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Health insurance question · Western Australia · Single · release 2026-10-01 · ranked 2026-11-09

Hospital cover under $125 a month in Western Australia for a single

In Western Australia, 174 open hospital policies for a single are published under $125 a month before the government rebate, from 22 insurers on 4 tiers (Bronze Plus, Bronze, Basic Plus, Basic); the cheapest is see-u by HBF's Starter Hospital $750 Excess with Daily Co-Pay (Basic) at $78.86 a month before the government rebate, or about $59.84 after the 24.118% rebate for under-65s on the base income tier (up to $105,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.

The 10 cheapest of 174 under $125

Every open hospital policy for a single in Western Australia with a published monthly premium under $125, cheapest first. The excess and the tier decide what you pay on admission and what is covered; open the policy before comparing on price alone.

174 policies from 22 insurers answer this question in the release dated 2026-10-01; median $102.87 a month. Premiums are per month before the Australian Government rebate and any Lifetime Health Cover loading, as each insurer published them. Every tier and household in Western Australia.

All 174, ranked

As published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every qualifying policy with its excess, its published premium and that premium after the government rebate in each of the three age bands the rebate is published in.

174 of 174 policies that answer "Is there hospital cover under $125 a month in Western Australia for a single?" Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Premium per month as published, then the same premium after the Australian Government rebate for the three age bands it is published in, on the base income tier (up to $105,000, 1 July 2026 to 31 March 2027).
#InsurerPolicyTierExcessPremium / moUnder 6565 to 6970 and over
1see-u by HBFStarter Hospital $750 Excess with Daily Co-Pay (Basic)Basic$750$78.86$59.84$56.67$53.50Go to see-u
2HBF Health LimitedBasic Hospital Accident Only $750/$1500 ExcessBasic$750$79.13$60.05$56.86$53.68Go to HBF
3ahm health insuranceambulance hospital (basic)Basic$750$79.60$60.40$57.20$54.00Go to ahm
4GMHBA LimitedFrank Basic Accident Boost HospitalBasic$750$79.95$60.67$57.45$54.24Go to GMHBA
5HBF Health LimitedBasic Hospital Accident Only $750/$1500 Excess & Ambulance CareBasic$750$81.30$61.69$58.42$55.16Go to HBF
6see-u by HBFStarter Hospital $750 Excess (Basic)Basic$750$83.29$63.20$59.85$56.51Go to see-u
7Phoenix Health Fund LimitedBasic Accident Only HospitalBasic$750$83.64$63.47$60.10$56.74Go to Phoenix
8HCiBasic Plus Hospital $750 excessBasic Plus$750$83.81$63.60$60.23$56.86Go to HCi
9Defence Health Limited
restricted membership
Starter Hospital Basic PlusBasic Plus$750$85.00$64.50$61.08$57.67Go to Defence
10GMHBA LimitedGMHBA Accident Only Hospital (Basic)Basic$750$85.05$64.54$61.12$57.70Go to GMHBA
11Bupa HI Pty LtdBasic Accident Only Hospital $750 ExcessBasic$750$85.20$64.65$61.23$57.80Go to Bupa
12ahm health insuranceambulance & accident hospital (basic)Basic$750$85.55$64.92$61.48$58.04Go to ahm
13nib Health Funds Ltd.Basic Accident Hospital $750 ExcessBasic$750$85.63$64.98$61.53$58.09Go to nib
14HCFHCF Reciprocal Health Cover BasicBasic$750$85.75$65.07$61.62$58.17Go to HCF
15Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$750$86.15$65.37$61.91$58.45Go to Medibank
