63Go to Westfund
148Queensland Country Health FundVital Hospital (Bronze+) $750 excessBronze Plus$750$152.86$115.99$109.85$103.70Go to Queensland
149CDH Benefits FundBASIC Hospital Cover (Single)Basic Plus—$153.90$116.78$110.59$104.41Go to CDH
150ahm health insurancebronze plus everydayBronze Plus$500$154.05$116.90$110.70$104.51Go to ahm
151AIA Health Insurance Pty LtdBronze Hospital 750Bronze$750$154.21$117.02$110.82$104.62Go to AIA
152Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$154.29$117.08$110.87$104.67Go to Defence
153GU HealthAdvance Hospital - Silver $750 Excess (Single)Silver$750$154.58$117.30$111.08$104.87Go to GU
154Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$154.70$117.39$111.17$104.95Go to Medibank
155CDH Benefits FundBronze Hospital Excess 2 $500 (Single)Bronze Plus$500 /policy$155.03$117.64$111.41$105.18Go to CDH
156GMHBA LimitedGMHBA Bronze Plus Core HospitalBronze Plus$750$155.08$117.68$111.44$105.21Go to GMHBA
157Health Insurance Fund of Australia LimitedBronze Plus Hospital $750/$1500Bronze Plus$750$155.90$118.30$112.03$105.77Go to Health
158nib Health Funds Ltd.Bronze Protect Hospital Plus $500 ExcessBronze Plus$500$156.36$118.65$112.36$106.08Go to nib
159Bupa HI Pty LtdBronze Plus Simple Hospital $500 ExcessBronze Plus$500$156.50$118.76$112.46$106.17Go to Bupa
160GMHBA LimitedGMHBA Bronze Plus Advantage Hospital $750Bronze Plus$750$156.65$118.87$112.57$106.27Go to GMHBA
161nib Health Funds Ltd.Basic Essential Hospital Plus $250 ExcessBasic Plus$250$157.22$119.30$112.98$106.66Go to nib
162Bupa HI Pty LtdBronze Plus Select Hospital $500 ExcessBronze Plus$500$157.35$119.40$113.07$106.75Go to Bupa
163TUH, part of the Teachers Health Group
restricted membership
Union Health Bronze+ Hospital $500 excessBronze Plus$500$158.03$119.92$113.56$107.21Go to TUH,
164TUH, part of the Teachers Health Group
restricted membership
Bronze+ Hospital $500 excessBronze Plus$500$158.03$119.92$113.56$107.21Go to TUH,
165Latrobe Health ServicesPartner Basic PlusBasic Plus$750$158.61$120.36$113.98$107.60Go to Latrobe
166AIA Health Insurance Pty LtdBronze Plus Essential Hospital 750Bronze Plus$750$159.30$120.88$114.47$108.07Go to AIA
167GU HealthSuperior Hospital - Silver Plus $750 Excess (Single)Silver Plus$750$159.58$121.09$114.68$108.26Go to GU
168Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$500$160.16$121.53$115.09$108.66Go to Defence
169HCFHCF HOSPITAL BRONZE PLUS $500 EXCESSBronze Plus$500$160.99$122.16$115.69$109.22Go to HCF
170Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$162.40$123.23$116.70$110.18Go to Medibank
171see-u by HBFSecure Hospital $750 Excess (Silver)Silver$750$163.22$123.85$117.29$110.73Go to see-u
172GU HealthAdvance Hospital - Silver Plus $750 Excess (Single)Silver Plus$750$163.33$123.94$117.37$110.81Go to GU
173Westfund LimitedBronze Plus 500 HospitalBronze Plus$500$163.58$124.13$117.55$110.98Go to Westfund
174Health Insurance Fund of Australia LimitedBronze Plus Hospital $500/$1000Bronze Plus$500$163.85$124.33$117.74$111.16Go to Health
175Health PartnersBronze Hospital Plus $750 ExcessBronze Plus$750$164.10$124.52$117.92$111.33Go to Health
176Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$500$164.25$124.64$118.03$111.43Go to Australian
177Bupa HI Pty LtdBronze Plus Advantage Hospital $750 ExcessBronze Plus$750$164.45$124.79$118.18$111.57Go to Bupa
178GMHBA LimitedFrank Bronze Plus Max HospitalBronze Plus$750$164.80$125.05$118.43$111.80Go to GMHBA
179GU HealthSuperior Hospital - Silver Plus $500 Excess (Single)Silver Plus$500$165.00$125.21$118.57$111.94Go to GU
180Doctors' Health Fund
restricted membership
Smart Starter Bronze Plus $750 ExcessBronze Plus$750$165.29$125.43$118.78$112.14Go to Doctors'
181HBF Health LimitedBronze Hospital Plus $500/$1000 ExcessBronze Plus$500$165.34$125.46$118.81$112.17Go to HBF
182Navy Health Ltd
restricted membership
Saver Bronze+ HospitalBronze Plus$500$165.68$125.72$119.06$112.40Go to Navy
183TUH, part of the Teachers Health Group
restricted membership
Union Health Silver+ Hospital Essentials $750 ExcessSilver Plus$750$166.11$126.05$119.37$112.69Go to TUH,
184TUH, part of the Teachers Health Group
restricted membership
Silver+ Hospital Essentials $750 ExcessSilver Plus$750$166.11$126.05$119.37$112.69Go to TUH,
185Latrobe Health ServicesBronze Plus Hospital 250 ExcessBronze Plus$250$166.98$126.71$119.99$113.28Go to Latrobe
186nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $500 ExcessBronze Plus$500$167.01$126.73$120.02$113.30Go to nib
187AIA Health Insurance Pty LtdBronze Hospital 500Bronze$500$167.05$126.76$120.04$113.33Go to AIA
188Westfund LimitedSilver Plus Everyday 750 HospitalSilver Plus$750$167.05$126.76$120.04$113.33Go to Westfund
189nib Health Funds Ltd.AAMI Bronze Hospital $500 ExcessBronze Plus$500$167.15$126.84$120.12$113.40Go to nib
190nib Health Funds Ltd.Bronze Hospital Plus $500 ExcessBronze Plus$500$167.24$126.91$120.18$113.46Go to nib
191nib Health Funds Ltd.ING Bronze Plus Hospital $500 ExcessBronze Plus$500$167.24$126.91$120.18$113.46Go to nib
192nib Health Funds Ltd.Seniors Bronze Plus Hospital $500 ExcessBronze Plus$500$167.33$126.97$120.25$113.52Go to nib
193ahm health insurancebronze plus supportBronze Plus$750$167.55$127.14$120.40$113.67Go to ahm
194ahm health insurancebronze plus loadedBronze Plus$750$167.60$127.18$120.44$113.70Go to ahm
195Latrobe Health ServicesEssential Silver Plus Hospital 750 ExcessSilver Plus$750$167.82$127.35$120.60$113.85Go to Latrobe
196nib Health Funds Ltd.Apia Bronze Hospital Plus $500 ExcessBronze Plus$500$167.96$127.45$120.70$113.95Go to nib
197nib Health Funds Ltd.Qantas Bronze Hospital Plus $500 ExcessBronze Plus$500$167.96$127.45$120.70$113.95Go to nib
198Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$500$168.15$127.60$120.83$114.08Go to Medibank
199ahm health insuranceessentials silver plusSilver Plus$750$168.40$127.79$121.01$114.25Go to ahm
200Bupa HI Pty LtdSilver Plus Classic Hospital $750 ExcessSilver Plus$750$168.40$127.79$121.01$114.25Go to Bupa
201nib Health Funds Ltd.Real Bronze Plus Hospital $500 ExcessBronze Plus$500$168.91$128.17$121.38$114.59Go to nib
202CBHS Health Fund Limited
restricted membership
Everyday Silver Plus Hospital $750 ExcessSilver Plus$750$169.13$128.34$121.54$114.74Go to CBHS
203Queensland Country Health FundVital Hospital (Bronze+) $500 excessBronze Plus$500$169.41$128.55$121.74$114.93Go to Queensland
