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Hospital only · Silver · Single · Northern Territory · release 2026-10-01 · ranked 2026-11-09
Cheapest Silver hospital cover in Northern Territory for a single: $85.52 a month, release 2026-10-01, ranked 2026-11-09
In Northern Territory, the cheapest of 33 published open Silver hospital policies for a single from 7 insurers (median $113.12 a month) is see-u by HBF's Secure Hospital $750 Excess (Silver) at $85.52 a month before the government rebate, or about $71.77 after the 16.079% rebate for under-65s on income tier 1 ($105,001 to $123,000, 1 July 2026 to 31 March 2027), with a $750 excess per person, as published to the Private Health Insurance Ombudsman in its monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
All 33 are below with 3 per-person excess options from $250 to $750, 4 with no excess, and each insurer's own page; the same rebate brings the cheapest to about $68.33 at 65 to 69 and $64.89 from 70, and the table carries every age band at every income tier; Lifetime Health Cover loading adds 2% for each year over 30 where hospital cover starts after the 1 July following the 31st birthday, up to 70%.
Go straight to it
The cheapest Silver hospital policy for a single in Northern Territory and the next two insurers below it, in the published order, each to its own site. Premiums are reproduced from the Private Health Insurance Ombudsman's monthly open-data release dated 2026-10-01, read and ranked by OpenStream on 2026-11-09.
Cheapest · our recommendationSilver hospital for a single, before the rebate, release 2026-10-01 · price read 2026-11-09$85.52/mo
Alternative · 2nd cheapestSilver hospital for a single, before the rebate, release 2026-10-01 · price read 2026-11-09$94.30/mo
Alternative · 3rd cheapestSilver hospital for a single, before the rebate, release 2026-10-01 · price read 2026-11-09$94.58/mo
The answers above this page
Who is covered
The premium changes with the household; the same policy appears once per scale. Monthly premiums are before the Australian Government rebate and any Lifetime Health Cover loading, as the insurer published them.
33 policies, after the 16.079% rebate
The published premium less the 16.079% the government pays for Under 65, income $105,001 to $123,000 (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027); the published figure sits under each. The order is the published order. The excess, waiting periods and what is restricted differ: open the policy before comparing on price alone.
1
$750 excess · pregnancy no · psychiatric restricted · joints noGo to see-u by HBF$71.77/mo$85.52 published2
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GMHBA Limited$79.14/mo$94.30 published3
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$79.37/mo$94.58 published4
$750 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$81.78/mo$97.45 published5
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$83.42/mo$99.40 published6
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$83.87/mo$99.94 published7
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$84.47/mo$100.66 published8
$500 excess · pregnancy no · psychiatric restricted · joints noGo to ahm health insurance$84.51/mo$100.70 published9
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$84.78/mo$101.02 published10
$750 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$86.30/mo$102.83 published11
$500 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$86.37/mo$102.92 published12
$750 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$86.40/mo$102.95 published13
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$93.38/mo$111.27 published14
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$93.41/mo$111.31 published15
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$93.83/mo$111.81 published16
$250 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$94.41/mo$112.50 published17
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$94.93/mo$113.12 published18
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$96.16/mo$114.58 published19
$500 excess · pregnancy no · psychiatric restricted · joints noGo to AIA Health Insurance Pty Ltd$97.18/mo$115.80 published20
$500 excess · pregnancy no · psychiatric restricted · joints noGo to nib Health Funds Ltd.$98.57/mo$117.45 published21
$500 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$101.06/mo$120.42 published22
no excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$103.50/mo$123.33 published23
$250 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$108.40/mo$129.17 published24
no excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$116.44/mo$138.75 published25
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$129.73/mo$154.58 published26
$500 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$143.02/mo$170.42 published27
$250 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$155.95/mo$185.83 published28
$750 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$164.34/mo$195.83 published29
no excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$167.84/mo$200.00 published30
$500 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$174.14/mo$207.50 published31 $250 excess · pregnancy no · psychiatric restricted · joints noGo to Latrobe Health Services$176.37/mo$210.16 published32
$250 excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$184.63/mo$220.00 published33
no excess · pregnancy no · psychiatric restricted · joints noGo to GU Health$195.12/mo$232.50 published
Questions for a single in Northern Territory, answered from the same release
The cheapest of the 33 after the government rebate
$85.52 a month, the published premium for see-u by HBF's Secure Hospital $750 Excess (Silver), less the share the government pays, by the age of the oldest person on the policy and the household's income tier (PrivateHealth.gov.au, 1 July 2026 to 31 March 2027). Any Lifetime Health Cover loading is added on top; the chips above apply the same arithmetic to every row.
| Oldest person | Up to $105,000 | $105,001 to $123,000 | $123,001 to $164,000 | $164,001 and over |
|---|---|---|---|---|
| Under 65 | $64.89 · 24.118% off | $71.77 · 16.079% off | $78.65 · 8.038% off | $85.52 · 0% off |
| 65 to 69 | $61.46 · 28.139% off | $68.33 · 20.098% off | $75.21 · 12.058% off | $85.52 · 0% off |
| 70 and over | $58.02 · 32.158% off | $64.89 · 24.118% off | $71.77 · 16.079% off | $85.52 · 0% off |
General information only. Not advice.
- Every premium on these pages is the figure the insurer publishes to the Private Health Insurance Ombudsman's PrivateHealth.gov.au data, release dated 01-Oct-2026, shown per month before the Australian Government rebate and before any Lifetime Health Cover loading. What you pay depends on your income tier, your age when you first took hospital cover, your state and the excess you choose. It can be lower or higher than the figure shown.
- OpenStream does not consider your health, your circumstances or your needs. A cheaper policy may exclude a service you will need; waiting periods, excesses, co-payments, hospital agreements and age-based discounts differ by policy. Read the insurer's Private Health Information Statement (PHIS) before deciding; every policy here links to the regulator's record.
- OpenStream is not a registered health insurer, does not sell insurance and does not arrange cover. Links to insurers go to the insurer's own website. We receive no payment from any health insurer at the date shown; if that changes, it will be stated on this page and on the methodology page, and it will never change the order policies appear in, which is by published premium alone.
- Private health insurance is not a financial product under section 765A(1)(c) of the Corporations Act 2001, so this comparison is not a financial service and OpenStream does not hold an Australian financial services licence. If you want personal advice, speak to the insurer or a licensed adviser.
- Source: PrivateHealth.gov.au open data, published by the Private Health Insurance Ombudsman on data.gov.au under Creative Commons Attribution 3.0 Australia. Products closed to new members are not shown. Figures are reproduced, not estimated.
General information only, not advice. OpenStream is not an insurer, not a broker and holds no Australian financial services licence. It does not sell, arrange or recommend insurance, and nothing here is a recommendation or a quote. Everything on this page is built from public sources - regulators, government bodies and the providers' own published material - each named and dated where it is used, so you can check it yourself. It does not take account of your circumstances. How OpenStream works · Corrections and complaints