16HCFHCF ACCIDENT ONLY BASICBasic$750$86.16$65.38$61.92$58.45Go to HCF
17Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$750$86.21$65.42$61.95$58.49Go to Defence
18HCFHCF Hospital Basic Plus $750 ExcessBasic Plus$750$86.70$65.79$62.30$58.82Go to HCF
19RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $750 ExcessBasic Plus$750 /policy$86.70$65.79$62.30$58.82Go to RT
20AIA Health Insurance Pty LtdBasic Accident Only Hospital 750Basic$750$87.96$66.75$63.21$59.67Go to AIA
21GMHBA LimitedFrank Basic Plus HospitalBasic Plus$750$88.15$66.89$63.35$59.80Go to GMHBA
22Westfund LimitedBasic Plus 750 HospitalBasic Plus$750$89.44$67.87$64.27$60.68Go to Westfund
23ahm health insurancecore hospital (basic+)Basic Plus$750$89.65$68.03$64.42$60.82Go to ahm
24Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 750Basic Plus$750$89.73$68.09$64.48$60.87Go to Defence
25nib Health Funds Ltd.Basic Accident Hospital $500 ExcessBasic$500$90.64$68.78$65.13$61.49Go to nib
26ahm health insuranceambulance & accident hospital (basic)Basic$500$90.65$68.79$65.14$61.50Go to ahm
27TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital $750 excessBasic Plus$750$90.85$68.94$65.29$61.63Go to TUH,
28TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $750 excessBasic Plus$750$90.85$68.94$65.29$61.63Go to TUH,
29Health Insurance Fund of Australia LimitedBasic Plus Hospital $750/$1500Basic Plus$750$91.55$69.47$65.79$62.11Go to Health
30HBF Health LimitedBasic Hospital Plus $750/$1500 ExcessBasic Plus$750$91.73$69.61$65.92$62.23Go to HBF
31Bupa HI Pty LtdBasic Accident Only Hospital $500 ExcessBasic$500$91.95$69.77$66.08$62.38Go to Bupa
32GMHBA LimitedGMHBA Basic Plus Starter HospitalBasic Plus$750$92.35$70.08$66.36$62.65Go to GMHBA
33AIA Health Insurance Pty LtdBasic Accident Only Hospital 500Basic$500$92.60$70.27$66.54$62.82Go to AIA
34TUH, part of the Teachers Health Group
restricted membership
Union Health Basic+ Hospital ($500/1000 excess)Basic Plus$500$92.77$70.40$66.67$62.94Go to TUH,
35TUH, part of the Teachers Health Group
restricted membership
Basic+ Hospital $500 excessBasic Plus$500$92.77$70.40$66.67$62.94Go to TUH,
36nib Health Funds Ltd.Basic Care Hospital Plus $750 ExcessBasic Plus$750$93.39$70.87$67.11$63.36Go to nib
37Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$750$93.60$71.03$67.26$63.50Go to Medibank
38Bupa HI Pty LtdBasic Plus Starter Hospital $750 ExcessBasic Plus$750$93.65$71.06$67.30$63.53Go to Bupa
39HBF Health LimitedBasic Hospital Plus $750/$1500 Excess & Ambulance CareBasic Plus$750$93.90$71.25$67.48$63.70Go to HBF
40Health Insurance Fund of Australia LimitedBasic Plus Hospital $500/$1000Basic Plus$500$93.95$71.29$67.51$63.74Go to Health
41see-u by HBFSaver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)Bronze Plus$750$94.10$71.40$67.62$63.84Go to see-u
42ahm health insurancebronze no fussBronze$750$94.70$71.86$68.05$64.25Go to ahm
43ahm health insurancecore hospital (basic+)Basic Plus$500$95.05$72.13$68.30$64.48Go to ahm
44Bupa HI Pty LtdBronze Hospital $750 ExcessBronze$750$95.10$72.16$68.34$64.52Go to Bupa
45Defence Health Limited
restricted membership
Defence Hospital Basic PlusBasic Plus$500$95.64$72.57$68.73$64.88Go to Defence
46nib Health Funds Ltd.AAMI Basic Hospital Plus $750 ExcessBasic Plus$750$95.69$72.61$68.76$64.92Go to nib
47Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$750$95.75$72.66$68.81$64.96Go to Australian