204Health Insurance Fund of Australia LimitedBronze Hospital $200/$400Bronze$200$169.65$128.73$121.91$115.09Go to Health
205GU HealthMy Choice Silver Plus Hospital Saver $750 Excess (Single)Silver Plus$750 /policy$170.00$129.00$122.16$115.33Go to GU
206Bupa HI Pty LtdSilver Plus Essential Hospital $750 ExcessSilver Plus$750$170.20$129.15$122.31$115.47Go to Bupa
207AIA Health Insurance Pty LtdBronze Plus Essential Hospital 500Bronze Plus$500$170.21$129.16$122.31$115.47Go to AIA
208GU HealthAdvance Hospital - Silver $500 Excess (Single)Silver$500$170.42$129.32$122.47$115.62Go to GU
209Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$170.57$129.43$122.57$115.72Go to Teachers
210Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$170.57$129.43$122.57$115.72Go to Teachers
211Teachers Health
restricted membership
Mid Hospital 500 (Basic Plus)Basic Plus$500$170.57$129.43$122.57$115.72Go to Teachers
212St LukesAstute Bronze Plus Hospital 500Bronze Plus$500$170.70$129.53$122.67$115.81Go to St
213RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $350 ExcessBronze Plus$350$171.05$129.80$122.92$116.04Go to RT
214GU HealthAdvance Silver Hospital $750 Excess (Single)Silver$750$171.67$130.27$123.36$116.46Go to GU
215HBF Health LimitedEssential Silver Hospital $750/$1500 ExcessSilver Plus$750$171.72$130.30$123.40$116.50Go to HBF
216Medibank Private LimitedMedibank Silver Plus CoreSilver Plus$750$172.60$130.97$124.03$117.10Go to Medibank
217GMHBA LimitedFrank Silver HospitalSilver$750$173.20$131.43$124.46$117.50Go to GMHBA
218Health PartnersBronze Hospital Plus $500 ExcessBronze Plus$500$173.29$131.50$124.53$117.56Go to Health
219Australian Unity Health LimitedStandard Hospital (Bronze Plus)Bronze Plus$750$173.75$131.84$124.86$117.88Go to Australian
220Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$750$174.14$132.14$125.14$118.14Go to Defence
221Phoenix Health Fund LimitedSilver Plus Support Hospital 750Silver Plus$750$174.20$132.19$125.18$118.18Go to Phoenix
222Bupa HI Pty LtdBronze Plus Advantage Hospital $500 ExcessBronze Plus$500$174.25$132.22$125.22$118.21Go to Bupa
223Medibank Private LimitedEssentials Silver Plus HospitalSilver Plus$250$174.55$132.45$125.43$118.42Go to Medibank
224Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$500$174.95$132.76$125.72$118.69Go to Medibank
225Doctors' Health Fund
restricted membership
Smart Starter Bronze Plus $500 ExcessBronze Plus$500$176.02$133.57$126.49$119.42Go to Doctors'
226GU HealthAdvance Hospital - Silver Plus $500 Excess (Single)Silver Plus$500$176.25$133.74$126.66$119.57Go to GU
227ahm health insurancebronze plus supportBronze Plus$500$176.35$133.82$126.73$119.64Go to ahm
228GMHBA LimitedGMHBA Silver Plus Hospital $750Silver Plus$750$176.95$134.27$127.16$120.05Go to GMHBA
229Queensland Country Health FundSignature Hospital (Silver+) $750 excessSilver Plus$750$177.20$134.46$127.34$120.22Go to Queensland
230Defence Health Limited
restricted membership
Core Hospital Silver Plus 750Silver Plus$750$177.41$134.62$127.49$120.36Go to Defence
231ahm health insuranceessentials silver plusSilver Plus$500$177.90$134.99$127.84$120.69Go to ahm
