Marketing agency insurance in Australia

There is no answer to that question, and any page that gives one has made it up. OpenStream publishes no premium for any business cover, and no range, no "from" figure and no typical cost: business insurance is underwritten per risk from the trade, the turnover, the premises and the claims history, so there is no list price to read, and no Australian regulator publishes business premiums the way the Private Health Insurance Ombudsman publishes every open health policy's premium. What can be said, and is said on this page, is which covers Advertising Services (ANZSIC class 6940) is required to hold and who requires them, each with its source and the day it was checked (3 November 2026).

Workers compensation insurance, once the business employs anyone: business.gov.au, the Australian Government's business information service states that "Employers must get workers compensation insurance from an authorised insurer" and that "The laws vary in each state and territory", checked on 3 November 2026. Beyond that, no Australian law requires any cover of this class; the rest is contractual or commercial.

Not by law. No Australian law requires public liability insurance of businesses generally, as stated by business.gov.au, the Australian Government's business information service, checked on 3 November 2026. Where it is required, a landlord, council, venue, head contractor or client has made it a condition, and that condition names the sum insured, not a statute..

Not required by law; required by contract where someone makes it a condition: the ABS defines this class as "the creation of advertising campaigns and materials; and media planning and buying (i.e. placing advertisements)" - the business commits a client's money to a placement, so business.gov.au's "not achieving the results of a contract" and "breaches of contract that result in a loss for your client" are the exposure; no regulator registers the occupation, as stated by business.gov.au, the Australian Government's business information service, checked on 3 November 2026.

Not required by law or by any standard condition: the media planning and buying in the ABS definition holds customer lists and audience data on the client's behalf, which is where the OAIC's notification duty bites if the Privacy Act 1988 covers the organisation; the duty is to notify the people affected and the OAIC, and no law requires the insurance, as stated by the Office of the Australian Information Commissioner, checked on 3 November 2026.