48nib Health Funds Ltd.ING Basic Plus Hospital $750 ExcessBasic Plus$750$95.78$72.68$68.83$64.98Go to nib
49HCFHCF Hospital Basic Plus $500 ExcessBasic Plus$500$96.13$72.95$69.08$65.22Go to HCF
50RT Health - a division of The Hospitals Contribution FundBasic Plus Starter Hospital $500 ExcessBasic Plus$500 /policy$96.13$72.95$69.08$65.22Go to RT
51nib Health Funds Ltd.Qantas Basic Hospital $750 ExcessBasic Plus$750$96.33$73.10$69.22$65.35Go to nib
52nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $750 ExcessBasic Plus$750$96.33$73.10$69.22$65.35Go to nib
53nib Health Funds Ltd.Real Basic Plus Hospital $750 ExcessBasic Plus$750$96.33$73.10$69.22$65.35Go to nib
54nib Health Funds Ltd.Basic Essential Hospital Plus $750 ExcessBasic Plus$750$96.33$73.10$69.22$65.35Go to nib
55HBF Health LimitedBasic Hospital Plus $500/$1000 ExcessBasic Plus$500$96.59$73.29$69.41$65.53Go to HBF
56Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$750$97.00$73.61$69.71$65.81Go to Defence
57Latrobe Health ServicesBronze Hospital 750 ExcessBronze$750$97.55$74.02$70.10$66.18Go to Latrobe
58Medibank Private LimitedMedibank Basic Accident and AmbulanceBasic$500$97.75$74.17$70.24$66.32Go to Medibank
59Westfund LimitedBasic Plus 500 HospitalBasic Plus$500$97.80$74.21$70.28$66.35Go to Westfund
60Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$750$98.05$74.40$70.46$66.52Go to Medibank
61Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$500$98.40$74.67$70.71$66.76Go to Medibank
62see-u by HBFSaver Hospital $750 Excess (Bronze Plus)Bronze Plus$750$98.55$74.78$70.82$66.86Go to see-u
63HBF Health LimitedBasic Hospital Plus $500/$1000 Excess & Ambulance CareBasic Plus$500$98.76$74.94$70.97$67.00Go to HBF
64CBHS Health Fund Limited
restricted membership
Starter Basic Plus Hospital $750 ExcessBasic Plus$750$99.02$75.14$71.16$67.18Go to CBHS
65Phoenix Health Fund LimitedBronze Hospital 750Bronze$750$99.13$75.22$71.24$67.25Go to Phoenix
66HBF Health LimitedLite Bronze Hospital Plus $750/$1500 ExcessBronze Plus$750$99.20$75.27$71.29$67.30Go to HBF
67nib Health Funds Ltd.Basic Care Hospital Plus $500 ExcessBasic Plus$500$99.35$75.39$71.39$67.40Go to nib
68Phoenix Health Fund LimitedBronze Plus Essentials Hospital 750Bronze Plus$750$99.46$75.47$71.47$67.48Go to Phoenix
69Latrobe Health ServicesBasic Plus Active Hospital $750Basic Plus$750$100.13$75.98$71.95$67.93Go to Latrobe
70Latrobe Health ServicesBronze Hospital 500 ExcessBronze$500$100.20$76.03$72.00$67.98Go to Latrobe
71nib Health Funds Ltd.Suncorp Health Insurance Basic Hospital Plus $500 ExcessBasic Plus$500$100.25$76.07$72.04$68.01Go to nib
72nib Health Funds Ltd.Basic Essential Hospital Plus $500 ExcessBasic Plus$500$100.25$76.07$72.04$68.01Go to nib
73Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$750$100.39$76.18$72.14$68.11Go to Defence
74GMHBA LimitedFrank Bronze HospitalBronze$750$100.40$76.19$72.15$68.11Go to GMHBA
75nib Health Funds Ltd.ING Basic Plus Hospital $500 ExcessBasic Plus$500$100.43$76.21$72.17$68.13Go to nib
76nib Health Funds Ltd.Qantas Basic Hospital $500 ExcessBasic Plus$500$100.61$76.34$72.30$68.26Go to nib
77nib Health Funds Ltd.AAMI Basic Hospital Plus $500 ExcessBasic Plus$500$100.66$76.38$72.34$68.29Go to nib
78Bupa HI Pty LtdBasic Plus Starter Hospital $500 ExcessBasic Plus$500$100.90$76.56$72.51$68.45Go to Bupa
79ahm health insurancebronze plus everydayBronze Plus$750$101.30$76.87$72.80$68.72Go to ahm