232St LukesBronze Plus Hospital 750Bronze Plus$750$178.30$135.30$128.13$120.96Go to St
233HCFHCF HOSPITAL STANDARD SILVER PLUSSilver Plus$750$179.60$136.28$129.06$121.84Go to HCF
234nib Health Funds Ltd.Silver Secure Hospital Plus $750 ExcessSilver Plus$750$179.61$136.29$129.07$121.85Go to nib
235GU HealthSilver Plus - My Choice Hospital Saver $200 Excess (Single)Silver Plus$200 /policy$181.67$137.85$130.55$123.25Go to GU
236Australian Unity Health LimitedMidpoint Hospital (Silver Plus)Silver Plus$750$182.00$138.11$130.79$123.47Go to Australian
237Bupa HI Pty LtdBronze Plus Simple Hospital $250 ExcessBronze Plus$250$182.50$138.48$131.15$123.81Go to Bupa
238Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$250$182.55$138.52$131.18$123.85Go to Medibank
239GU HealthSilver Plus Superior Hospital $250 Excess (Single)Silver Plus$250$183.33$139.11$131.74$124.37Go to GU
240GU HealthMy Choice Hospital Saver - Silver Plus $500 Excess (Single)Silver Plus$500 /policy$183.33$139.11$131.74$124.37Go to GU
241Defence Health Limited
restricted membership
Defence Hospital Silver PlusSilver Plus$500$184.21$139.78$132.38$124.97Go to Defence
242ahm health insurancebronze plus loadedBronze Plus$500$184.40$139.93$132.51$125.10Go to ahm
243Phoenix Health Fund LimitedSilver Plus Support Hospital 500Silver Plus$500$184.76$140.20$132.77$125.34Go to Phoenix
244GU HealthSuperior Silver Plus Hospital $750 Excess (Single)Silver Plus$750$185.00$140.38$132.94$125.51Go to GU
245nib Health Funds Ltd.Silver Executive Hospital PlusSilver Plus$750$185.08$140.44$133.00$125.56Go to nib
246RT Health - a division of The Hospitals Contribution FundSilver Plus Standard Hospital $750 ExcessSilver Plus$750$185.08$140.44$133.00$125.56Go to RT
247CBHS Health Fund Limited
restricted membership
Everyday Silver Plus Hospital $500 ExcessSilver Plus$500$185.12$140.47$133.03$125.59Go to CBHS
248GMHBA LimitedGMHBA Silver Plus Hospital $500Silver Plus$500$185.50$140.76$133.30$125.85Go to GMHBA
249Latrobe Health ServicesEssential Silver Plus Hospital 500 ExcessSilver Plus$500$185.70$140.91$133.45$125.98Go to Latrobe
250GU HealthAdvance Hospital - Silver $250 Excess (Single)Silver$250$185.83$141.01$133.54$126.07Go to GU
251GU HealthAdvance Silver Hospital $500 Excess (Single)Silver$500$185.83$141.01$133.54$126.07Go to GU
252Australian Unity Health LimitedStandard Hospital (Bronze Plus)Bronze Plus$500$186.10$141.22$133.73$126.25Go to Australian
253Peoplecare Health InsuranceSilver Plus Essentials Hospital $750Silver Plus$750$186.28$141.35$133.86$126.38Go to Peoplecare
254Bupa HI Pty LtdSilver Plus Classic Hospital $500 ExcessSilver Plus$500$186.30$141.37$133.88$126.39Go to Bupa
255HBF Health LimitedSilver Hospital $750/$1500 ExcessSilver Plus$750$186.63$141.62$134.11$126.61Go to HBF
256HCFHCF HOSPITAL BRONZE PLUS $250 EXCESSBronze Plus$250$187.36$142.17$134.64$127.11Go to HCF
257Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$187.93$142.61$135.05$127.50Go to Teachers
258Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$187.93$142.61$135.05$127.50Go to Teachers
259Teachers Health
restricted membership
Mid Hospital 300 (Basic Plus)Basic Plus$300$187.93$142.61$135.05$127.50Go to Teachers
260Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$250$188.60$143.11$135.53$127.95Go to Medibank
261Health Insurance Fund of Australia LimitedBronze Plus Hospital $200/$400Bronze Plus$200$188.75$143.23$135.64$128.05Go to Health
262nib Health Funds Ltd.Silver HospitalSilver$750$188.95$143.38$135.78$128.19Go to nib
263GU HealthMy Choice Hospital Saver - Silver Plus $250 Excess (Single)Silver Plus$250 /policy$189.17$143.55$135.94$128.34Go to GU
264Queensland Country Health FundVital Hospital (Bronze+) $250 excessBronze Plus$250$189.50$143.80$136.18$128.56Go to Queensland
265GU HealthMy Choice Hospital Saver - Silver Plus $125 Excess (Single)Silver Plus$125 /policy$189.58$143.86$136.23$128.61Go to GU
266nib Health Funds Ltd.Qantas Silver Plus Standard $750 ExcessSilver Plus$750$189.85$144.06$136.43$128.80Go to nib
267Westfund LimitedSilver Plus Everyday 500 HospitalSilver Plus$500$190.62$144.65$136.98$129.32Go to Westfund
268GU HealthMy Choice Silver Plus Hospital Saver $500 Excess (Single)Silver Plus$500 /policy$190.83$144.81$137.13$129.46Go to GU
269CDH Benefits FundSilver+ Saver Hospital Cover (Excess2) (Single)Silver Plus$500 /policy$191.10$145.01$137.33$129.65Go to CDH
270HBF Health LimitedBronze Hospital Plus $250/$500 ExcessBronze Plus$250$191.19$145.08$137.39$129.71Go to HBF
271GU HealthGold Superior Hospital $500 Excess (Single)Gold$500$191.67$145.44$137.74$130.03Go to GU
272Medibank Private LimitedMedibank Silver Plus CoreSilver Plus$500$191.80$145.54$137.83$130.12Go to Medibank
273Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$191.86$145.59$137.87$130.16Go to Teachers
274Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$191.86$145.59$137.87$130.16Go to Teachers
275Teachers Health
restricted membership
Mid Classic 500 (Silver Plus)Silver Plus$500$191.86$145.59$137.87$130.16Go to Teachers
276nib Health Funds Ltd.ING Silver Hospital $750 ExcessSilver$750$192.25$145.88$138.15$130.43Go to nib
277nib Health Funds Ltd.Seniors Silver Hospital $750 ExcessSilver$750$192.29$145.91$138.18$130.45Go to nib
278nib Health Funds Ltd.Apia Silver Hospital $750 ExcessSilver$750$192.29$145.91$138.18$130.45Go to nib
279nib Health Funds Ltd.Suncorp Health Insurance Silver Everyday Hospital Plus $750 ExcessSilver Plus$750$192.47$146.05$138.31$130.58Go to nib
280St LukesBronze Plus Hospital 500Bronze Plus$500$192.50$146.07$138.33$130.60Go to St
281nib Health Funds Ltd.Real Silver Hospital $750 ExcessSilver$750$192.88$146.36$138.61$130.85Go to nib
282GU HealthAdvance Silver Plus Hospital $750 Excess (Single)Silver Plus$750$192.92$146.39$138.63$130.88Go to GU
283St LukesAstute Bronze Plus Hospital 250Bronze Plus$250$193.40$146.76$138.98$131.21Go to St
284Defence Health Limited
restricted membership
Core Hospital Silver Plus 500Silver Plus$500$193.55$146.87$139.09$131.31Go to Defence
285Medibank Private LimitedMedibank Silver Plus SupportSilver Plus$750$193.75$147.02$139.23$131.44Go to Medibank
286Navy Health Ltd
restricted membership
Core Silver+ HospitalSilver Plus$500$194.03$147.23$139.43$131.63Go to Navy
287GU HealthSuperior Hospital - Silver Plus $250 Excess (Single)Silver Plus$250$194.17$147.34$139.53$131.73Go to GU