80HBF Health LimitedLite Bronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$101.37$76.92$72.85$68.77Go to HBF
81HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 ExcessBasic Plus$750$101.90$77.32$73.23$69.13Go to HBF
82HCFHCF HOSPITAL BRONZE $750 EXCESSBronze$750$101.92$77.34$73.24$69.14Go to HCF
83Latrobe Health ServicesBronze Plus Hospital 750 ExcessBronze Plus$750$102.05$77.44$73.33$69.23Go to Latrobe
84Bupa HI Pty LtdBronze Plus Simple Hospital $750 ExcessBronze Plus$750$102.20$77.55$73.44$69.33Go to Bupa
85Latrobe Health ServicesBasic Plus Top Hospital $750Basic Plus$750$102.32$77.64$73.53$69.42Go to Latrobe
86Bupa HI Pty LtdBronze Plus Select Hospital $750 ExcessBronze Plus$750$102.50$77.78$73.66$69.54Go to Bupa
87nib Health Funds Ltd.Real Basic Plus Hospital $500 ExcessBasic Plus$500$102.83$78.03$73.89$69.76Go to nib
88Phoenix Health Fund LimitedBronze Hospital 500Bronze$500$102.87$78.06$73.92$69.79Go to Phoenix
89AIA Health Insurance Pty LtdBasic Plus Hospital 750Basic Plus$750$102.88$78.07$73.93$69.80Go to AIA
90Defence Health Limited
restricted membership
Saver Hospital Bronze PlusBronze Plus$500$103.00$78.16$74.02$69.88Go to Defence
91nib Health Funds Ltd.Bronze Hospital $750 ExcessBronze$750$103.05$78.20$74.05$69.91Go to nib
92Defence Health Limited
restricted membership
Essentials Hospital Basic Plus 250Basic Plus$250$103.50$78.54$74.38$70.22Go to Defence
93HBF Health LimitedBasic Hospital Plus Elevate $750/$1500 Excess & Ambulance CareBasic Plus$750$104.07$78.97$74.79$70.60Go to HBF
94ahm health insurancebronze no fussBronze$500$104.15$79.03$74.84$70.66Go to ahm
95Health PartnersBasic Accident Hospital $750 ExcessBasic$750$104.82$79.54$75.32$71.11Go to Health
96GMHBA LimitedFrank Bronze Plus HospitalBronze Plus$750$105.00$79.68$75.45$71.23Go to GMHBA
97Westfund LimitedBronze 750 HospitalBronze$750$105.21$79.84$75.60$71.38Go to Westfund
98Australian Unity Health LimitedSimple Hospital (Basic Plus)Basic Plus$500$105.50$80.06$75.81$71.57Go to Australian
99Phoenix Health Fund LimitedBronze Plus Essentials Hospital 500Bronze Plus$500$105.61$80.14$75.89$71.65Go to Phoenix
100nib Health Funds Ltd.Bronze Protect Hospital Plus $750 ExcessBronze Plus$750$105.63$80.15$75.91$71.66Go to nib
101Defence Health Limited
restricted membership
Defence Hospital Bronze PlusBronze Plus$500$106.74$81.00$76.70$72.41Go to Defence
102HCFHCF HOSPITAL BRONZE PLUS $750 EXCESSBronze Plus$750$107.20$81.35$77.03$72.73Go to HCF
103Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$750$107.45$81.54$77.21$72.90Go to Medibank
104CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $750 ExcessBronze Plus$750$107.51$81.58$77.26$72.94Go to CBHS
105nib Health Funds Ltd.AAMI Bronze Hospital $750 ExcessBronze Plus$750$108.11$82.04$77.69$73.34Go to nib
106Medibank Private LimitedMedibank Basic Plus SelectBasic Plus$250$108.15$82.07$77.72$73.37Go to Medibank
107Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 750Bronze Plus$750$108.42$82.27$77.91$73.55Go to Defence
108Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$750$108.64$82.44$78.07$73.70Go to Defence
109Bupa HI Pty LtdBupa Employee Bronze Plus HospitalBronze Plus—$108.80$82.56$78.18$73.81Go to Bupa
110nib Health Funds Ltd.Seniors Bronze Plus Hospital $750 ExcessBronze Plus$750$108.83$82.58$78.21$73.83Go to nib
111nib Health Funds Ltd.Apia Bronze Hospital Plus $750 ExcessBronze Plus$750$108.83$82.58$78.21$73.83Go to nib
112nib Health Funds Ltd.Qantas Bronze Hospital Plus $750 ExcessBronze Plus$750$108.83$82.58$78.21$73.83Go to nib
113nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $750 ExcessBronze Plus$750$108.83$82.58$78.21$73.83Go to nib
114nib Health Funds Ltd.ING Bronze Plus Hospital $750 ExcessBronze Plus$750$108.83$82.58$78.21$73.83Go to nib
115nib Health Funds Ltd.Real Bronze Plus Hospital $750 ExcessBronze Plus$750$108.97$82.69$78.31$73.93Go to nib
116Westfund LimitedBronze 500 HospitalBronze$500$109.07$82.76$78.38$74.00Go to Westfund
117Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$109.09$82.78$78.39$74.01Go to Teachers
118Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$109.09$82.78$78.39$74.01Go to Teachers
119Teachers Health
restricted membership
Basic Hospital (Basic Plus)Basic Plus$300$109.09$82.78$78.39$74.01Go to Teachers
120Bupa HI Pty LtdBronze Hospital $500 ExcessBronze$500$109.15$82.83$78.44$74.05Go to Bupa
121nib Health Funds Ltd.Bronze Hospital $500 ExcessBronze$500$110.09$83.54$79.11$74.69Go to nib
122nib Health Funds Ltd.Bronze Hospital Plus $750 ExcessBronze Plus$750$110.32$83.71$79.28$74.84Go to nib
123Health Insurance Fund of Australia LimitedBronze Hospital $750/$1500Bronze$750$110.60$83.93$79.48$75.03Go to Health
124AIA Health Insurance Pty LtdBronze Hospital 750Bronze$750$110.87$84.13$79.67$75.22Go to AIA
125Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$750$111.35$84.49$80.02$75.54Go to Australian
126ahm health insurancebronze plus everydayBronze Plus$500$111.40$84.53$80.05$75.58Go to ahm
127HCFHCF HOSPITAL BRONZE $500 EXCESSBronze$500$112.00$84.99$80.48$75.98Go to HCF
128Medibank Private LimitedMedibank Bronze Plus SupportBronze Plus$750$112.15$85.10$80.59$76.08Go to Medibank
129Health Insurance Fund of Australia LimitedBronze Plus Hospital $750/$1500Bronze Plus$750$113.55$86.16$81.60$77.03Go to Health
130GMHBA LimitedGMHBA Bronze Plus Core HospitalBronze Plus$750$113.65$86.24$81.67$77.10Go to GMHBA
131HBF Health LimitedLite Bronze Hospital Plus $500/$1000 ExcessBronze Plus$500$114.11$86.59$82.00$77.41Go to HBF
132Bupa HI Pty LtdReciprocal Health Cover - BasicBasic$500$114.35$86.77$82.17$77.58Go to Bupa
133Bupa HI Pty LtdBronze Plus Advantage Hospital $750 ExcessBronze Plus$750$114.70$87.04$82.42$77.81Go to Bupa
134GMHBA LimitedGMHBA Bronze Plus Advantage Hospital $750Bronze Plus$750$114.80$87.11$82.50$77.88Go to GMHBA
135Health PartnersBasic Hospital Plus $750 ExcessBasic Plus$750$114.88$87.17$82.55$77.94Go to Health
136Medibank Private LimitedMedibank Bronze Plus ValueBronze Plus$500$114.95$87.23$82.60$77.98Go to Medibank
137nib Health Funds Ltd.Bronze Protect Hospital Plus $500 ExcessBronze Plus$500$115.01$87.27$82.65$78.03Go to nib
138HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 ExcessBasic Plus$500$115.15$87.38$82.75$78.12Go to HBF
139Health Insurance Fund of Australia LimitedBronze Hospital $500/$1000Bronze$500$115.20$87.42$82.78$78.15Go to Health
140Defence Health Limited
restricted membership
Advanced Hospital Bronze PlusBronze Plus$500$115.36$87.54$82.90$78.26Go to Defence
141HBF Health LimitedLite Bronze Hospital Plus $500/$1000 Excess & Ambulance CareBronze Plus$500$116.28$88.24$83.56$78.89Go to HBF
142ahm health insurancebronze plus loadedBronze Plus$750$116.85$88.67$83.97$79.27Go to ahm
143CBHS Health Fund Limited
restricted membership
Value Bronze Plus Hospital $500 ExcessBronze Plus$500$117.04$88.81$84.11$79.40Go to CBHS