288AIA Health Insurance Pty LtdSilver Hospital 750Silver$750$194.32$147.45$139.64$131.83Go to AIA
289nib Health Funds Ltd.AAMI Silver Everyday Hospital Plus $750 ExcessSilver Plus$750$194.46$147.56$139.74$131.93Go to nib
290AIA Health Insurance Pty LtdSilver Plus Hospital 750Silver Plus$750$194.56$147.64$139.81$131.99Go to AIA
291GU HealthAssure Silver Plus Hospital $750 Excess (Single)Silver Plus$750$195.42$148.29$140.43$132.58Go to GU
292Health Insurance Fund of Australia LimitedSilver Hospital $750/$1500Silver Plus$750$195.80$148.58$140.70$132.83Go to Health
293GU HealthElevate Hospital - Silver $750 Excess (Single)Silver$750$195.83$148.60$140.73$132.85Go to GU
294GU HealthSuperior Hospital - Gold $750 Excess (Single)Gold$750$195.83$148.60$140.73$132.85Go to GU
295ahm health insurancesilver supportSilver$750$196.20$148.88$140.99$133.11Go to ahm
296St LukesAstute Silver Plus Hospital 750Silver Plus$750$196.20$148.88$140.99$133.11Go to St
297Bupa HI Pty LtdSilver Plus Essential Hospital $500 ExcessSilver Plus$500$196.40$149.03$141.14$133.24Go to Bupa
298HBF Health LimitedEssential Silver Hospital $500/$1000 ExcessSilver Plus$500$196.62$149.20$141.29$133.39Go to HBF
299GU HealthAdvance Hospital - Gold $750 Excess (Single)Gold$750$197.08$149.55$141.62$133.70Go to GU
300HCFHCF HOSPITAL STANDARD SILVER PLUSSilver Plus$500$197.94$150.20$142.24$134.29Go to HCF
301GU HealthSuperior Hospital - Silver Plus (Single)Silver Plus—$198.33$150.50$142.52$134.55Go to GU
302nib Health Funds Ltd.Silver Secure Hospital Plus $500 ExcessSilver Plus$500$198.57$150.68$142.69$134.71Go to nib
303GU HealthSuperior Silver Plus Hospital $500 Excess (Single)Silver Plus$500$199.17$151.13$143.13$135.12Go to GU
304GU HealthPricepoint Silver Plus Hospital $400 Excess (Single)Silver Plus$400 /policy$199.17$151.13$143.13$135.12Go to GU
305GU HealthGold Complete Hospital $500 Excess (Single)Gold$500 /policy$199.17$151.13$143.13$135.12Go to GU
306GU HealthGold Complete Hospital NKE $500 Excess (Single)Gold$500 /policy$199.17$151.13$143.13$135.12Go to GU
307nib Health Funds Ltd.Silver Executive Hospital PlusSilver Plus$500$199.25$151.19$143.18$135.18Go to nib
308TUH, part of the Teachers Health Group
restricted membership
Union Health Silver+ Hospital Essentials $400 ExcessSilver Plus$400$199.76$151.58$143.55$135.52Go to TUH,
309TUH, part of the Teachers Health Group
restricted membership
Silver+ Hospital Essentials $400 ExcessSilver Plus$400$199.76$151.58$143.55$135.52Go to TUH,

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $200 a month in Queensland for a single?
Gold: GU Health's Gold Superior Hospital $500 Excess (Single) at $191.67 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $102.99 a month is the figure see-u by HBF published to the regulator for a single in Queensland on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
see-u by HBF's Starter Hospital $750 Excess with Daily Co-Pay (Basic) at $102.99 a month published comes to under 65 about $78.15 a month, 65 to 69 about $74.01 a month, 70 and over about $69.87 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a single in Queensland, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source