144Latrobe Health ServicesBronze Plus Hospital 500 ExcessBronze Plus$500$117.15$88.90$84.19$79.48Go to Latrobe
145Bupa HI Pty LtdBronze Plus Simple Hospital $500 ExcessBronze Plus$500$117.20$88.93$84.22$79.51Go to Bupa
146HBF Health LimitedBasic Hospital Plus Elevate $500/$1000 Excess & Ambulance CareBasic Plus$500$117.32$89.02$84.31$79.59Go to HBF
147Defence Health Limited
restricted membership
Everyday Hospital Bronze Plus 500Bronze Plus$500$117.55$89.20$84.47$79.75Go to Defence
148Latrobe Health ServicesPartner Basic PlusBasic Plus$750$117.94$89.50$84.75$80.01Go to Latrobe
149Bupa HI Pty LtdBronze Plus Select Hospital $500 ExcessBronze Plus$500$118.45$89.88$85.12$80.36Go to Bupa
150HBF Health LimitedBronze Hospital Plus $750/$1500 ExcessBronze Plus$750$118.49$89.91$85.15$80.39Go to HBF
151AIA Health Insurance Pty LtdBronze Hospital 500Bronze$500$118.50$89.92$85.16$80.39Go to AIA
152Peoplecare Health InsuranceBasic Plus Hospital $750Basic Plus$750$119.07$90.35$85.56$80.78Go to Peoplecare
153Health Insurance Fund of Australia LimitedBronze Plus Hospital $500/$1000Bronze Plus$500$119.30$90.53$85.73$80.94Go to Health
154Health PartnersBasic Hospital Plus $500 ExcessBasic Plus$500$119.86$90.95$86.13$81.32Go to Health
155RT Health - a division of The Hospitals Contribution FundBronze Plus Essential Hospital $700 ExcessBronze Plus$700$120.47$91.42$86.57$81.73Go to RT
156HBF Health LimitedBronze Hospital Plus $750/$1500 Excess & Ambulance CareBronze Plus$750$120.66$91.56$86.71$81.86Go to HBF
157see-u by HBFSmart Hospital $750 Excess (Bronze Plus)Bronze Plus$750$120.70$91.59$86.74$81.89Go to see-u
158AIA Health Insurance Pty LtdBronze Plus Essential Hospital 750Bronze Plus$750$121.15$91.93$87.06$82.19Go to AIA
159nib Health Funds Ltd.Basic Essential Hospital Plus $250 ExcessBasic Plus$250$121.47$92.17$87.29$82.41Go to nib
160Medibank Private LimitedMedibank Bronze Plus AdvancedBronze Plus$500$121.50$92.20$87.31$82.43Go to Medibank
161Westfund LimitedBronze Plus 750 HospitalBronze Plus$750$121.51$92.20$87.32$82.43Go to Westfund
162Australian Unity Health LimitedCore Hospital (Bronze Plus)Bronze Plus$500$122.20$92.73$87.81$82.90Go to Australian
163nib Health Funds Ltd.AAMI Bronze Hospital $500 ExcessBronze Plus$500$122.60$93.03$88.10$83.17Go to nib
164HCFHCF HOSPITAL BRONZE PLUS $500 EXCESSBronze Plus$500$122.63$93.05$88.12$83.19Go to HCF
165Peoplecare Health InsuranceBasic Plus Hospital $500Basic Plus$500$122.68$93.09$88.16$83.23Go to Peoplecare
166nib Health Funds Ltd.Apia Bronze Hospital Plus $500 ExcessBronze Plus$500$122.78$93.17$88.23$83.30Go to nib
167nib Health Funds Ltd.Qantas Bronze Hospital Plus $500 ExcessBronze Plus$500$122.78$93.17$88.23$83.30Go to nib
168ahm health insurancebronze plus supportBronze Plus$750$122.80$93.18$88.25$83.31Go to ahm
169HCiBronze Plus Hospital $750 excessBronze Plus$750$123.11$93.42$88.47$83.52Go to HCi
170nib Health Funds Ltd.Suncorp Health Insurance Bronze Hospital $500 ExcessBronze Plus$500$124.04$94.12$89.14$84.15Go to nib
171nib Health Funds Ltd.Seniors Bronze Plus Hospital $500 ExcessBronze Plus$500$124.13$94.19$89.20$84.21Go to nib
172nib Health Funds Ltd.Bronze Hospital Plus $500 ExcessBronze Plus$500$124.13$94.19$89.20$84.21Go to nib
173nib Health Funds Ltd.ING Bronze Plus Hospital $500 ExcessBronze Plus$500$124.22$94.26$89.27$84.27Go to nib
174nib Health Funds Ltd.Real Bronze Plus Hospital $500 ExcessBronze Plus$500$124.67$94.60$89.59$84.58Go to nib

What changes the figure

Set by law, not by the insurer; quoted from PrivateHealth.gov.au with the period each applies to.

The rebate takes money off

The government pays part of every premium, in four income tiers and three age bands. For 1 July 2026 to 31 March 2027: under 65 it is 24.118% on the base tier, 16.079% on tier 1, 8.038% on tier 2 and nothing on tier 3; from 65 it rises to 28.139% and from 70 to 32.158% on the base tier. Singles' base tier ends at $105,000, families' at $210,000 plus $1,500 a child after the first. Claim it as a lower premium through the insurer, or at tax time.

PrivateHealth.gov.au, Australian Government Rebate on private health insurance
Lifetime Health Cover loading adds money on

Start hospital cover after the 1 July following your 31st birthday and 2% is added for every year you were over 30, up to 70%. It comes off after 10 continuous years of cover, and you can be without cover for 1,094 days in your life before it counts against you.

PrivateHealth.gov.au, Lifetime Health Cover

Questions

Answered from the release dated 2026-10-01.

What is the highest tier available under $125 a month in Western Australia for a single?
Bronze Plus: see-u by HBF's Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) at $94.10 a month, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Is the premium what I would pay?
No. $78.86 a month is the figure see-u by HBF published to the regulator for a single in Western Australia on 2026-10-01, before the Australian Government rebate and before any Lifetime Health Cover loading; what you pay depends on your income tier, your age when you first took hospital cover and the excess you choose.
What is the cheapest after the Australian Government rebate?
see-u by HBF's Starter Hospital $750 Excess with Daily Co-Pay (Basic) at $78.86 a month published comes to under 65 about $59.84 a month, 65 to 69 about $56.67 a month, 70 and over about $53.50 a month on the base income tier (1 July 2026 to 31 March 2027), as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09. Every row below carries the same three figures.

Related

Other questions for a single in Western Australia, the same question for other households, and the guides behind the settings.

Important information

General information only. Not advice.

  • Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
  • OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
  • OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
  • Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
  • Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.

General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints

Open pricing means Australians can be better informed, and save more.

Most comparison sites show the insurers that pay them. OpenStream lists every open private health insurance policy from every registered insurer, 79,604 open policies from 34 registered health insurers, at the premium each publishes to the Private Health Insurance Ombudsman, released monthly. Nothing is promoted; car, travel, life and pet are named from APRA's registers and never priced.

  • 34
    registered health insurers
  • 79,604
    open policies
  • 0
    promoted rows
  • 100%
    of prices cite their source